At 06:09 PM 4/11/2008, you wrote:
My understanding is that it is liking pulling teeth to get it and you
can only use your fingers


...and I'm trying to figure a way to keep me from getting those teeth punched out by a lawsuit.

For the hundreth time in recent memory, an owner has told me that his insurance carrier has told
me to design his job to "whatever 13 calls for".

Where have all the risk analysis / underwriters gone? "Whatever 13 says" could be very different between two competing underwriters let alone an independent sprinkler designer, a contractor and
an underwriter.  And then there's the schedule....

Besides, my pay grade's probably well under what one of these guys get (g???).

So I'm wondering if there's a sweeping change that our industry's headed for.

Are there any independent risk people out here who, for a nominal fee will acknowledge an owner statement, prescribe a sprinkler requirement according to what he's been given and we in turn would make it part of a
design arrangement.

Once upon a time the insurance companies would offer this service to the owner ahead of design, review the drawings and TAKE THE RISK. But apparently - save for Factory Mutual - not anymore. The way things look now, "whatever 13 says" will probably lose a building somewhere and provide an insurance company a liability exit due to them not agreeing with the design that they were reluctant to discuss with the owner in the first place.

My $0,000.00 and I'm ready to do $1M worth of listening!   /RANT OFF

thanks, Vince








Vince Sabolik
Christi Fire Protection, Inc.
11351 Pearl Road
Strongsville, Ohio 44136

T 440 572-7730 F 440 572-7719 Email: <mailto:[EMAIL PROTECTED]>[EMAIL PROTECTED]

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