RE: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-06 Thread B G
Title: Message



Lisa,
There 
is a word that describes those who are not members of an organisation/collective 
that declines to financially contribute to collective funds or provide input or 
energies yet expect to benefit or be rewarded bythe wins such as pay 
risesnegotiated by a collective group such as by a union. I will not say 
the word in such polite company but others will know a festering sore heals ever 
so slowly when constantly rubbed. I get rubbed by this all the 
time!
However I would suggest Lisa 
you seriously consider why membership to 
your professional college would benefit you and 
especially to the woman you claim to 'care' for. We cannot take a Robinson 
Crusoe view and think midwives are on their own island when we have so many 
financial, political, professional, ethical and various codes of practice we are 
all expected to be accountable to. 
At the 
present time the College does not have the resources or funds to be able to 
provide legal or financial officers. They leave the industrial framework many 
midwives work in to the various unions in each state, howeverunfortunately 
named, the ANF. However some states with active midwives are working on the name 
change to be more inclusive of midwives. I can assure youthe ANF and Jill 
Iliffe are taking notice of midwives.
Collectively we are strong and we can do anything 
in a way that respects all views. Can I urge you to get 
involved.
Cheers 
Barb

  
  -Original Message-From: 
  [EMAIL PROTECTED] 
  [mailto:[EMAIL PROTECTED] On Behalf Of Lisa 
  BarrettSent: Wednesday, 6 September 2006 12:36 PMTo: 
  ozmidwifery@acegraphics.com.auSubject: Re: [ozmidwifery] Fw: PI 
  Insurance - urgent - more interested midwives needed
  Hang on personalising this debate is very 
  important to me if I have to sign up. Maybe that's the problem not 
  personal enough!!
  My SAIMA South Australian Independent Midwives 
  Association. Should surely have received some information affiliated to the 
  college or not. Having Insurance doesn't hinge on belonging to the 
  College of Midwives. I was at the same day as Tania, Not a mention of 
  any Insurance issues then.
  
  I don't think for one minute I have 
  confusion. I want to feel to be important enough to be in the loop and 
  wanted opinion from others around Australia of what they actually thought 
  about this not just the party line. what I have to say is as important as 
  everyone else just because I want to be cautious doesn't mean I should shut up 
  surely.
  
  I know there are people working hard out there to 
  benefit the midwifery community but please don't belittle my opinion or that 
  of My SAIMA.
  
  Doesn't anyone else think that getting your woman 
  to pay them and then they take what is required and give you the rest may be 
  an issue. Can we all start charging 30dollars and will that cover our 
  insurance tax, commission etc. What if they are not happy with something and 
  won't pay up. They could start making policies and if we don't follow 
  what they think is correct procedure they don't pay up. Has this been covered 
  with the company?
  
  Thanks everyone
  Lisa
  
  
- Original Message - 
From: 
B  
G 
To: ozmidwifery@acegraphics.com.au 

Sent: Wednesday, September 06, 2006 
8:57 AM
Subject: RE: [ozmidwifery] Fw: PI 
Insurance - urgent - more interested midwives needed

Lisa,
Personalising debate is not wholesome. Its like NIMBY 
debates!
An 
email went out via ACM update that people can subscribe to about PI to 
express an interest to the CEO at that stage. This was then relayed onto 
ozmidwifery. I do not think it has progressed beyond an _expression_ of 
interest from midwives to the college.
I 
rely on the elected members from my state branchof the College to act 
on everyones best interest. Some things especially business related 
do have some confidential discussions. One thing the College is particularly 
keen to do is to ensure safe practice and safe care hence progression of the 
Midwifery Practice Review nationally.
Your SAIMA are they affiliated to the College or participate in the 
College activities because this is probably where your confusion is coming 
from hearing things as you said 3rd hand? The college update is very 
informative and keeps you in the loop.
Barb

  


Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-06 Thread Lisa Barrett
Title: Message



Well Barb thanks for that. I can assure you 
that the women I "claim to care for" are very well looked after and I resent the 
inference made with that remark. I am in fact a member of my professional 
body the RCM and a member of the ANF and a member of the ARM(Association of 
Radical Midwives) I do not think or feel like I am an Island. I have been a 
midwife for 20 years and am well aware of my accountability. Respecting all 
views is surely that ALL views. All I am trying to get over is a full 
debate of what we are going to get with the insurance that is on 
offer. I not expect to benefit or be rewarded by any wins or pay 
rises negotiated on my behalf. I don't want an insurance offer put on the 
table on my behalf that I may not want but if agreed to I will be obliged to 
take or marginalise myself further. I'm sure that you can understand that. 
That's why a healthy discussion now is invaluable to us all. and mud slinging 
not productive.
Lisa

  - Original Message - 
  From: 
  B  
  G 
  To: ozmidwifery@acegraphics.com.au 
  
  Sent: Thursday, September 07, 2006 10:36 
  AM
  Subject: RE: [ozmidwifery] Fw: PI 
  Insurance - urgent - more interested midwives needed
  
  Lisa,
  There is a word that describes those who are not members of an 
  organisation/collective that declines to financially contribute to collective 
  funds or provide input or energies yet expect to benefit or be rewarded 
  bythe wins such as pay risesnegotiated by a collective group such 
  as by a union. I will not say the word in such polite company but others will 
  know a festering sore heals ever so slowly when constantly rubbed. I get 
  rubbed by this all the time!
  However I 
  would suggest Lisa you seriously consider why 
  membership to your professional college would 
  benefit you and especially to the woman you claim to 'care' for. We cannot 
  take a Robinson Crusoe view and think midwives are on their own island when we 
  have so many financial, political, professional, ethical and various codes of 
  practice we are all expected to be accountable to. 
  At 
  the present time the College does not have the resources or funds to be able 
  to provide legal or financial officers. They leave the industrial framework 
  many midwives work in to the various unions in each state, 
  howeverunfortunately named, the ANF. However some states with active 
  midwives are working on the name change to be more inclusive of midwives. I 
  can assure youthe ANF and Jill Iliffe are taking notice of 
  midwives.
  Collectively we are strong and we can do anything 
  in a way that respects all views. Can I urge you to get 
  involved.
  Cheers Barb
  

-Original Message-From: 
[EMAIL PROTECTED] 
[mailto:[EMAIL PROTECTED] On Behalf Of Lisa 
BarrettSent: Wednesday, 6 September 2006 12:36 PMTo: 
ozmidwifery@acegraphics.com.auSubject: Re: [ozmidwifery] Fw: PI 
    Insurance - urgent - more interested midwives needed
Hang on personalising this debate is very 
important to me if I have to sign up. Maybe that's the problem not 
personal enough!!
My SAIMA South Australian Independent Midwives 
Association. Should surely have received some information affiliated to the 
college or not. Having Insurance doesn't hinge on belonging to the 
College of Midwives. I was at the same day as Tania, Not a mention of 
any Insurance issues then.

I don't think for one minute I have 
confusion. I want to feel to be important enough to be in the loop and 
wanted opinion from others around Australia of what they actually thought 
about this not just the party line. what I have to say is as important as 
everyone else just because I want to be cautious doesn't mean I should shut 
up surely.

I know there are people working hard out there 
to benefit the midwifery community but please don't belittle my opinion or 
that of My SAIMA.

Doesn't anyone else think that getting your 
woman to pay them and then they take what is required and give you the rest 
may be an issue. Can we all start charging 30dollars and will that 
cover our insurance tax, commission etc. What if they are not happy with 
something and won't pay up. They could start making policies and if we 
don't follow what they think is correct procedure they don't pay up. Has 
this been covered with the company?

Thanks everyone
Lisa


  - Original Message - 
  From: 
  B 
   G 
  To: ozmidwifery@acegraphics.com.au 
  
  Sent: Wednesday, September 06, 2006 
  8:57 AM
  Subject: RE: [ozmidwifery] Fw: PI 
  Insurance - urgent - more interested midwives needed
  
  Lisa,
  Personalising debate is not wholesome. Its like NIMBY 
  debates!
  An email went out via ACM update that people can subscribe to about 
  PI to express a

Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Lisa Barrett



Hi there Jo,

For the homebirth movement to move forward here we 
need to dispel the fear that women have surrounding birth, no amount of 
insurance can do that.

I don't think that because they are the only 
company offering insurance at the moment that is the main consideration at 
all. Would you buy rotten fruit if it was all that was on offer ( not 
comparing rotten fruit with the offer at all you understand).

At the uni of SA student's can attend homebirths in 
fact I had a birth this week with a student attending. How is it that they 
are able to and others eg in South Aus Flinders Uni can't. Maybe it has 
more to do with politics of birth than insurance.

I am doing my best along with other independent's 
in this state to raise the profile of birth, insurance is not the only way to do 
this.

I do get fed up when on the odd occasion I have 
been with a woman birthing at the hospital at the attitude of some (by no means 
all) but catching the baby isn't the be all and end all of my job. Getting 
the woman the birth she desires is way more important and if that means 
advocating from the side line I swallow my pride and get on with 
it.

All that said I would love as much as everyone else 
to have insurance as a rod to help me. But it has to be right and open 
discussion is really important even before we blindly sign up to 
anything.

Thanks for your input
Lisa


  - Original Message - 
  From: 
  jo 
  
  To: ozmidwifery@acegraphics.com.au 
  
  Sent: Tuesday, September 05, 2006 10:48 
  AM
  Subject: RE: [ozmidwifery] Fw: PI 
  Insurance - urgent - more interested midwives needed
  
  
  Hi 
  all,
  
  Although not a 
  midwife yet I attended the Sydney meeting with members of ASIM as an HBA 
  rep. The offer to me sounded good in that you are only paying insurance for 
  the actual births you attend. It’s not just a 1 off fee. Therefore if you are 
  a hosp mw who’d like to do a few hb’s a year you only pay insurance for those 
  few you attend and if you are a full time city based hb midwife attended 30 
  births a year – that’s what you pay for.
  
  The other issue to 
  consider is that this is the only company who are willing to offer insurance 
  to mw’s, there has been a lot of work done on this issue over the past 5 years 
  and no 
  other insurance company has been willing to come to the party. 
  In order for homebirth to move fwd both for mw’s and women in Aus we need to 
  secure insurance – then perhaps the student mw’s may get rights to accompany 
  IPM’s to hb’s, hb mw’s may get rights in hosp to continue their care of the 
  woman should a transfer become necessary, Publicly Funded hb may become a real 
  option for women and it can only be a positive step in terms of raising the 
  profile of IPM’s.
  
  I suggest any mw who 
  would like to raise the profile of the profession and help to make hb a 
  real choice for Australian 
  women register their interest and once the 200 are on a list discussions can 
  begin on how it will all work.
  
  Warm 
  regards
  Jo 
  Hunter
  National Convenor 
  HBA
  HAS 
  Coordinator
  Innate Birth CBE and 
  doula
  
  
  
  
  
  From: 
  owner-ozmidwifery@acegraphics.com.au 
  [mailto:owner-ozmidwifery@acegraphics.com.au] On Behalf Of Lisa BarrettSent: Tuesday, 5 September 2006 8:25 
  AMTo: ozmidwifery@acegraphics.com.auSubject: Re: [ozmidwifery] Fw: PI 
  Insurance - urgent - more interested midwives 
  needed
  
  
  Hi 
  Everyone,
  
  
  
  I'm interested to know everyone's 
  thoughts on the PI. I work solely as an independent and I must be honest 
  I don't think this offer is great. We shouldn't rush into anything just 
  because we think PI gives us credibility. I haven't really seen any huge 
  discussion on this anywhere. Has there been a gathering of Independent's 
  that I missed to go into detail on this offer or even what we want and expect 
  from our insurance? We don't want to shoot ourselves in the foot yet 
  again in our eagerness to portray ourselves as professionals. 
  
  
  
  
  Lisa 
  Barrett
  

- Original Message - 






From: Andrea 
Bilcliff 

To: Ozmidwifery 


Sent: Monday, 
September 04, 2006 6:48 PM

Subject: 
[ozmidwifery] Fw: PI Insurance - urgent - more interested midwives 
needed



FYI...



- Original Message - 


From: Robyn 
Thompson 


Please forward this on to as 
many midwives as possible. 

It would be great if more 
colleagues could contact Dr Barb 
Vernon, Executive Officer, ACMI as soon as possible to add 
your names to the list for PI Insurance. We need 200 before we can 
start the process, so far there are 90.

Let’s get the PI rolling for the 
greater good of our profession

Warm regards, Robyn 


[EMAIL PROTECTED]



RE: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Tania Smallwood








Just wanted to weigh in on this discussion



I agree Lisa, there is so much fear and
distrust of birth, and the processes that make it safe, that I dont
think insurance will make an ounce of difference per se, to the culture
surrounding birth in this country. Thats not to say that it isnt
a positive step, and that we all shouldnt be appreciative of the
exhaustive efforts of those such as Barb Vernon, Joy Johnston and all the
others who have worked hard to get this offer to the table. I also know
that there are many IPMs out there who whilst agreeing that of course we
should have fair and affordable access to insurance, for one reason or another
would choose not to have it. Whether thats wise, or professional
is another debate altogether, and I think that the reasons for wanting or not wanting
to take up the offer of insurance would be equally as diverse as the opinions
on any topic we have discussed on this list. 



I keep thinking back to the first
midwifery conference I went to in New Zealand, and whilst Im aware that
their system is not perfect by any means, it does have a few wonderful
innovations such as no fault liabilitybut I digressand I remember
Karen Guilliland speaking passionately about how the impetus for change in the
system over there came from a core group of dedicated and passionate midwives,
in conjunction with the women of
New Zealand, who demanded something better. How do we get around the fact
that we have a culture and generations of women here who believe that they are getting the best already, and that
anything less than a private Ob in a private hospital is substandard, and more
importantly, not as safe? We have so much work to do to raise the profile
of midwifery care, and to make it something that all women demand, and feel
that they are deserving of. Starting with the women who are of birthing
age now is too late, I fear. They are already heavily indoctrinated to
think of birth as intrinsically dangerous, and as something that requires specialist
care, especially if you can afford it. I dont know how many of my well
meaning friends looked forlornly at me when we talked about choosing a midwife
and planning a homebirth, and asked sadly why we had let our private health
insurance lapse. They actually felt sorry for me! I found it
incredulous to think that not one of my friends, all educated women, some
already mothers themselves, saw any value in having a known midwife attend them
for their labour and birth, let alone for all the wonderful ante and post natal
care. They just didnt get why that was important to me. So
yes, I think we need to start with programmes in schools and preschools, normalizing
birth, using the word midwife, birth, alongside the words joy, power,
satisfaction and safety. We need to have the idea of having your
own midwife, regardless of where you choose to birth, in every little persons
mind, as the normal thing to do. How we do that, I dont
know. But I do think its worth us being open to looking at an
insurance offer, given that its the first one weve had any
proximity to in 5 years now, keeping in mind that it wont be the answer
to everything



Sorry for the rant, but wanted to have
some input while it was still in my fuzzy head (this cold just wont go
away)



Tania

x











From: owner-ozmidwifery@acegraphics.com.au
[mailto:owner-ozmidwifery@acegraphics.com.au]
On Behalf Of Lisa Barrett
Sent: Tuesday, 5 September 2006
3:30 PM
To: ozmidwifery@acegraphics.com.au
Subject: Re: [ozmidwifery] Fw: PI
Insurance - urgent - more interested midwives needed







Hi there Jo,











For the homebirth movement to move forward here we need to
dispel the fear that women have surrounding birth, no amount of insurance can
do that.











I don't think that because they are the only company
offering insurance at the moment that is the main consideration at all.
Would you buy rotten fruit if it was all that was on offer ( not comparing
rotten fruit with the offer at all you understand).











At the uni of SA student's can attend homebirths in fact I
had a birth this week with a student attending. How is it that they are
able to and others eg in South Aus Flinders Uni can't. Maybe it has more
to do with politics of birth than insurance.











I am doing my best along with other independent's in this
state to raise the profile of birth, insurance is not the only way to do this.











I do get fed up when on the odd occasion I have been with a
woman birthing at the hospital at the attitude of some (by no means all) but
catching the baby isn't the be all and end all of my job. Getting the
woman the birth she desires is way more important and if that means advocating
from the side line I swallow my pride and get on with it.











All that said I would love as much as everyone else to have
insurance as a rod to help me. But it has to be right and open discussion
is really important even before we blindly sign up to anything

Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Andrea Quanchi
My feeelings on it are divided as I dont necessarily want CA to be doing my invoicing of clients for a number of reasons one of which is confidentiality. but the deal itself sounds reasonable to me to pay on a per case basis. I would be happy with a per case fee as I feel this would be fair for everyone regardless of what they charge.  I am used to working without it now and have got over the uneasiness of it but am happy not to own anything and therefore my risk is low. Not everyone has this luxury.  The NBV are not invoking their right in insisting we have insurance I feel because none is available but I think this will change if it is in whatever form.  What I understand is that they are going to charge a 5-6 % administration fee and 1-2% insurance fee and no matter which way you look at it this equates in my book to 7-8% of what I charge for insurance. What I dont get is how this works when everyone charges their own fees.  This would mean that say Robyn Thompson will be paying more per client for her insurance than I will because she charges more and I don't see how they will police this. What if midwives provide their services for free how does this work or they could charge a nominal fee say$10 and only pay 80c insurance and still be covered. I wanted to go to the meeting today but for logistical reasons couldn't so am waiting to here from the midwives who do. From what I can gather they need 200 names for CA to start negotiations but I dont think you will get midwives who only work in hospital to be interested even though I think they should be and I dont think there are 200 ind practicing midwives in Australia. I'd love to be proved wrong.AndreaOn 05/09/2006, at 3:47 PM, Lisa Barrett wrote:Hi Andrea, I have already emailed Barb Vernon but have not received a reply at all.  I homebirthed in Britain for 14 years before coming here and I must say that although independent's have no insurance at the moment there  it doesn't prevent or hinder the homebirth movement fear does that way more successfully than lack of insurance..  The biggest horror is that it leaves these midwives as us vulnerable to complaints not so much from clients but other professionals.  I was looking for a discussion on how it actually works .  I have read what's available but wanted to know what others think in more detail.  Here seems a great place to discuss it. Lisa- Original Message -From: Andrea QuanchiTo: ozmidwifery@acegraphics.com.auSent: Tuesday, September 05, 2006 8:47 AMSubject: Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives neededLisaNothing is set in concrete yet but we need 200 names to be able to move forward. There is a meeting today in Melbourne and have been other meetings around the country. I suggest you ring Barb Vernon at  ACMI and she can give you the relevant info for your stateAndreaOn 05/09/2006, at 8:24 AM, Lisa Barrett wrote: 

Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Lisa Barrett



I'm glad you mentioned this Andrea because it's 
just what I was thinking. SA Midwives don't command the prices that they 
charge in other states. Will the payments be uniform or income related and 
how does that transfer to the amount of cover provided. I also understand 
that they will pay the tax on your income. I'm certainly not going to let 
a company handle my money take a cut pay tax and then give me what's left. 
Professional indemnity should be available through our professional body to ALL 
midwives not just homebirthing midwives and should be part and parcel of being a 
member.
That's what we should be working towards. 
Then there wouldn't be a struggle for a professional body it would be a 
necessity. That's also the way to get birth on the agenda and recognised 
around the country with a high profile midwifery group bursting at the 
seams with the country's midwives.

Maybe the Royal college could accept the insurance 
on behalf of it's members and then negotiate it into something we can actually 
use.

Lisa.

  - Original Message - 
  From: 
  Andrea 
  Quanchi 
  To: ozmidwifery@acegraphics.com.au 
  
  Sent: Tuesday, September 05, 2006 5:06 
  PM
  Subject: Re: [ozmidwifery] Fw: PI 
  Insurance - urgent - more interested midwives needed
  My feeelings on it are divided as I dont necessarily want CA to 
  be doing my invoicing of clients for a number of reasons one of which is 
  confidentiality. but the deal itself sounds reasonable to me to pay on a per 
  case basis. I would be happy with a per case fee as I feel this would be fair 
  for everyone regardless of what they charge. I am used to working 
  without it now and have got over the uneasiness of it but am happy not to own 
  anything and therefore my risk is low. Not everyone has this luxury. The 
  NBV are not invoking their right in insisting we have insurance I feel because 
  none is available but I think this will change if it is in whatever 
  form. What I understand is that they are going to charge a 5-6 % 
  administration fee and 1-2% insurance fee and no matter which way you look at 
  it this equates in my book to 7-8% of what I charge for insurance. What I dont 
  get is how this works when everyone charges their own fees. This would 
  mean that say Robyn Thompson will be paying more per client for her insurance 
  than I will because she charges more and I don't see how they will police 
  this. What if midwives provide their services for free how does this work or 
  they could charge a nominal fee say$10 and only pay 80c insurance and still be 
  covered. I wanted to go to the meeting today but for logistical reasons 
  couldn't so am waiting to here from the midwives who do.
  From what I can gather they need 200 names for CA to start negotiations 
  but I dont think you will get midwives who only work in hospital to be 
  interested even though I think they should be and I dont think there are 200 
  ind practicing midwives in Australia. I'd love to be proved wrong.
  Andrea
  
  On 05/09/2006, at 3:47 PM, Lisa Barrett wrote:
  
Hi Andrea,

I have already emailed Barb 
Vernon but have not received a reply at all. I homebirthed in Britain 
for 14 years before coming here and I must say that although independent's 
have no insurance at the moment there it doesn't prevent or hinder the 
homebirth movement fear does that way more successfully than lack of 
insurance.. The 
biggest horror is that it leaves these midwives as us vulnerable to 
complaints not so much from clients but other professionals. I was 
looking for a discussion on how it actually works . I have read what's 
available but wanted to know what others think in more detail. Here 
seems a great place to discuss it.

Lisa

  - Original Message 
  -
  From: 
  Andrea 
  Quanchi
  To: 
  ozmidwifery@acegraphics.com.au
  Sent: 
  Tuesday, September 05, 2006 8:47 AM
  Subject: Re: 
  [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives 
  needed
  Lisa
  Nothing is set in concrete yet but we need 200 names to be able to 
  move forward. There is a meeting today in Melbourne and have been other 
  meetings around the country. I suggest you ring Barb Vernon at ACMI 
  and she can give you the relevant info for your state
  Andrea
  
  On 05/09/2006, at 8:24 AM, Lisa Barrett wrote:
  


Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Justine Caines
Title: Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed



Dear Lisa and All

I agree Lisa we need to dispel fear around HB but to do that it needs to be accessible.

Your experience of BMid students attending HB is a 1 off. I dont believe any other BMid course enable students to work with IPMs doing HB.

They also have trouble finding continuity models (and yes WC in Adelaide is again different!).

But what I want to respond to is the idea that insurance is just for midwives. What about women? I have had 6 children at home and I have NO FEAR!!! 2 with insurance and 4 without. I understand the legal issues and I TAKE RESPONSIBILITY and would be very unlikely to sue, but this is not the point. I do however believe that HB women must have the same rights as those accessing GPs and Obs. Insurance is seen as a consumer safety mechanism just as it is seen as a professional protection for midwives.

This policy to me is very worthwhile as it allows for coverage on a per birth basis. It will enable many more midwives wanting to dip their toe in to private practice that chance. It has the capacity to transform maternity services. We can use the flexibility of this policy (and the business arrangements they offer) to recruit midwives who are currently reluctant to step outside of the system. Private midwifery could actually be a mainstream option with women choosing where they give birth. With PI ,midwives could be granted admitting rights and could therefore offer the marketplace a service in the home or hospital.

I have spent 6.5 years advocating for women and midwives and 5 fighting for PI insurance. I can safely say that politically midwives will get nowhere without PI.
With 200 midwives we can sell 1-2-1 midwifery further than HB (although HB is my passion!!).

Yesterday Manchester Unity refused to pay for a homebirth (even though they offer midwifery rebates) citing a lack of PI as the reason.

HBA are also reconsidering and MBF has ceased paying out for HBs for the same reason.

I have never had private health insurance and never will, but this is not about the few, again this is about reaching many more women. Private Health is well supported by the Fed Gov and it is a way to reach many more women. Fear can not be easily dispelled by something that is so poorly supported (ie by public or private funding).

With an influx of private midwifery there is a much better chance that Medicare will flow on to midwives in their own right (rather than the current idea re Medicare item number 16400 that requires Drs overseeing midwives).

Lisa you cannot liken the UK to here. Although I think team midwifery for homebirth is the pits, women in the UK have a legislative right to a public funded homebirth, even saying that in Australia would be considered reasonably outrageous. Unlike the UK, Independent midwifery is the only option for the vast majority of Aust women wanting a HB.

Barb Vernon is one very busy person who is pushed and pulled in many directions but like us she is working hard to achieve this. She is recording every e-mail etc received in the hope we get to 200 soon.

I hope you appreciate the benefits of this policy in both per birth coverage and business structure; and whilst I acknowledge some IPMs with established practices may have preferred that this was not a requirement I hope that they too can think with a world view as we consumers are.

In solidarity

Justine Caines 
Homebirth Australia
Maternity Coalition





For the homebirth movement to move forward here we need to dispel the fear that women have surrounding birth, no amount of insurance can do that.
 
I don't think that because they are the only company offering insurance at the moment that is the main consideration at all. Would you buy rotten fruit if it was all that was on offer ( not comparing rotten fruit with the offer at all you understand).
 
At the uni of SA student's can attend homebirths in fact I had a birth this week with a student attending. How is it that they are able to and others eg in South Aus Flinders Uni can't. Maybe it has more to do with politics of birth than insurance.
 
I am doing my best along with other independent's in this state to raise the profile of birth, insurance is not the only way to do this.
 
I do get fed up when on the odd occasion I have been with a woman birthing at the hospital at the attitude of some (by no means all) but catching the baby isn't the be all and end all of my job. Getting the woman the birth she desires is way more important and if that means advocating from the side line I swallow my pride and get on with it.
 
All that said I would love as much as everyone else to have insurance as a rod to help me. But it has to be right and open discussion is really important even before we blindly sign up to anything.
 
Thanks for your input
Lisa







RE: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Tania Smallwood








Andrea saidI dont think you will get midwives who only
work in hospital to be interested even though I think they should be 



I think this is a key quote that also deserves some discussionwhilst
on one hand we are all fighting for recognition as a profession separate to
nursing, and we want to be seen as a united front to further the campaign for
improving maternity services throughout Australia, on the other hand we are pursuing
an insurance offer that yet again divides us as a profession. Nicky Leap
saida midwife is a midwife is a midwife??? I feel like this
quest for insurance that is specific to IPMs could be seen by midwives,
the AMA, politicians, and most importantly women, as a divisive move, and I dont
think ultimately it can benefit us in our quest to improve the public persona
of the midwife. 



I really want to have access to insurance, not be forced into having
it. I want to be able to purchase insurance that will cover me for any
activities I take in the name of midwifery, in or out of the hospital setting,
where I am being paid a wage, or where I am donating my time. In my
wildest dreams Id like to think that every midwife working anywhere as a
midwife would consider it a string to his or her professional bow to be insured
as well as registered. Thats something that they have done in NZ,
attach the insurance to the membership of the professional body, the NZCOM, and
membership of the body is a necessary step to obtaining registration as a
midwife. That way, all midwives are members of the professional body, and
all midwives are insured. I know thats a simplistic way of looking
at it, but it really worries me that we are getting caught up in something that
perpetuates an us and them attitude that has already gone on for too long



Tania 










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RE: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread B G
Title: Message



Justine you have so eloquently state the bleeding obvious. I am one 
hospital midwife who hopes and prays this insurance comes available. I plan to 
provide home care for birthing women but ethically and morally I will not do so 
until I know PI is there.
To be 
truly recognised as a profession one must provide PI for clients. Even hubby has 
PI when he is Landscaping in case he takes out the SE telecommunications cable 
with one bobcat- don't laugh this did happen about 6 months ago to another 
operator. He is now financially ruined as businesses sued for loss of 
services!
Barb

  
  -Original Message-From: 
  [EMAIL PROTECTED] 
  [mailto:[EMAIL PROTECTED] On Behalf Of Justine 
  CainesSent: Tuesday, 5 September 2006 7:19 PMTo: OzMid 
  ListSubject: Re: [ozmidwifery] Fw: PI Insurance - urgent - more 
  interested midwives needed
  Dear Lisa and 
AllI agree Lisa we need to dispel fear around HB but to do that it 
needs to be accessible.Your experience of BMid students attending HB 
is a 1 off. I dont believe any other BMid course enable students to 
work with IPMs doing HB.They also have trouble finding continuity 
models (and yes WC in Adelaide is again different!).But what I 
want to respond to is the idea that insurance is just for midwives. 
What about women? I have had 6 children at home and I have NO 
FEAR!!! 2 with insurance and 4 without. I understand the legal issues 
and I TAKE RESPONSIBILITY and would be very unlikely to sue, but this is not 
the point. I do however believe that HB women must have the same 
rights as those accessing GPs and Obs. Insurance is seen as a 
consumer safety mechanism just as it is seen as a professional protection 
for midwives.This policy to me is very worthwhile as it allows for 
coverage on a per birth basis. It will enable many more midwives 
wanting to dip their toe in to private practice that chance. It has 
the capacity to transform maternity services. We can use the 
flexibility of this policy (and the business arrangements they offer) to 
recruit midwives who are currently reluctant to step outside of the system. 
Private midwifery could actually be a mainstream option with women 
choosing where they give birth. With PI ,midwives could be granted 
admitting rights and could therefore offer the marketplace a service in the 
home or hospital.I have spent 6.5 years advocating for women and 
midwives and 5 fighting for PI insurance. I can safely say that 
politically midwives will get nowhere without PI.With 200 midwives we 
can sell 1-2-1 midwifery further than HB (although HB is my 
passion!!).Yesterday Manchester Unity refused to pay for a homebirth 
(even though they offer midwifery rebates) citing a lack of PI as the 
reason.HBA are also reconsidering and MBF has ceased paying out for 
HBs for the same reason.I have never had private health insurance 
and never will, but this is not about the few, again this is about reaching 
many more women. Private Health is well supported by the Fed Gov and 
it is a way to reach many more women. Fear can not be easily dispelled 
by something that is so poorly supported (ie by public or private 
funding).With an influx of private midwifery there is a much better 
chance that Medicare will flow on to midwives in their own right (rather 
than the current idea re Medicare item number 16400 that requires Drs 
overseeing midwives).Lisa you cannot liken the UK to here. 
Although I think team midwifery for homebirth is the pits, women in 
the UK have a legislative right to a public funded homebirth, even saying 
that in Australia would be considered reasonably outrageous. Unlike the UK, 
Independent midwifery is the only option for the vast majority of Aust 
women wanting a HB.Barb Vernon is one very busy person who is pushed 
and pulled in many directions but like us she is working hard to achieve 
this. She is recording every e-mail etc received in the hope we get to 200 
soon.I hope you appreciate the benefits of this policy in both per 
birth coverage and business structure; and whilst I acknowledge some IPMs 
with established practices may have preferred that this was not a 
requirement I hope that they too can think with a world view as we consumers 
are.In solidarityJustine Caines Homebirth 
AustraliaMaternity CoalitionFor the homebirth 
movement to move forward here we need to dispel the fear that women have 
surrounding birth, no amount of insurance can do 
that.I don't think 
that because they are the only company offering insurance at the moment that 
is the main consideration at all. Would you buy rotten fruit if it was 
all that was on offer ( not comparing rotten fruit with the offer at all you 
understand).At the uni of 
SA student's can attend homebirths

Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Jo Watson
I agree and disagree, Tania.I believe there IS an us and them.  I am a hospital based Midwife... I see 'them' homebirth based Midwives and look up to and admire them for their experience and expertise in home birth.  I look at the hospital based Midwives I work with and also admire their experience and expertise, but most know nothing about homebirth, and wouldn't ever practice in that way.  As a hospital based Midwife, I am insured by the hospital, and by the ANF.  Those homebirth Midwives don't have an 'overseer' and don't need one, so they, too, need insurance.  They are practitioners in their own right, and refer on to Doctors if needs be.  In the hospital we are all a multidisciplinary team working to look after all of the women.That's why I see there is an us and them.  Them need insurance, us already have it.  :)JoOn 05/09/2006, at 5:27 PM, Tania Smallwood wrote:Andrea said…“I dont think you will get midwives who only work in hospital to be interested even though I think they should be”   I think this is a key quote that also deserves some discussion…whilst on one hand we are all fighting for recognition as a profession separate to nursing, and we want to be seen as a united front to further the campaign for improving maternity services throughout Australia, on the other hand we are pursuing an insurance offer that yet again divides us as a profession.  Nicky Leap said…a midwife is a midwife is a midwife…???  I feel like this quest for insurance that is specific to IPM’s could be seen by midwives, the AMA, politicians, and most importantly women, as a divisive move, and I don’t think ultimately it can benefit us in our quest to improve the public persona of the midwife.  I really want to have access to insurance, not be forced into having it.  I want to be able to purchase insurance that will cover me for any activities I take in the name of midwifery, in or out of the hospital setting, where I am being paid a wage, or where I am donating my time.  In my wildest dreams I’d like to think that every midwife working anywhere as a midwife would consider it a string to his or her professional bow to be insured as well as registered.  That’s something that they have done in NZ, attach the insurance to the membership of the professional body, the NZCOM, and membership of the body is a necessary step to obtaining registration as a midwife.  That way, all midwives are members of the professional body, and all midwives are insured.  I know that’s a simplistic way of looking at it, but it really worries me that we are getting caught up in something that perpetuates an us and them attitude that has already gone on for too long… Tania --No virus found in this incoming message.Checked by AVG Free Edition.Version: 7.1.405 / Virus Database: 268.11.7/437 - Release Date: 4/09/2006--No virus found in this outgoing message.Checked by AVG Free Edition.Version: 7.1.405 / Virus Database: 268.11.7/437 - Release Date: 4/09/2006

Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Lisa Barrett



I'm certainly not trying to shoot any offer of 
insurance down. I wanted discussion and opinion because I feel out of the 
loop. I am a member of the SAIMA but we have received nothing not even a 
note to say anything is on the table , it's all hear say and 3rd hand. As 
I said before I only practice independently and as It is my whole life, I don't 
do a bit on the side so to speak I wonder why nobody has bothered to inform the 
SAIMA what's happening, if there's a meeting we can attend etc etc. This 
is not a closed shop for whoever to negotiate my life without even my 
knowledge. If insurance is taken up I will be expected to get it. 
All You lovely women who are at the moment not homebirthing because there is no 
insurance your fine. I Homebirth every day of my life, I have recently 
done twins at home and have a very busy practice. you can all get on your high 
horse about this but it directly affects ME not you so I want to know what is 
going on before I sign on the dotted line.

Justine, I appreciate that the women have the right 
to request cover, I don't not want insurance I just don't want any old thing and 
I feel uncomfortable about the way it would work. 

This open discussion is great. It's the best 
way to get the best deal.. I know that people have worked tirelessly on 
this but I work tirelessly birthing women at home so surely my opinion counts 
for something.

Lisa

  - Original Message - 
  From: 
  Shaughn 
  Leach 
  To: ozmidwifery@acegraphics.com.au 
  
  Sent: Tuesday, September 05, 2006 9:13 
  PM
  Subject: RE: [ozmidwifery] Fw: PI 
  Insurance - urgent - more interested midwives needed
  
  
  
  I am a recently qualified midwife (July) 
  and I have put my name down with ACMI as I understood this to be only an 
  _expression_ of interest at this stage. I don’t intend to work as an 
  independent midwife however it seemed to me that there were other midwives who 
  would appreciate being able to access this type of insurance. For a few 
  years I did not hold professional indemnity insurance in my private practice 
  as a Lactation Consultant and I personally found the situation very stressful 
  (fearful!!). Eventually I found insurance with a company that provides 
  PI insurance for complementary practitioners (AON Brokers) at a reasonable 
  cost. As I continue to pay for this insurance despite working mostly in 
  a hospital setting at present, I can appreciate the benefits of paying per 
  case!
   
  Shaughn 
  Leach
  
  
  
  



  
  


RE: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread B G
Title: Message



Lisa,
Personalising debate is not wholesome. Its like NIMBY 
debates!
An 
email went out via ACM update that people can subscribe to about PI to express 
an interest to the CEO at that stage. This was then relayed onto ozmidwifery. I 
do not think it has progressed beyond an _expression_ of interest from midwives to 
the college.
I rely 
on the elected members from my state branchof the College to act on 
everyones best interest. Some things especially business related do 
have some confidential discussions. One thing the College is particularly keen 
to do is to ensure safe practice and safe care hence progression of the 
Midwifery Practice Review nationally.
Your 
SAIMA are they affiliated to the College or participate in the College 
activities because this is probably where your confusion is coming from hearing 
things as you said 3rd hand? The college update is very informative and keeps 
you in the loop.
Barb

  
  -Original Message-From: 
  [EMAIL PROTECTED] 
  [mailto:[EMAIL PROTECTED] On Behalf Of Lisa 
  BarrettSent: Wednesday, 6 September 2006 8:53 AMTo: 
  ozmidwifery@acegraphics.com.auSubject: Re: [ozmidwifery] Fw: PI 
  Insurance - urgent - more interested midwives needed
  I'm certainly not trying to shoot any offer of 
  insurance down. I wanted discussion and opinion because I feel out of 
  the loop. I am a member of the SAIMA but we have received nothing not 
  even a note to say anything is on the table , it's all hear say and 3rd 
  hand. As I said before I only practice independently and as It is my 
  whole life, I don't do a bit on the side so to speak I wonder why nobody has 
  bothered to inform the SAIMA what's happening, if there's a meeting we can 
  attend etc etc. This is not a closed shop for whoever to negotiate my 
  life without even my knowledge. If insurance is taken up I will be 
  expected to get it. All You lovely women who are at the moment not 
  homebirthing because there is no insurance your fine. I Homebirth every 
  day of my life, I have recently done twins at home and have a very busy 
  practice. you can all get on your high horse about this but it directly 
  affects ME not you so I want to know what is going on before I sign on the 
  dotted line.
  
  Justine, I appreciate that the women have the 
  right to request cover, I don't not want insurance I just don't want any old 
  thing and I feel uncomfortable about the way it would work. 

  
  This open discussion is great. It's the 
  best way to get the best deal.. I know that people have worked 
  tirelessly on this but I work tirelessly birthing women at home so surely my 
  opinion counts for something.
  
  Lisa
  
- Original Message - 
From: 
Shaughn 
Leach 
To: ozmidwifery@acegraphics.com.au 

Sent: Tuesday, September 05, 2006 9:13 
PM
Subject: RE: [ozmidwifery] Fw: PI 
Insurance - urgent - more interested midwives needed



I am a recently qualified midwife 
(July) and I have put my name down with ACMI as I understood this to be only 
an _expression_ of interest at this stage. I dont intend to work as an 
independent midwife however it seemed to me that there were other midwives 
who would appreciate being able to access this type of insurance. For 
a few years I did not hold professional indemnity insurance in my private 
practice as a Lactation Consultant and I personally found the situation very 
stressful (fearful!!). Eventually I found insurance with a company 
that provides PI insurance for complementary practitioners (AON Brokers) at 
a reasonable cost. As I continue to pay for this insurance despite 
working mostly in a hospital setting at present, I can appreciate the 
benefits of paying per case!
 
Shaughn 
Leach




  
  
  




RE: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Christine Holliday








My advice from one lawyer is not to have to sets of insurers  as if you get sued then you have two
insurance companies fighting about who is responsible which makes the whole
issue much bigger than if only one, those midwives who are employed are covered
by their employer.  Hospital employed
midwives may need insurance to help protect their professional reputation but
it could be detrimental to them to have this insurance as well for their work
done for their employers.



Christine









-Original
Message-
From:
[EMAIL PROTECTED]
[mailto:[EMAIL PROTECTED]On
Behalf Of Tania Smallwood
Sent: 05 September 2006 18:57
To: ozmidwifery@acegraphics.com.au
Subject: RE: [ozmidwifery] Fw: PI
Insurance - urgent - more interested midwives needed



Andrea
said…“I dont think you will get midwives who only work in hospital to be
interested even though I think they should be” 



I think this
is a key quote that also deserves some discussion…whilst on one hand we are all
fighting for recognition as a profession separate to nursing, and we want to be
seen as a united front to further the campaign for improving maternity services
throughout Australia, on the other hand we are pursuing an insurance offer that
yet again divides us as a profession. Nicky Leap said…a midwife is a
midwife is a midwife…??? I feel like this quest for insurance that is
specific to IPM’s could be seen by midwives, the AMA, politicians, and most
importantly women, as a divisive move, and I don’t think ultimately it can
benefit us in our quest to improve the public persona of the midwife. 



I really want
to have access to insurance, not be forced into having it. I want to be
able to purchase insurance that will cover me for any activities I take in the
name of midwifery, in or out of the hospital setting, where I am being paid a
wage, or where I am donating my time. In my wildest dreams I’d like to
think that every midwife working anywhere as a midwife would consider it a string
to his or her professional bow to be insured as well as registered.
That’s something that they have done in NZ, attach the insurance to the
membership of the professional body, the NZCOM, and membership of the body is a
necessary step to obtaining registration as a midwife. That way, all
midwives are members of the professional body, and all midwives are
insured. I know that’s a simplistic way of looking at it, but it really
worries me that we are getting caught up in something that perpetuates an us and
them attitude that has already gone on for too long…



Tania 










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Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Andrea Bilcliff



I believe that Anne O'Connor from Contracting 
Advantage will be visiting most states to discuss the offer and answer any 
questions midwives may have. You can contact her at: [EMAIL PROTECTED] to find out 
when she is coming to your state. If shehas not planned to, I'm sure she 
would if there are enough interested midwives willing to 
attend.

Andrea 
Bilcliff

  - Original Message - 
  From: 
  Lisa Barrett 
  
  
  ...I'm certainly not trying to shoot any offer of 
  insurance down. I wanted discussion and opinion because I feel out of 
  the loop. I am a member of the SAIMA but we have received nothing not 
  even a note to say anything is on the table , it's all hear say and 3rd 
  hand... 


Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread brendamanning
Title: Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed



Actually I had a Direct Entry Mid Student 
from Monash Uni in Frankston last year attend homebirths with me. Her last birth 
required for her required number of 'attended births' was a home 
birth.

With kind regardsBrenda Manning www.themidwife.com.au

  - Original Message - 
  From: 
  Justine Caines 
  To: OzMid List 
  Sent: Tuesday, September 05, 2006 7:19 
  PM
  Subject: Re: [ozmidwifery] Fw: PI 
  Insurance - urgent - more interested midwives needed
  
  Dear Lisa and 
AllI agree Lisa we need to dispel fear around HB but to do that it 
needs to be accessible.Your experience of BMid students attending HB 
is a 1 off. I don’t believe any other BMid course enable students to 
work with IPM’s doing HB.They also have trouble finding continuity 
models (and yes WC in Adelaide is again different!).But what I 
want to respond to is the idea that insurance is just for midwives. 
What about women? I have had 6 children at home and I have NO 
FEAR!!! 2 with insurance and 4 without. I understand the legal issues 
and I TAKE RESPONSIBILITY and would be very unlikely to sue, but this is not 
the point. I do however believe that HB women must have the same 
rights as those accessing GP’s and Ob’s. Insurance is seen as a 
consumer safety mechanism just as it is seen as a professional protection 
for midwives.This policy to me is very worthwhile as it allows for 
coverage on a per birth basis. It will enable many more midwives 
wanting to ‘dip their toe in’ to private practice that chance. It has 
the capacity to transform maternity services. We can use the 
flexibility of this policy (and the business arrangements they offer) to 
recruit midwives who are currently reluctant to step outside of the system. 
Private midwifery could actually be a mainstream option with women 
choosing where they give birth. With PI ,midwives could be granted 
admitting rights and could therefore offer the marketplace a service in the 
home or hospital.I have spent 6.5 years advocating for women and 
midwives and 5 fighting for PI insurance. I can safely say that 
politically midwives will get nowhere without PI.With 200 midwives we 
can sell 1-2-1 midwifery further than HB (although HB is my 
passion!!).Yesterday Manchester Unity refused to pay for a homebirth 
(even though they offer midwifery rebates) citing a lack of PI as the 
reason.HBA are also reconsidering and MBF has ceased paying out for 
HB’s for the same reason.I have never had private health insurance 
and never will, but this is not about the few, again this is about reaching 
many more women. Private Health is well supported by the Fed Gov and 
it is a way to reach many more women. Fear can not be easily dispelled 
by something that is so poorly supported (ie by public or private 
funding).With an influx of private midwifery there is a much better 
chance that Medicare will flow on to midwives in their own right (rather 
than the current idea re Medicare item number 16400 that requires Drs 
overseeing midwives).Lisa you cannot liken the UK to here. 
Although I think team midwifery for homebirth is the pits, women in 
the UK have a legislative right to a public funded homebirth, even saying 
that in Australia would be considered reasonably outrageous. Unlike the UK, 
Independent midwifery is the only option for the vast majority of Aust 
women wanting a HB.Barb Vernon is one very busy person who is pushed 
and pulled in many directions but like us she is working hard to achieve 
this. She is recording every e-mail etc received in the hope we get to 200 
soon.I hope you appreciate the benefits of this policy in both per 
birth coverage and business structure; and whilst I acknowledge some IPM’s 
with established practices may have preferred that this was not a 
requirement I hope that they too can think with a world view as we consumers 
are.In solidarityJustine Caines Homebirth 
AustraliaMaternity CoalitionFor the homebirth 
movement to move forward here we need to dispel the fear that women have 
surrounding birth, no amount of insurance can do 
that.I don't think 
that because they are the only company offering insurance at the moment that 
is the main consideration at all. Would you buy rotten fruit if it was 
all that was on offer ( not comparing rotten fruit with the offer at all you 
understand).At the uni of 
SA student's can attend homebirths in fact I had a birth this week with a 
student attending. How is it that they are able to and others eg in 
South Aus Flinders Uni can't. Maybe it has more to do with politics of 
birth than insurance.I am doing my 
best along with other independent's in this state to raise the profile

Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Andrea Bilcliff
Title: Message



My understanding of the offer is quite basic and 
somewill know much more than me and are better able to articulate it, but 
I'll give it a shot...

Anne O'Connor was very helpful and willing to 
answer all our questions at the meeting yesterday. What she couldn't, she was 
going to take back with her to find out for us. I'm sure if you contacted her 
she would be willing to answerany questions.

CA provide this service for all kinds of 
self-employed workers.The management fee covers as much or as little 
book-keeping as we desire. If we want them to take out super payments, child 
support payments, whatever, they will. If we don't, they wont. If we want them 
to do BAS statements etc, this isalso included in the fee. If we want to 
continue doing our own book-keeping, this is fine also. Salary packaging was 
alsomentioned for the hospital employed midwives - they will do this 
too.

They are aware that different midwives will charge 
different amounts for their services (as do other self-employed professionals). 
Some are paid in cash, some up-front, some in instalments, some after the birth. 
They have no interest in dictating what our charges or practice should be. 
Theirconcern is that we are registered as midwives. They are aware of the 
ACMI guidelines being just that...guidelines.

The non-negotiable aspects, as I understand it, 
are:
-the depositing of funds into their account when an 
invoice is paid (we get the final payment into our account the following 
day)
-the management fee of 5%
-the PII  Public Liability fee of approx. 
1%
-the 20% flat tax rate (this isa minimum Govt 
requirement - you may pay more if you wish, orclaim it back at the end of 
year if too much is paid) 

It is extremelyhard to keep everyone informed 
as not all midwives are members of the various email discussion groups, ACMI, 
ASIMor even theirlocal groups such as MIPP  SAIMA. I know there 
are independently practising midwives herein Vic who are not MIPP members. 
They have that choice but how do we get the message out to them?

For now, it wouldbe of benefit if all 
midwives interested in keeping up-to-date withthe insurance offers joined 
the midwives insurance list 
http://au.groups.yahoo.com/group/Midwives_Insurance/

Hope this helps : )
Andrea Bilcliff



RE: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Tania Smallwood
Title: Message








Thanks for that Andrea, just on that
point, I think we all need to be mindful that there are probably many midwives
who are not online AT ALL. I know of a few here in SA, who rely on other means
of keeping updated with things, and one of them had no idea about any of this
until I mentioned it to her. Im not sure what the answer is, the only
body we are all a member of or have contact with in common is the Nurses Board
(what an irony that is). I suppose when the offer is on the table all midwives
may have to be contacted via the Nurses Board, and given the opportunity to
vote as was the case a few years ago



Tania











From: owner-ozmidwifery@acegraphics.com.au
[mailto:owner-ozmidwifery@acegraphics.com.au]
On Behalf Of Andrea Bilcliff
Sent: Wednesday, 6 September 2006
1:48 PM
To: ozmidwifery@acegraphics.com.au
Subject: Re: [ozmidwifery] Fw: PI
Insurance - urgent - more interested midwives needed







My understanding of the offer is quite basic and
somewill know much more than me and are better able to articulate it, but
I'll give it a shot...











Anne O'Connor was very helpful and willing to answer all our
questions at the meeting yesterday. What she couldn't, she was going to take
back with her to find out for us. I'm sure if you contacted her she would be
willing to answerany questions.











CA provide this service for all kinds of self-employed
workers.The management fee covers as much or as little book-keeping as we
desire. If we want them to take out super payments, child support payments,
whatever, they will. If we don't, they wont. If we want them to do BAS
statements etc, this isalso included in the fee. If we want to continue
doing our own book-keeping, this is fine also. Salary packaging was
alsomentioned for the hospital employed midwives - they will do this too.











They are aware that different midwives will charge different
amounts for their services (as do other self-employed professionals). Some are
paid in cash, some up-front, some in instalments, some after the birth. They
have no interest in dictating what our charges or practice should be.
Theirconcern is that we are registered as midwives. They are aware of the
ACMI guidelines being just that...guidelines.











The non-negotiable aspects, as I understand it, are:





-the depositing of funds into their account when an invoice
is paid (we get the final payment into our account the following day)





-the management fee of 5%





-the PII  Public Liability fee of approx. 1%





-the 20% flat tax rate (this isa minimum Govt
requirement - you may pay more if you wish, orclaim it back at the end of
year if too much is paid) 











It is extremelyhard to keep everyone informed as not
all midwives are members of the various email discussion groups, ACMI,
ASIMor even theirlocal groups such as MIPP  SAIMA. I know
there are independently practising midwives herein Vic who are not MIPP
members. They have that choice but how do we get the message out to them?











For now, it wouldbe of benefit if all midwives
interested in keeping up-to-date withthe insurance offers joined the
midwives insurance list 





http://au.groups.yahoo.com/group/Midwives_Insurance/











Hope this helps : )





Andrea Bilcliff
















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Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Andrea Bilcliff
Title: Message



Absolutely! That's why I'd love to see all midwives 
having to be members of ACMI.

  - Original Message - 
  From: 
  Tania 
  Smallwood 
  To: ozmidwifery@acegraphics.com.au 
  
  Sent: Wednesday, September 06, 2006 2:31 
  PM
  Subject: RE: [ozmidwifery] Fw: PI 
  Insurance - urgent - more interested midwives needed
  
  
  Thanks for that 
  Andrea, just on that point, I think we all need to be mindful that there are 
  probably many midwives who are not online AT ALL. I know of a few here 
  in SA, who rely on other means of keeping updated with things, and one of them 
  had no idea about any of this until I mentioned it to her. I’m not sure 
  what the answer is, the only body we are all a member of or have contact with 
  in common is the Nurses Board (what an irony that is). I suppose when 
  the offer is on the table all midwives may have to be contacted via the Nurses 
  Board, and given the opportunity to vote as was the case a few years 
  ago…
  
  Tania


Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-05 Thread Lisa Barrett



Hi Andrea,

Sorry If I gave the impression that I was upset 
that I wasn't personally contacted (smile)that's not really the case although I 
do feel that it is very personal to all who practice independently.I was a 
little defensive as it seems nobody wants debate they think we should all just 
say yes.

The Independent midwives in SA all belong to the SA 
independent midwives group and we meet regularly. I'm sure we are 
affiliated to the College although I can't be 100% on that I will find 
out. Hey Tania are we affiliated to the college?however it is the 
Independent midwives group and it makes sense that it's a good way to get the 
word around by contacting them.

It's not that I'm not open minded because I really 
want to have insurance not for my practice but to be able to provide 
across the board care for the women I birth with and to be recognised inside the 
system. If however I was that concerned about not being covered I couldn't 
do what I do at the moment none of us could. That's why I think if it's 
not right we shouldn't do it.

Sorry to the great women who are fighting our 
corner I really do know the work they have undertaken.

I couldn't find the information on the college 
website I certainly did try and I mailed them. 

Thanks to the other Andreafor the information 
you gave it is what I already thought but talking frankly about it feels like 
the right thing to do before it goes any further. 

Not wanting to Compare with another country but the 
RCM in Britain is very well subscribed because it offers so much, legal advice 
professional indemnity (although not to independents directly) good information 
and a strong voice. It's a difficult one because without the members how 
can you get that but until you have it you won't encourage the 
members.

Lisa



  - Original Message - 
  From: 
  Andrea 
  Quanchi 
  To: ozmidwifery@acegraphics.com.au 
  
  Sent: Wednesday, September 06, 2006 12:28 
  PM
  Subject: Re: [ozmidwifery] Fw: PI 
  Insurance - urgent - more interested midwives needed
  But Lisa how can the college communicate with people who have 
  no affiliation with the college. They and others are trying valiantly to get 
  the message around and this is why it ended up on this list. It is and 
  should be personal to you that the insurance is for you but taking it as a 
  personal affront that you didn't receive a personal memo about this fledgling 
  discussion is unreasonable. None of us did. We saw it on the same forums that 
  you have the opportunity to participate in and have followed up on the 
  invitations to participate.
  No one is belittling anyones opinion but I got the impression from your 
  emails that you were upset that you hadn't been given more information on what 
  CA was offering and you have the same information the rest of us have at this 
  stage. You are welcome to contact Anne O Connor from CA for more 
  details. It will be a new way of doing things for all of us but that is 
  what they are offering in return for backing the insurance which no other 
  company since 2003 has been prepared to do so of course they are going to want 
  something in return.
  Keep an open mind and don't get mad at the very people who are fighting 
  hard for this on all of our behalves.
  Andrea Quanchi
  
  On 06/09/2006, at 12:35 PM, Lisa Barrett wrote:
  
Hang on personalising this 
debate is very important to me if I have to sign up. Maybe that's the 
problem not personal enough!!
My SAIMA South Australian 
Independent Midwives Association. Should surely have received some 
information affiliated to the college or not. Having Insurance doesn't 
hinge on belonging to the College of Midwives. I was at the same day 
as Tania, Not a mention of any Insurance issues then.

I don't think for one minute I 
have confusion. I want to feel to be important enough to be in the 
loop and wanted opinion from others around Australia of what they actually 
thought about this not just the party line. what I have to say is as 
important as everyone else just because I want to be cautious doesn't mean I 
should shut up surely.

I know there are people working 
hard out there to benefit the midwifery community but please don't belittle 
my opinion or that of My SAIMA.

Doesn't anyone else think that 
getting your woman to pay them and then they take what is required and give 
you the rest may be an issue. Can we all start charging 30dollars and 
will that cover our insurance tax, commission etc. What if they are not 
happy with something and won't pay up. They could start making 
policies and if we don't follow what they think is correct procedure they 
don't pay up. Has this been covered with the company?

Thanks 
everyone
Lisa


  - Original Message 
  -
  From: 
  B 
   G
  To: 
  ozmidwifery

Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-04 Thread Lisa Barrett



Hi Everyone,

I'm interested to know everyone's thoughts on the 
PI. I work solely as an independent and I must be honest I don't think 
this offer is great. We shouldn't rush into anything just because we think 
PI gives us credibility. I haven't really seen any huge discussion on this 
anywhere. Has there been a gathering of Independent's that I missed to go 
into detail on this offer or even what we want and expect from our 
insurance? We don't want to shoot ourselves in the foot yet again in our 
eagerness to portray ourselves as professionals. 

Lisa Barrett

  - Original Message - 
  
  
  From: 
  Andrea 
  Bilcliff 
  To: Ozmidwifery 
  Sent: Monday, September 04, 2006 6:48 
  PM
  Subject: [ozmidwifery] Fw: PI Insurance - 
  urgent - more interested midwives needed
  
  FYI...
  
  - Original Message - 
  From: Robyn 
  Thompson 
  
  
  Please forward this on to as many 
  midwives as possible. 
  
  It would be great if more 
  colleagues could contact Dr Barb 
  Vernon, Executive Officer, ACMI as soon as possible to add 
  your names to the list for PI Insurance. We need 200 before we can start 
  the process, so far there are 90.
  
  Let’s get the PI rolling for the 
  greater good of our profession
  
  Warm regards, Robyn 
  
  
  [EMAIL PROTECTED]
  


Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-04 Thread Andrea Quanchi
LisaNothing is set in concrete yet but we need 200 names to be able to move forward. There is a meeting today in Melbourne and have been other meetings around the country. I suggest you ring Barb Vernon at  ACMI and she can give you the relevant info for your stateAndreaOn 05/09/2006, at 8:24 AM, Lisa Barrett wrote:Hi Everyone, I'm interested to know everyone's thoughts on the PI.  I work solely as an independent and I must be honest I don't think this offer is great.  We shouldn't rush into anything just because we think PI gives us credibility.  I haven't really seen any huge discussion on this anywhere.  Has there been a gathering of Independent's that I missed to go into detail on this offer or even what we want and expect from our insurance?  We don't want to shoot ourselves in the foot yet again in our eagerness to portray ourselves as professionals.  Lisa Barrett- Original Message -  From: Andrea BilcliffTo: OzmidwiferySent: Monday, September 04, 2006 6:48 PMSubject: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives neededFYI... - Original Message -From: Robyn ThompsonPlease forward this on to as many midwives as possible. It would be great if more colleagues could contact Dr Barb Vernon, Executive Officer, ACMI as soon as possible to add your names to the list for PI Insurance.  We need 200 before we can start the process, so far there are 90. Let’s get the PI rolling for the greater good of our profession Warm regards,  Robyn     [EMAIL PROTECTED] 

RE: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-04 Thread jo








Hi all,



Although not a midwife yet I attended the Sydney meeting with
members of ASIM as an HBA rep. The offer to me sounded good in that you are
only paying insurance for the actual births you attend. Its not just a 1
off fee. Therefore if you are a hosp mw whod like to do a few hbs
a year you only pay insurance for those few you attend and if you are a full
time city based hb midwife attended 30 births a year  thats what
you pay for.



The other issue to consider is that this
is the only company who are willing to offer insurance to mws, there has
been a lot of work done on this issue over the past 5 years and no other insurance
company has been willing to come to the party. In order for homebirth to move
fwd both for mws and women in Aus we need to secure insurance 
then perhaps the student mws may get rights to accompany IPMs to hbs,
hb mws may get rights in hosp to continue their care of the woman should
a transfer become necessary, Publicly Funded hb may become a real option for
women and it can only be a positive step in terms of raising the profile of IPMs.



I suggest any mw who would like to raise
the profile of the profession and help to make hb a real choice for Australian women register their interest and
once the 200 are on a list discussions can begin on how it will all work.



Warm regards

Jo Hunter

National Convenor HBA

HAS Coordinator

Innate Birth CBE and doula











From: owner-ozmidwifery@acegraphics.com.au [mailto:owner-ozmidwifery@acegraphics.com.au] On Behalf Of Lisa Barrett
Sent: Tuesday, 5 September 2006
8:25 AM
To: ozmidwifery@acegraphics.com.au
Subject: Re: [ozmidwifery] Fw: PI
Insurance - urgent - more interested midwives needed







Hi Everyone,











I'm interested to know everyone's thoughts on the PI.
I work solely as an independent and I must be honest I don't think this offer
is great. We shouldn't rush into anything just because we think PI gives
us credibility. I haven't really seen any huge discussion on this
anywhere. Has there been a gathering of Independent's that I missed to go
into detail on this offer or even what we want and expect from our
insurance? We don't want to shoot ourselves in the foot yet again in our
eagerness to portray ourselves as professionals. 











Lisa Barrett







- Original Message - 

















From: Andrea
Bilcliff 





To: Ozmidwifery 





Sent: Monday, September
04, 2006 6:48 PM





Subject: [ozmidwifery] Fw:
PI Insurance - urgent - more interested midwives needed











FYI...











- Original Message - 



From: Robyn
Thompson 











Please forward this on to as many midwives as possible. 



It would be great if more colleagues could contact Dr Barb Vernon, Executive Officer, ACMI as soon as
possible to add your names to the list for PI Insurance. We need 200
before we can start the process, so far there are 90.



Lets get the PI rolling for the greater good of our
profession



Warm regards, Robyn 



[EMAIL PROTECTED]












Re: [ozmidwifery] Fw: PI Insurance - urgent - more interested midwives needed

2006-09-04 Thread Lisa Barrett



Hi Andrea,

I have already emailed Barb Vernon but have not 
received a reply at all. I homebirthed in Britain for 14 years before 
coming here and I must say that although independent's have no insurance at the 
moment there it doesn't prevent or hinder the homebirth movement fear does 
that way more successfully than lack of insurance.. The biggest horror is that it leaves these midwives as us 
vulnerable to complaints not so much from clients but other professionals. 
I was looking for a discussion on how it actually works . I have read 
what's available but wanted to know what others think in more detail. Here 
seems a great place to discuss it.

Lisa

  - Original Message - 
  From: 
  Andrea 
  Quanchi 
  To: ozmidwifery@acegraphics.com.au 
  
  Sent: Tuesday, September 05, 2006 8:47 
  AM
  Subject: Re: [ozmidwifery] Fw: PI 
  Insurance - urgent - more interested midwives needed
  Lisa
  Nothing is set in concrete yet but we need 200 names to be able to move 
  forward. There is a meeting today in Melbourne and have been other meetings 
  around the country. I suggest you ring Barb Vernon at ACMI and she can 
  give you the relevant info for your state
  Andrea
  
  On 05/09/2006, at 8:24 AM, Lisa Barrett wrote: