What Chuck Repke is describing is how TIF is supposed to work, but over the
years has been abused in many if not most cases, particululary in Saint
Paul.. When TIF began to be used the rule of thumb was for TIF projects to
be paid off from 8 to 10 years now in St. Paul we talk like 20 years is
appropriate.

To take one example, look at what happened to the US Bank deal on the
Westside Flats.  In this case virtually all the new taxes are considered
part of the increment because so little taxes were generated from this
property prior to development.  Our mayor and four members of the City
Council in 2000 agreed to this TIF funding but without an assessment
agreement.  That is what is needed to assure we will get at least the
necessary dollars "in lieu of taxes" to pay off the TIF bonds.  Without this
the taxes US Bank pays is comparable to other similar properties.  This will
likely never cover its own bonds and the taxpayers have to make up the
difference.  US bank vacated most of four buildings Downtown when they moved
to the Westside.  This in turn created an enormous decrease in tax valuation
for those buildings and therefore less taxes not only for the City, but also
the County and School district. In fact these same buildings are now used as
comparables in valuation of the US Bank development.
 An equally egregious example of this kind of TIF abuse is with the
Minnesota Life's new 401 Building.  Here again there was no assessment
agreement.  Minnesota then proceeded to appeal for lower taxes on both their
new and older 1982 building. Considering this specific development created
lots of unnecessary office space which was then dumped at below rate prices
and devalued the entire Downtown, everyone including the City, County,
School district and even Minnesota Life is a loser.  Also lost in these
discussions are the lost opportunities for redevelopment at market rates
which generate real property taxes when sites are not given up too quickly.

I believe TIF Financing in theory is a valuable tool for redevelopment
providing honest long term benefits are kept in focus and realized.

John Mannillo
Downtown and Highland Park


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