Message text written by INTERNET:[email protected]
>I'm really stuck on this and don't know what to do.<

The problem with 100% up front is that the purchaser will be just as
worried that you might go out of business before you complete the job. 

This is a normal bi-lateral concern in business and the usual way out is to
arrange a bond with the clients bank such that you may withdraw funds
against it as your (valid) invoices become due.  The full amount of the the
contract is set aside within the bank so that the money cannot be spent
elsewhere whilst the contract is in progress.

Of course the client has rights too - like if you are very late or
otherwise fail to complete the contract.  However all this is set out in
writing and banks have their own preferred wording so you shouldn't have to
pay for that to be drafted.

Now I don't know if this approach would be too expensive for the sizes of
contracts that you get involved in - the banks (as you would expect!) don't
do this for free - but it's a normal business practice so call up your bank
manager and see...

There are other approaches and the system in the US might be different from
that here in the UK but I am sure that the bank will be able to advise...

Patrick



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