[No Thirst Software] Capital One (UK)
Hi, Have been able to download from my building society but am having trouble with my credit card. The Capital One Bank option in MoneyWell seems to be different from the Capital One Bank option I really need. The url is this: https://www.capitaloneonline.co.uk/CapitalOne_Consumer/Login.do They've informed me that I should be able to download statements directly using MS Money. Should MoneyWell be able to do the same? Cheers, Justin --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Opening same MoneyWell document on two different computers
It's planned for a future release and may even appear as soon as the iPhone version. Peace, Kevin Hoctor No Thirst Software LLC http://nothirst.com Sent from my iPhone On Dec 21, 2008, at 10:17 PM, Mikey wrote: > > Is the syncing support already present or is that planned in some > future version? If it's in the future, will it be the next release? > > On Dec 21, 9:51 pm, Kevin Hoctor wrote: >> Yes, you should close the document first. MoneyWell will probably >> sync >> documents instead of allowing multi-access. >> >> Peace, >> >> Kevin Hoctor >> No Thirst Software LLChttp://nothirst.com >> >> Sent from my iPhone >> >> On Dec 21, 2008, at 8:47 PM, Mikey wrote: >> >> >> >>> If I want to work in the same MoneyWell file on two different >>> computers, I assume that I should close the file on one machine >>> before >>> editing it on the other. >> >>> If this is correct, will there every be support for simultaneous >>> editing of the same file on two different computers? > > --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] business versus non-business income/expense
As a follow-up to an earlier post about the best way to work with Moneywell with my wife, etc., another question comes to mind: how might I best differentiate in Moneywell between my income (which is all self-employment income) and her's (regular-pay-check income), and between my expenses (many of them business tax deductions), and hers, which are not? I ask because it seems like it would be easier if we could have (for example) one joint bucket for all income coming in, and similarly one joint bucket for each of the various expense categories. But will it get confusing if we have (as an example) an "entertainment" bucket, some of which will be tax deductible for me as research, some of which will be her's and not tax-deductible, etc.? Am I obligated to have "business" and "non-business" income/expense buckets for everything (or am I over-thinking this? :-)) Thanks in advance! - Rob --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Car Loan
On Dec 21, 2008, at 7:01 PM, mhadja...@gmail.com wrote: > Maybe i'm missing something, but my interest goes down each payment as > I'm paying more towards principle. It also changes depending on how > many days sooner my payment clears. The reason for tracking is to see > how much money is leaving my checking account each month, as well as > the remaining principle left to pay my auto loan. > > When I receive my statement, it tells me the prior months interest > payment, which I tack on to the remaining auto loan balance. So the > actual amount owed for my vehicle isn't exact, but its within 100 > bucks typically. > But your loan payments are the same all the time, correct? And this is what comes out of your checking account each month so this is what you are trying to track to control cash flow, right? What I am saying is, tracking the principal and interest is fine but excessive work because you are not affecting it unless you decide to pay more than you calculated loan payment. If you are going to do that, then you still will have a static amount going to your loan each month and you just have to check with the bank to see what you balance is prior to your last payment because it will get paid off early. > I'm trying to learn this program and use it to my advantage, but I > feel like i'm struggling more to figure this out and having to hold > back from a lot of the 2.0 features. MoneyWell 2.0 will have some great additions but the core process of managing your cash flow better is already in place. If this is what you're trying to accomplish or you just enjoy a cleaner register manager, then MoneyWell 1.4 should be helpful. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] any ETA for the Iphone version?
Just curious! (though I know that the "real" answer is that "it's done when it's done :-))! Also let me know if you need beta testers! - Robert --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: curious how others work with Moneywell when two (such as a married couple) are involved
On Dec 21, 2008, at 11:24 PM, Robert wrote: > I've almost now gotten my brain around the Moneywell concept (great > looking stuff!) My one sticking point is in trying to figure out the > optimal way to use Moneywell with my wife so that we can track ALL of > our expenses/income, even if I'm the one who will most likely "take > charge" of the actual program. For example, between us we have: > checking accounts (one individual account for each of us) > two savings accounts (each joint) > two separate savings accounts for our son > various individual credit card accounts (Macy's, Chase Visa, etc., all > of which we always pay in full at the end of the month) > > We also have 2 separate computers in the household (networked) on > which we routinely do our work. Hi Bob, There have been some great answers already but I'll add our situation. Judy and I have our own computers but one of us has always been in charge of keeping the books. For years it was Judy and then I took over. I guess that was a good thing because it drove me to write MoneyWell. We don't have separate checking accounts, just one main one, and we've dumped almost all our personal credit cards (we never were disciplined enough to pay them off by the end of the month). Because I primarily bank with Chase, I can see all purchases and deposits within minutes of when they happen online. It's not hard to see what each of us is spending and we just need to get together and clarify what some of the purchases are for. I'm hoping that MoneyWell Mobile will simplify this up even more and Judy will be able to enter all her transactions at the time she spends money. We do both have iPhones so that makes it easier for us. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Automatic download
Yes, you have the correct website. You will notice that they have a slightly different login than most banks, in that they have three fields that must be populated, plus they allow for multiple account numbers. Ideally, you should use the overarching access number, as that allows access to all subordinate accounts, and even accounts that one is a joint or custodial owner of. Then, they have both a user ID and also a password. I can name several products that all seem to access them with no problem (Yodlee, Mint, Quicken, etc., etc.) I also have this problem with other accounts, too, such as my Bank of America Military Bank accounts. It also tells me that direct download is not available, BTW. They are at https://www.bankofamerica.com/military/. --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Capital One (UK)
On Dec 22, 2008, at 6:22 AM, Justin wrote: > Have been able to download from my building society but am having > trouble with my credit card. > > The Capital One Bank option in MoneyWell seems to be different from > the Capital One Bank option I really need. The url is this: > https://www.capitaloneonline.co.uk/CapitalOne_Consumer/Login.do > > They've informed me that I should be able to download statements > directly using MS Money. Should MoneyWell be able to do the same? Hi Justin, I know the U.S. version of Capital One works but I haven't heard that the U.K. version supports direct connect. If they support Quicken, then MoneyWell should be able to support them but MS Money does some screen scraping and is not really doing OFX direct connect for some banks. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: business versus non-business income/expense
On Dec 22, 2008, at 8:55 AM, Robert wrote: > As a follow-up to an earlier post about the best way to work with > Moneywell with my wife, etc., another question comes to mind: how > might I best differentiate in Moneywell between my income (which is > all self-employment income) and her's (regular-pay-check income), and > between my expenses (many of them business tax deductions), and hers, > which are not? I ask because it seems like it would be easier if we > could have (for example) one joint bucket for all income coming in, > and similarly one joint bucket for each of the various expense > categories. But will it get confusing if we have (as an example) an > "entertainment" bucket, some of which will be tax deductible for me as > research, some of which will be her's and not tax-deductible, etc.? Am > I obligated to have "business" and "non-business" income/expense > buckets for everything (or am I over-thinking this? :-)) > Thanks in advance! Hi Robert, I actually keep two MoneyWell documents and try to keep my business expenses all in my business document. When I have business expenses in my personal account, I usually put them in a Business Expense bucket and reimburse myself so I keep it clean. For our income, I have two buckets to track Judy's and mine separately but when I allocate income, these are combined. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: any ETA for the Iphone version?
On Dec 22, 2008, at 9:01 AM, Robert wrote: > Just curious! (though I know that the "real" answer is that "it's done > when it's done :-))! > Also let me know if you need beta testers! No ETA until I get further along in the development process. Sorry. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Automatic download
On Dec 22, 2008, at 9:12 AM, bluegol...@gmail.com wrote: > Yes, you have the correct website. You will notice that they have a > slightly different login than most banks, in that they have three > fields that must be populated, plus they allow for multiple account > numbers. Ideally, you should use the overarching access number, as > that allows access to all subordinate accounts, and even accounts that > one is a joint or custodial owner of. Then, they have both a user ID > and also a password. I can name several products that all seem to > access them with no problem (Yodlee, Mint, Quicken, etc., etc.) > If you can access an account with Quicken, then I should be able to get to it with MoneyWell also. The others like Yodlee and Mint don't count because they don't do direct access but rather fake access as if you were logging in from the website and scrap information off the web pages. > I also have this problem with other accounts, too, such as my Bank of > America Military Bank accounts. It also tells me that direct download > is not available, BTW. They are at https://www.bankofamerica.com/military/ > . Let me know which ones can be accessed via Quicken and I'll work on adding support for those. Thanks. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: business versus non-business income/expense
In my case having two separate accounts might make things too complicated I'm guessing, as there's too much overlap. For example, we both use the same phone line, but a certain percentage of use is tax- deductible business use, and the rest is personal/home use. My accountant usually simply applies a reasonable percentage towards business deduction at the end of the year, so I'm presuming that in this example I should have one "phone" bucket and not separate out the portion that's for business? Similarly, with our mortgage payment, a percentage of what we pay can be deducted as a home office expense, which the accountant does at the end of the year; until then I presume I can simply have a single expense bucket for "mortgage"? Re: income -I'm presuming that even if our combined income is kept in a single "income" bucket, it will be easy after the fact to see who the payee was and figure out if it was income derived from my self- employment business or from her regular work? (or is it really necessary to have two separate income buckets as you have? Again - just curious if I'm on the right track!) Finally, can you explain what you mean by: " When I have business expenses in > my personal account, I usually put them in a Business Expense bucket > and reimburse myself so I keep it clean." in terms of "reimbursing" yourself? Just want to make sure I'm clear on the concept. Much thanks! - Robert On Dec 22, 10:23 am, Kevin Hoctor wrote: > On Dec 22, 2008, at 8:55 AM, Robert wrote: > > > As a follow-up to an earlier post about the best way to work with > > Moneywell with my wife, etc., another question comes to mind: how > > might I best differentiate in Moneywell between my income (which is > > all self-employment income) and her's (regular-pay-check income), and > > between my expenses (many of them business tax deductions), and hers, > > which are not? I ask because it seems like it would be easier if we > > could have (for example) one joint bucket for all income coming in, > > and similarly one joint bucket for each of the various expense > > categories. But will it get confusing if we have (as an example) an > > "entertainment" bucket, some of which will be tax deductible for me as > > research, some of which will be her's and not tax-deductible, etc.? Am > > I obligated to have "business" and "non-business" income/expense > > buckets for everything (or am I over-thinking this? :-)) > > Thanks in advance! > > Hi Robert, > > I actually keep two MoneyWell documents and try to keep my business > expenses all in my business document. When I have business expenses in > my personal account, I usually put them in a Business Expense bucket > and reimburse myself so I keep it clean. > > For our income, I have two buckets to track Judy's and mine separately > but when I allocate income, these are combined. > > Peace, > > Kevin Hoctor > ke...@nothirst.com > No Thirst Software LLChttp://nothirst.comhttp://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] regions bank direct connection via OFX
is this supposed to work? i have used moneydance and got it to work, as well as in quicken. i really am interested in your product as i can get away from MS in any form or fashion. interestingly, i had to create a connection manually in moneydance with the connection info found on this blog to get it to work. http://ofxblog.wordpress.com/2008/10/16/ofx-fi-details-for-regions-bank/ FI Id: 1001 FI Org: Amsouth FI Url: https://securebank.regions.com/OfxPipeline/ofx.ofx OFX Version: 102 i was trying to connect in moneywell but never got it to successfully work. i am considering iBank as its supposed to work as well, but does not as of yet. i have emailed them to ask about the same thing. if your produce can work, i like yours better and would like to use it instead. --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: regions bank direct connection via OFX
On Dec 22, 2008, at 10:01 AM, stguitar wrote: > is this supposed to work? i have used moneydance and got it to work, > as well as in quicken. i really am interested in your product as i can > get away from MS in any form or fashion. > > interestingly, i had to create a connection manually in moneydance > with the connection info found on this blog to get it to work. > > http://ofxblog.wordpress.com/2008/10/16/ofx-fi-details-for-regions-bank/ > > FI Id: 1001 > > FI Org: Amsouth > > FI Url: https://securebank.regions.com/OfxPipeline/ofx.ofx > > OFX Version: 102 > > i was trying to connect in moneywell but never got it to successfully > work. i am considering iBank as its supposed to work as well, but does > not as of yet. i have emailed them to ask about the same thing. if > your produce can work, i like yours better and would like to use it > instead. Thanks for the updated OFX information. I just updated MoneyWell's information so give it another try and let me know if it works. If it doesn't, please send me your ofxlog.txt file and I'll try to get it working. You can find it in your ~/Library/Application Support/ MoneyWell folder. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: regions bank direct connection via OFX
wow thanks for the quick response. ill try it on my lunch break while im at home and let you know. On Mon, Dec 22, 2008 at 10:31 AM, Kevin Hoctor wrote: > > On Dec 22, 2008, at 10:01 AM, stguitar wrote: > > > is this supposed to work? i have used moneydance and got it to work, > > as well as in quicken. i really am interested in your product as i can > > get away from MS in any form or fashion. > > > > interestingly, i had to create a connection manually in moneydance > > with the connection info found on this blog to get it to work. > > > > http://ofxblog.wordpress.com/2008/10/16/ofx-fi-details-for-regions-bank/ > > > > FI Id: 1001 > > > > FI Org: Amsouth > > > > FI Url: https://securebank.regions.com/OfxPipeline/ofx.ofx > > > > OFX Version: 102 > > > > i was trying to connect in moneywell but never got it to successfully > > work. i am considering iBank as its supposed to work as well, but does > > not as of yet. i have emailed them to ask about the same thing. if > > your produce can work, i like yours better and would like to use it > > instead. > > > Thanks for the updated OFX information. I just updated MoneyWell's > information so give it another try and let me know if it works. If it > doesn't, please send me your ofxlog.txt file and I'll try to get it > working. You can find it in your ~/Library/Application Support/ > MoneyWell folder. > > Peace, > > Kevin Hoctor > ke...@nothirst.com > No Thirst Software LLC > http://nothirst.com > http://kevinhoctor.blogspot.com > > > > > > > > > --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Auto downloads / recommendation
Jaysen wrote: > BUT, their excuse is legit. The OFX download is inherently insecure > from a theoretical perspective. In the real world it holds up fine. > Too bad most of the folks who make these decisions "internet security" > are so detached from the real world that they are unable to see the > stupidity of this position. If we used the same logic to determine is > heart transplant were "secure" then we the medical community would > never have would have tried it. Why would you say it's insecure? The downloaded file is accessed in the same manner you would access the account, so the same security features should be in place, no? > For the record I am one of those "internet security" types. More on > the implementation and verification then decision making, but close > enough to see both side of the story. I dabble.. > Jaysen -- --- Jason Frisvold xenopha...@gmail.com --- "I love deadlines. I like the whooshing sound they make as they fly by." - Douglas Adams --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: regions bank direct connection via OFX
ok i tried it agian... didnt work. i tried a few different regions connections and also making my own. i re-downloaded the app to get any changes you made and its still not working. i checked the log file and it has several attemps. several using the wrong connection settings(which is what the program tries to use), and i know the last one is the correct settings but the app still doesnt pull in the data. i have attached that file here. On Mon, Dec 22, 2008 at 10:31 AM, Kevin Hoctor wrote: > > On Dec 22, 2008, at 10:01 AM, stguitar wrote: > > > is this supposed to work? i have used moneydance and got it to work, > > as well as in quicken. i really am interested in your product as i can > > get away from MS in any form or fashion. > > > > interestingly, i had to create a connection manually in moneydance > > with the connection info found on this blog to get it to work. > > > > http://ofxblog.wordpress.com/2008/10/16/ofx-fi-details-for-regions-bank/ > > > > FI Id: 1001 > > > > FI Org: Amsouth > > > > FI Url: https://securebank.regions.com/OfxPipeline/ofx.ofx > > > > OFX Version: 102 > > > > i was trying to connect in moneywell but never got it to successfully > > work. i am considering iBank as its supposed to work as well, but does > > not as of yet. i have emailed them to ask about the same thing. if > > your produce can work, i like yours better and would like to use it > > instead. > > > Thanks for the updated OFX information. I just updated MoneyWell's > information so give it another try and let me know if it works. If it > doesn't, please send me your ofxlog.txt file and I'll try to get it > working. You can find it in your ~/Library/Application Support/ > MoneyWell folder. > > Peace, > > Kevin Hoctor > ke...@nothirst.com > No Thirst Software LLC > http://nothirst.com > http://kevinhoctor.blogspot.com > > > > > > > > > --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~--- MoneyWell OFX Direct Connect Log Timestamp: 2008-12-21 19:48:18 -0600 postRequest: https://ofx.morgankeegan.com/begasp/directtocore.asp OFX Request: OFXHEADER:100 DATA:OFXSGML VERSION:102 SECURITY:NONE ENCODING:USASCII CHARSET:1252 COMPRESSION:NONE OLDFILEUID:NONE NEWFILEUID:NONE 20081222014818 stguitar ENG regions.com 243 QMOFX 1600 FDE56F06-1A98-45A2-90A6-A6FDBC7AFA72 MSGSET 1970010100 processRequest (connection successful) connection:didReceiveResponse: https://ofx.morgankeegan.com/begasp/directtocore.asp connection:didReceiveData: 489 bytes connection:willCacheResponse: connectionDidFinishLoading: OFX Response: OFXHEADER:100 DATA:OFXSGML VERSION:102 SECURITY:NONE ENCODING:USASCII CHARSET:1252 COMPRESSION:NONE OLDFILEUID:NONE NEWFILEUID:NONE 15500ERRORSignon Invalid20081221200956.531[-6:EST]ENGregions.com243FDE56F06-1A98-45A2-90A6-A6FDBC7AFA7215500ERROR Timestamp: 2008-12-21 19:48:21 -0600 postRequest: https://ofx.morgankeegan.com/begasp/directtocore.asp OFX Request: OFXHEADER:100 DATA:OFXSGML VERSION:102 SECURITY:NONE ENCODING:USASCII CHARSET:1252 COMPRESSION:NONE OLDFILEUID:NONE NEWFILEUID:NONE 20081222014821 stguitar ENG regions.com 243 QMOFX 1600 40537AD7-14CA-43A8-80FE-C27EAACF5BFF 1970010100 processRequest (connection successful) connection:didReceiveResponse: https://ofx.morgankeegan.com/begasp/directtocore.asp connection:didReceiveData: 501 bytes connection:willCacheResponse: connectionDidFinishLoading: OFX Response: OFXHEADER:100 DATA:OFXSGML VERSION:102 SECURITY:NONE ENCODING:USASCII CHARSET:1252 COMPRESSION:NONE OLDFILEUID:NONE NEWFILEUID:NONE 15500ERRORSignon Invalid20081221200959.578[-6:EST]ENGregions.com24340537AD7-14CA-43A8-80FE-C27EAACF5BFF15500ERROR Timestamp: 2008-12-21 19:49:31 -0600 postRequest: https://ofx.morgankeegan.com/begasp/directtocore.asp OFX Request: OFXHEADER:100 DATA:OFXSGML VERSION:102 SECURITY:NONE ENCODING:USASCII CHARSET:1252 COMPRESSION:NONE OLDFILEUID:NONE NEWFILEUID:NONE 20081222014931 stguitar ENG regions.com 243 QWIN 1700 240C1A92-E7A2-4B90-A98F-AF9BCF1E66ED MSGSET 1970010100 processRequest (connection successful) connection:didReceiveResponse: https://ofx.morgankeegan.com/begasp/directtocore.asp connection:didReceiveData: 489 bytes connection:willCacheResponse: connectionDidFinishLoading: OFX Response: OFXHEADER:100 DATA:OFXSGML VERSION:102 SECURITY:NONE ENCODING:USASCII CHARSET:1252 COMPRESSION:NONE OLDFILEUID:NONE NEWFILEUID:NONE 15500ERRORSignon Invalid20081221201109.421[-6:EST]ENGregions.com243240C1A92-E7A2-4B90-A98F-AF9BCF1E66ED15500ERROR Timestamp: 20
[No Thirst Software] Downloading Problem
Hi, New user here, I just purchased my license about 20 min ago. I'm having a problem downloading transactions from my bank. I have 5 accounts with my bank and MW sees all of them when I set up the downloading service. Once I start downloading transactions, only 4 out of 5 accounts are downloading. My checking account shows no activity or starting balance. All the other accounts are in working order. Is this a problem with my bank or MW? Thanks, Brian --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Downloading Problem
I guess it would help a bit if I told you what bank I am using...PSECU. On Dec 22, 3:35 pm, bnkirby wrote: > Hi, > > New user here, I just purchased my license about 20 min ago. I'm > having a problem downloading transactions from my bank. I have 5 > accounts with my bank and MW sees all of them when I set up the > downloading service. Once I start downloading transactions, only 4 > out of 5 accounts are downloading. My checking account shows no > activity or starting balance. All the other accounts are in working > order. Is this a problem with my bank or MW? > > Thanks, > > Brian --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] New MoneyWell Getting Started video
The first of our new MoneyWell 1.4 video tutorials has been posted. You can check out our Getting Started video here: http://nothirst.com/tutorials/MoneyWellGettingStarted/ More tutorials will appear over the next couple of weeks. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Downloading Problem
On Dec 22, 2008, at 2:47 PM, bnkirby wrote: > I guess it would help a bit if I told you what bank I am > using...PSECU. > > On Dec 22, 3:35 pm, bnkirby wrote: >> Hi, >> >> New user here, I just purchased my license about 20 min ago. I'm >> having a problem downloading transactions from my bank. I have 5 >> accounts with my bank and MW sees all of them when I set up the >> downloading service. Once I start downloading transactions, only 4 >> out of 5 accounts are downloading. My checking account shows no >> activity or starting balance. All the other accounts are in working >> order. Is this a problem with my bank or MW? > Hi Brian, I'm not sure why this isn't working. If you could send me the ofxlog.txt file I would appreciate it. You can find it in your ~/ Library/Application Support/MoneyWell folder. Make sure to send it to my private address ke...@nothirst.com please. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Auto downloads / recommendation
To "automate" a transaction of this type you need to have static storage of tokens. in THEORY any cipher is breakable given enough time an power. Given that most encryption standards in use today are not really very strong and most keys are easily accessible to a smart person (with direct access to the machine) the banks are right. Add to this the fact that "save my password" and other setting can make a public systems a prime scrape target (think internet cafe). Let's not even start discussing packet capture and and other advanced techniques. Now consider that most "advanced" security technics consist of not letting you store your password and requiring manual entry† and no, they are not the same. Now the reality is that ANY internet communication is inherently insecure. Even with all the available realtime encryption a determined attack WILL defeat the encryption. This means that even given the "it may not be safe to give you automated access" argument the "improved access" argument is bunk. Yes the banks are right. Their practice is wrong. If they really had your security in mind they would do the following: 1. No net access at all. 2. Require to go to a branch for all communication (your kids have access to your mailbox? what about the neighbors?) 3. Refuse to accept checks, debit transaction (largest areas of fraud). 4. Have no investments in "risky" ventures like low credit mortgages, stock, etc. Banks don't like hearing it, but a rational evaluation of their practices shows that none of them actually have "security" in mind. In reality most customers don't really care either. They just want to know that the crook has to try a little harder to compromise them. Sorry for the rant. Jaysen † Look up javascript "onkeyup()" and "AJAX". It is possible to detect a manual password submitted in a field using server side session management and timing approximations (look in your banks login page source). On Dec 22, 12:56 pm, Jason Frisvold wrote: > Jaysen wrote: > > BUT, their excuse is legit. The OFX download is inherently insecure > > from a theoretical perspective. In the real world it holds up fine. > > Too bad most of the folks who make these decisions "internet security" > > are so detached from the real world that they are unable to see the > > stupidity of this position. If we used the same logic to determine is > > heart transplant were "secure" then we the medical community would > > never have would have tried it. > > Why would you say it's insecure? The downloaded file is accessed in the > same manner you would access the account, so the same security features > should be in place, no? > > > For the record I am one of those "internet security" types. More on > > the implementation and verification then decision making, but close > > enough to see both side of the story. > > I dabble.. > > > Jaysen > > -- > --- > Jason Frisvold > xenopha...@gmail.com > --- > "I love deadlines. I like the whooshing sound they make as they fly by." > - Douglas Adams --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Redo
Kevin, I seem to have rally goofed up somewhere. I'm thinking of starting over, before the new year. I paid in Feb for 1.0. Can I use the same receipt number if I download v.2? --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Redo
On Dec 22, 2008, at 4:11 PM, karenv wrote: > Kevin, I seem to have rally goofed up somewhere. I'm thinking of > starting over, before the new year. I paid in Feb for 1.0. Can I use > the same receipt number if I download v.2? Hi Karen, Well, MoneyWell 2.0 is not out yet and won't be for several months but 1.4 is out and is free for all customers of MoneyWell 1.x. You can download it and start over. If do want to start fresh, try deleting your preferences (~/Library/Preferences/com.NoThirst.MoneyWell.plist) before running MoneyWell again. Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Redo
Thanks. I have 2.0 on the brain. :-) --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Redo
On Dec 22, 2008, at 4:24 PM, karenv wrote: > Thanks. I have 2.0 on the brain. :-) Me too, but I have to finish the iPhone version first. ;-) Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Opening same MoneyWell document on two different computers
iPhone version? Any more details available? On Dec 22, 8:43 am, Kevin Hoctor wrote: > It's planned for a future release and may even appear as soon as the > iPhone version. > > Peace, > > Kevin Hoctor > No Thirst Software LLChttp://nothirst.com > > Sent from my iPhone > > On Dec 21, 2008, at 10:17 PM, Mikey wrote: > > > > > Is the syncing support already present or is that planned in some > > future version? If it's in the future, will it be the next release? > > > On Dec 21, 9:51 pm, Kevin Hoctor wrote: > >> Yes, you should close the document first. MoneyWell will probably > >> sync > >> documents instead of allowing multi-access. > > >> Peace, > > >> Kevin Hoctor > >> No Thirst Software LLChttp://nothirst.com > > >> Sent from my iPhone > > >> On Dec 21, 2008, at 8:47 PM, Mikey wrote: > > >>> If I want to work in the same MoneyWell file on two different > >>> computers, I assume that I should close the file on one machine > >>> before > >>> editing it on the other. > > >>> If this is correct, will there every be support for simultaneous > >>> editing of the same file on two different computers? --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Opening same MoneyWell document on two different computers
On Dec 22, 2008, at 8:32 PM, Mikey wrote: > iPhone version? Any more details available? Just the same blurb as I've posted before: We are working on an iPhone version that will allow you to check your bucket and account balances along with entering and syncing new transactions. More details will be published when we get closer to the release date. ;-) Peace, Kevin Hoctor ke...@nothirst.com No Thirst Software LLC http://nothirst.com http://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: New MoneyWell Getting Started video
thx, looking forward to them. On Dec 22, 4:24 pm, Kevin Hoctor wrote: > The first of our new MoneyWell 1.4 video tutorials has been posted. > You can check out our Getting Started video here: > > http://nothirst.com/tutorials/MoneyWellGettingStarted/ > > More tutorials will appear over the next couple of weeks. > > Peace, > > Kevin Hoctor > ke...@nothirst.com > No Thirst Software LLChttp://nothirst.comhttp://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Car Loan
My monthly payment from the bank is lets say 200 bucks. Each month, I pay a different amount, sometimes 225, sometimes 250, sometimes even 300. Now any extra over the 200 goes towards principle. So I can't track a steady cash flow because depending on how much extra money I have left is what I put in towards the car payment. So my 60 month loan should be paid off within 48 months hopefully. Which makes having to do more work in MW to see my remaining loan balance as well as track cash flow. Mark On Dec 22, 9:59 am, Kevin Hoctor wrote: > On Dec 21, 2008, at 7:01 PM, mhadja...@gmail.com wrote: > > > Maybe i'm missing something, but my interest goes down each payment as > > I'm paying more towards principle. It also changes depending on how > > many days sooner my payment clears. The reason for tracking is to see > > how much money is leaving my checking account each month, as well as > > the remaining principle left to pay my auto loan. > > > When I receive my statement, it tells me the prior months interest > > payment, which I tack on to the remaining auto loan balance. So the > > actual amount owed for my vehicle isn't exact, but its within 100 > > bucks typically. > > But your loan payments are the same all the time, correct? And this is > what comes out of your checking account each month so this is what you > are trying to track to control cash flow, right? > > What I am saying is, tracking the principal and interest is fine but > excessive work because you are not affecting it unless you decide to > pay more than you calculated loan payment. If you are going to do > that, then you still will have a static amount going to your loan each > month and you just have to check with the bank to see what you balance > is prior to your last payment because it will get paid off early. > > > I'm trying to learn this program and use it to my advantage, but I > > feel like i'm struggling more to figure this out and having to hold > > back from a lot of the 2.0 features. > > MoneyWell 2.0 will have some great additions but the core process of > managing your cash flow better is already in place. If this is what > you're trying to accomplish or you just enjoy a cleaner register > manager, then MoneyWell 1.4 should be helpful. > > Peace, > > Kevin Hoctor > ke...@nothirst.com > No Thirst Software LLChttp://nothirst.comhttp://kevinhoctor.blogspot.com --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Car Loan
Hi, Mark, I take a different approach to loans than the others that have responded. I like that MoneyWell helps me spend only the money that I have by allocating it to specific purposes. However, as your example demonstrates, finance software should do more than that. I refuse to keep two money softwares to track overall net worth as well as keep spending under control, and I have found that MoneyWell will actually do both. Consider the fact that both your interest payment as well as the principal payment are Car Loan expenses. Here's what I do. When I first pay the bill every month, I don't know how much I am paying towards interest and how much towards principal... I'm just paying the bill. I create this expense as a single transfer from my Checking account to my Car loan account. I put this transfer in the Car Loan bucket. Later, when I receive my loan statement, or look at it on-line, I can see how much of my payment was for interest and how much was for principal. I edit the original transaction, creating a split. I put "Interest" and "Principal" in the memo of the two split items. The "Interest" item should not be a transfer, but it should be assigned to the Car Loan bucket. "Principal" should be a transfer from Checking to Car loan, and it should also be assigned to your Car Loan bucket. This way, your Car loan account will show approximately what you owe on your car loan as far as the principal is concerned (of course this amount changes every day), and you will be able to track your spending with buckets, as well. Hope this helps. Please let me know if you need further detail. Grace to you, Blair On Dec 22, 2008, at 10:08 PM, mhadja...@gmail.com wrote: > > My monthly payment from the bank is lets say 200 bucks. Each month, I > pay a different amount, sometimes 225, sometimes 250, sometimes even > 300. Now any extra over the 200 goes towards principle. > > So I can't track a steady cash flow because depending on how much > extra money I have left is what I put in towards the car payment. > > So my 60 month loan should be paid off within 48 months hopefully. > Which makes having to do more work in MW to see my remaining loan > balance as well as track cash flow. > > Mark > > > On Dec 22, 9:59 am, Kevin Hoctor wrote: >> On Dec 21, 2008, at 7:01 PM, mhadja...@gmail.com wrote: >> >>> Maybe i'm missing something, but my interest goes down each >>> payment as >>> I'm paying more towards principle. It also changes depending on how >>> many days sooner my payment clears. The reason for tracking is to >>> see >>> how much money is leaving my checking account each month, as well as >>> the remaining principle left to pay my auto loan. >> >>> When I receive my statement, it tells me the prior months interest >>> payment, which I tack on to the remaining auto loan balance. So the >>> actual amount owed for my vehicle isn't exact, but its within 100 >>> bucks typically. >> >> But your loan payments are the same all the time, correct? And this >> is >> what comes out of your checking account each month so this is what >> you >> are trying to track to control cash flow, right? >> >> What I am saying is, tracking the principal and interest is fine but >> excessive work because you are not affecting it unless you decide to >> pay more than you calculated loan payment. If you are going to do >> that, then you still will have a static amount going to your loan >> each >> month and you just have to check with the bank to see what you >> balance >> is prior to your last payment because it will get paid off early. >> >>> I'm trying to learn this program and use it to my advantage, but I >>> feel like i'm struggling more to figure this out and having to hold >>> back from a lot of the 2.0 features. >> >> MoneyWell 2.0 will have some great additions but the core process of >> managing your cash flow better is already in place. If this is what >> you're trying to accomplish or you just enjoy a cleaner register >> manager, then MoneyWell 1.4 should be helpful. >> >> Peace, >> >> Kevin Hoctor >> ke...@nothirst.com >> No Thirst Software LLChttp://nothirst.comhttp:// >> kevinhoctor.blogspot.com > > --~--~-~--~~~---~--~~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~--~~~~--~~--~--~---
[No Thirst Software] Re: Car Loan
I was messing around with iBank and it seems to do what I want, however, I'm still willing to give MW a shot till the end of the week. What I want to know is my principle balance on the car. I don't need it down to the exact dollar, as this amount will change on a daily basis since that's how interest is calculated with this loan. However, I would like it to be more ballpark. So updating it once a month is sufficient. My starting balance is a -xx,xxx So what your saying is, when you make the payment, you move X dollars from your checking into your car loan bucket. Since I pay mine differently each month, I can't really budget for this, or can I? I have to make at least (eg, $350.00) - anything more goes towards principle like I said. So should I set my budget for 350, or should I make it lets say double this amount? Most likely I don't plan on making more than double payments. Then when you receive your next months statement, you update the interest and principle (doing a split transaction) ? I'll try that out as i'm doing something close to it, but mine seems to involve a few more steps. Mark On Dec 22, 11:41 pm, The Watkinson Family wrote: > Hi, Mark, > > I take a different approach to loans than the others that have > responded. I like that MoneyWell helps me spend only the money that I > have by allocating it to specific purposes. However, as your example > demonstrates, finance software should do more than that. I refuse to > keep two money softwares to track overall net worth as well as keep > spending under control, and I have found that MoneyWell will actually > do both. > > Consider the fact that both your interest payment as well as the > principal payment are Car Loan expenses. > > Here's what I do. When I first pay the bill every month, I don't know > how much I am paying towards interest and how much towards > principal... I'm just paying the bill. I create this expense as a > single transfer from my Checking account to my Car loan account. I > put this transfer in the Car Loan bucket. > > Later, when I receive my loan statement, or look at it on-line, I can > see how much of my payment was for interest and how much was for > principal. > > I edit the original transaction, creating a split. I put "Interest" > and "Principal" in the memo of the two split items. The "Interest" > item should not be a transfer, but it should be assigned to the Car > Loan bucket. "Principal" should be a transfer from Checking to Car > loan, and it should also be assigned to your Car Loan bucket. > > This way, your Car loan account will show approximately what you owe > on your car loan as far as the principal is concerned (of course this > amount changes every day), and you will be able to track your spending > with buckets, as well. > > Hope this helps. Please let me know if you need further detail. > > Grace to you, > Blair > > On Dec 22, 2008, at 10:08 PM, mhadja...@gmail.com wrote: > > > > > My monthly payment from the bank is lets say 200 bucks. Each month, I > > pay a different amount, sometimes 225, sometimes 250, sometimes even > > 300. Now any extra over the 200 goes towards principle. > > > So I can't track a steady cash flow because depending on how much > > extra money I have left is what I put in towards the car payment. > > > So my 60 month loan should be paid off within 48 months hopefully. > > Which makes having to do more work in MW to see my remaining loan > > balance as well as track cash flow. > > > Mark > > > On Dec 22, 9:59 am, Kevin Hoctor wrote: > >> On Dec 21, 2008, at 7:01 PM, mhadja...@gmail.com wrote: > > >>> Maybe i'm missing something, but my interest goes down each > >>> payment as > >>> I'm paying more towards principle. It also changes depending on how > >>> many days sooner my payment clears. The reason for tracking is to > >>> see > >>> how much money is leaving my checking account each month, as well as > >>> the remaining principle left to pay my auto loan. > > >>> When I receive my statement, it tells me the prior months interest > >>> payment, which I tack on to the remaining auto loan balance. So the > >>> actual amount owed for my vehicle isn't exact, but its within 100 > >>> bucks typically. > > >> But your loan payments are the same all the time, correct? And this > >> is > >> what comes out of your checking account each month so this is what > >> you > >> are trying to track to control cash flow, right? > > >> What I am saying is, tracking the principal and interest is fine but > >> excessive work because you are not affecting it unless you decide to > >> pay more than you calculated loan payment. If you are going to do > >> that, then you still will have a static amount going to your loan > >> each > >> month and you just have to check with the bank to see what you > >> balance > >> is prior to your last payment because it will get paid off early. > > >>> I'm trying to learn this program and use it
