Hi

On Wednesday 17 September 2008 at 5:22:25 PM, in
<mid:[EMAIL PROTECTED]>, Thomas Fernandez
wrote:


> No such EPOS terminals exist over here. The credit card still
> disappears with the waiter for a couple of minutes.

Even in the old days of the "machine" you put the card on, placed a
form over the top and slid the big lump of plastic back and forth,
many people used to require the waiter to do it in front of them.

> If you buy something from a small shop, it is possible that they ask
> you to wait a bit while your card is carried to another shop -

The closest I have seen to that is to ring another branch with the
details to process the transaction, or to swipe the old-style slip and
process it later elsewhere.

> a company needs to have credentials with the bank before being
> allowed to accept credit cards, and the small shop may not have
> them.

In my experience they just charge lots to handle your business and
impose a stupidly small (or even zero) floor limit. You can still
accept cards but it is expensive for you and they have to OK each
transaction. I guess with chip and PIN and online referrals things are
different now.

> Many years ago, the risk over here was that your card was copied on
> the way and you would suddenly find additional billings on your card
> when you returned from your vacation.

The carbon paper between the copies of the payment slip held all the
info they needed to make their own copy.

> However, this is not the case any more, the credit card companies
> blacklist vendors easily.

It still happens. You even hear about prosecutions involving places
with a camera in the ceiling to record people entering their PIN.

-- 
Best regards,
 
MFPA                            

Beware the deadly donkey falling slowly from the sky

Using The Bat! v4.0.34 on Windows XP 5.1 Build 2600  



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