> Ok lets try another "real-world" example: You have an internet 
> connection via cable and you don't want to pay the 25.25 monthly fee to 
> Swi$$com for your telephone number you can circumvent that by using a 
> VoIP-provider which gateways to the POTS.

Cablecom charges CHF 20, I don't see much difference here. 

Besides, a serious telephony provider needs a telephone switch, which is 
of order of half a million CHF one-time investment. Plus it needs a decent 
billing system, another few hundred francs. It has also to re-engineer 
its transport network to enable QoS along the whole way of VoIP packets.
That's quite some worktime and probably hardware costs too.

Having all that in mind, I don't see any realistic room for VoIP business.
Margins are too low already. Perhaps it could work in a place with higher 
residential density, say, Hong Kong or Kuala Lumpur.

my 2 cents...

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