Pranam
Q1 Every place of entry in travelling assigned is regulated, by a
guard, posted for it; so there is no confusion about it; if one is
permitted to enter, well that is granting the permission. Do not ask, I
entered but no one barred me; where people do not work, or the concerned
person to be posted , was not assigned, it does not mean, what you did is
correct. Obey the rules; for that learn before you do; or else whether "I
can eat Idly or dosai" type of questions, that too written by some 3rd rate
blokes, will be a joke only.
Q2 15 G/15H are common to all institutions and not only to SBI; the
question produced, gives the impression that it is related only to SBI,
which is untrue.
TOTAL INCOME MEANS COMPUTED TAXABLE INCOME AFTER ALL DEDUCTIONS
EXEMPTIONS ETC, SO TOTAL INCOME WHERE EXCEEDED THE TAXABLE LIMIT, ONE
CANNOT FILE 15G/15H AT ALL. So stating it should be less than 500000, gives
an information, that please manipulate thus.
Online forms submissions are conducted by almost all the
institutions, where , the forms will generate all data one has to fill an
electronic signature is enough; even the interest income or dividend paid
etc are set in that form; also filing on 1st apr of each year is welcome;
but where the taxable interest of that institution on investments made,
exceeded the limits prescribed for taxation, then it is better to file 15 G
for all and 15H only for senior and super seniors online,giving time for
them to process in their auto-system. Even otherwise, when filed in time or
on dot, and TDS deducted, since the institutions have time to pay the TDS,
when filed within that time, the debits will be reversed and the forms will
be followed. However once the institution had paid the TDS to the
exchequer, then the assessee can get back that TDS only through the filing
of the return. In case the institutions err by deduction of TDS, one can
complain till the end of the ombudsman and action shall be initiated
against the err-boys.
Q3 Grass is made up of basic elements, carbon, oxygen, nitrogen, and
phosphorus. As it goes through the process of photosynthesis, it also
contains chlorophyll and cellulose. The two main components of grass are *water
and lignin*. Water is the common term for H2O; and so eatable only; when we
add lemongrass in our food, eating grass is not so difficult. But the grass
shall be eaten with the added digestive food materials. Ancestors were
eating many leaves raw. A PUN; Grass eater in Japan denotes that they
detest marriage or relationships with women.
Q4 I do not consider the replier canvassing for laser printer; I have
used printers for 5 years continuously and donated them in good condition
to charity and all the printers I have used so far (may be 7th or 8th one
now I have) are only HP deskjet and never any laser which is not worth for
normal printing; also wherever there is need only for B & W change the
settings before printing, from color to B&W.
KR IRS 23222
On Wed, 23 Feb 2022 at 07:38, 'gopala krishnan' via Thatha_Patty <
[email protected]> wrote:
> *CULTURAL QA 02-2022-23*
>
> *BEING A COMPILATION THERE MAY BE ERRORS*
>
> *Q1 I am a sleeper passenger. Can I stay in the waiting
> room?*
>
> A1 Ankit Barnawal Former Student at Doon Business School,
> Dehradun (2017–2022) Mon
>
> Yes, you can stay in the waiting room at the station if you are a sleeper
> passenger. Certain rules that govern the use of waiting room at the railway
> stations
>
> Waiting rooms can be used by passengers 3 hours before the departure of
> the train. Passenger should possess a valid ticket with a PNR Number.An
> entry needs to be made in the waiting room register.
>
> Passengers can only enter the respective waiting room for the class of
> travel.
>
> Lower Class Waiting rooms includes sleeper class and second class travel.
> These are Non AC waiting rooms.
>
> Upper Class Waiting rooms includes AC first, second and third class
> travel. These are AC waiting rooms.
>
> *Passenger are not allowed to enter the waiting room at the destination
> station.* You will only be allowed to enter the waiting room when you
> have to change the train till the train arrives.
>
> *Q2 What are the rules and regulations related to Form
> 15G/H in SBI?*
>
> A2 State Bank of India (SBI) Instantly new, yet instantly
> recognizable.1y
>
> TDS is deducted as per guidelines issued by the Govt. of India from time
> to time. Tax liability on interest of Term deposits will arise for the
> year in which it accrues. Tax is deducted when the total interest
> paid/*accrued
> on Term Deposits including on Recurring Deposits during a year exceeds the
> prescribed limit (presently Rs.10,000/-* for individuals and Rs.50,000/-
> for senior citizens in a Financial year) at the whole Bank level. However,
> In case of Interest payable to non-residents, deduction of tax is made only
> at the time of payment thereof in cash/cheque/draft/any other mode.
>
> Individual (of less than 60 years of age) or a person (not being a Company
> or Firm), who is resident in India can request the Bank *not to deduct
> tax at source on interest paid/payable on time deposits by furnishing a
> declaration in Form 15G to the effect that the tax on their estimated total
> income of the relevant financial year will be Nil*. However, the
> declaration in Form 15G is not applicable if the amount of the income
> (individually or in aggregate) credited or paid or likely to be credited or
> paid during the concerned financial year in which such income is to be
> included exceeds the maximum amount which is not chargeable to tax.*Resident
> senior citizen person (60 years or more anytime during the previous year)
> can furnish similar undertaking in Form 15H* (certifying that their
> estimated taxable income is below the maximum amount which is not
> chargeable to tax and tax thereon would be NIL), irrespective of the
> interest amount and any other income likely to be paid or credited during
> the financial year.
>
> Further, it is to be noted that a customer would need to provide the
> details of all of his/her time deposits with Bank in Form 15G/H*. The
> declaration is to be given at the time of change of financial year · making
> a new time deposit inclusive of auto renewal.*
>
> NOTE: Customers have to submit Form 15G/H at the onset of every new
> financial year, or while making the new time deposit or whenever the term
> deposit is renewed.
>
> The declaration given in the Form is valid for a financial year. The onus
> of intimating change in any particulars provided in the form is on the
> depositor.
>
> Submission of Form 15G/H
>
> Customers can submit form 15G/H at :-· Home Branch· Non-Home Branch·
> Through our Internet Banking Portal
>
> Submission of Form 15G/H through Internet Banking-
>
> Customers can follow below given path to submit Form 15G/H post login to
> our internet banking portal.
>
> 1. Click on “e-Services” tab 2. Click “Submit 15G/H”
>
> Points to remember while submitting Form - 15G/H via Internet Banking
>
> · The functionality for online generation of Form 15G/H is available
> between 08:00 AM to 8:00 PM IST only.
>
> · If customer age is between 80 to 100 then the value entered in
> 'Estimated total income of the P.Y. in which income mentioned in column 16
> to be included' field should be less than or equal to Rs. 5,00,000.
>
> · As per provisions of section 206AA(2), the declaration under section
> 197A(1) or 197A(1A) shall be invalid if the declarant fails to furnish his
> valid Permanent Account Number (PAN).
>
> · Declaration can be furnished by an individual under section 197A(1) and
> a person (other than a company or a firm) under section 197A(1A).
>
> · Please mention the residential status as per the provisions of section 6
> of the Income tax Act, 1961.
>
> · Please mention YES if assessed to tax under the provisions of Income tax
> Act, 1961 for any of the assessment year out of six assessment years
> preceding the year in which the declaration is filed.· Please mention the
> amount of estimated total income of the previous year for which the
> declaration is filed including the amount of income for which this
> declaration is made.
>
> · Mention the distinctive number of shares, account number of term
> deposit, recurring deposit, National Savings Schemes, life insurance policy
> number, employee code, etc.
>
> · Indicate the capacity in which the declaration is furnished on behalf of
> a HUF, AOP, etc.
>
> · Before signing the declaration/verification, the declarant should
> satisfy himself that the information furnished in this form is true,
> correct and complete in all respects. Any person making a false statement
> in the declaration shall be liable to prosecution under section 277 of the
> Income tax Act, 1961 and on conviction be punishable.
>
> *Q3 Since we don't digest grass properly, how can we digest
> lettuce properly?*
>
> A3 Karen J Gray Have researched animals of all kinds
> throughout my life. Feb 5
>
> *Grass and lettuce are two very different things and there are reasons why
> humans don’t eat grass but do eat lettuce.* *Lettuce is quite soft, which
> grass is not and it’s not full of silica like grass is* and we’ve been
> selectively breeding lettuces for centuries to make them tasty and more
> pleasant to eat. Leaving aside the proponents of eating raw veggies, fact
> is that the human stomach has a fair bit of trouble digesting raw leaves.
> *Your
> grasses are mostly leaves and tough leaves at that.*
>
> A ruminant such as a cow has a very handy four chambered stomach and tons
> of bacterial helpers to break down tough grasses that it eats, so they
> don’t have any problems eating grass.
>
> Digestion aside, there’s another problem with eating grass. It contains
> quite a bit of abrasive silica which is very difficult to chew and wears
> down teeth quickly and our teeth aren’t made for that. I’d hate to see the
> dental bills.
>
> Animals that eat grass generally have teeth that grow throughout their
> lives so they can keep up with the wear from the grass.
>
> *Q4 Why do printers never work?*
>
> A4 Chris Everett American. Feb 17
>
> Because that’s what people have demanded. The common “home printer” is an
> all in one copier/printer/scanner that prints in color, has a wireless
> router built in, and costs $100.
>
> *Pretty impressive, yes?*
>
> Of course note that “Works reliably” isn’t on the list. People get what
> they ask for. Years and years ago, my family bought a black and white laser
> printer. It doesn’t have wireless, doesn’t print in color, yet has worked
> for years with basically zero issue.
>
> And on the rare occasion I need something printed in color, there’s a
> staples down the street that I can walk to, if so inclined. The reality is
> that we almost never need a color print. (Or I want photo quality that home
> printers can’t do anyway).
>
> *Here’s the deal: Don’t buy an inkjet printer if you want a reliable
> printer (unless you know exactly what you are doing… and you don’t*).
> Making an inkjet at an affordable price requires a stupendous number of
> design compromises that make them unreliable and stupidly expensive per
> page. *I’ll argue that in spite of their higher costs, color laser
> printers are much simpler than cheap ink jets are, and that makes them more
> reliable… And of course, B/W lasers are even simpler.*
>
> But all printers are shockingly complicated bits of kit, with countless
> mechanical parts that have to work under less than ideal conditions with
> exceptional repeatable accuracy, and with a user base that basically never
> performs any sort of maintenance on them.
>
> MY note- Cartridges are very costly comparing to printer cost.
>
> *Q5 What are the steps involved in relocating a split air
> conditioner (AC)?*
>
> A5 Belal Bin Neyaz, Engineer - Projects at Fujitsu General
> (2017-present)Answered Feb 26, 2019
>
> On your outdoor compressor unit there should be *two pipes, one smaller
> diameter (high pressure) and a larger diameter pipe (low pressure*). Turn
> your AC on inside the house and then shut off the valve on smaller diameter
> pipe. Run the unit for a around 3 to 4 minutes and then check if the
> cooling is reducing from the unit inside the house. When you feel room
> temperature air (not cool) being emitted from the indoor unit shut off
> the valve on larger diameter pipe and turn off unit. Isolate electrics,
> disconnect AC piping and immediately seal the piping with good quality tape
> to prevent from dirt. When re-installing a quick purge of gas is usually
> only required to clear the lines if they were sealed properly and kept
> clean. Ideally running a vacuum pump is recommended but if care was taken
> then it may not be needed. It is better to done by or in presence of
> certified technician.
>
> *2nd answer-Mohammed Harris, former HVAC (1990-2019)Answered Oct 21, 2020*
>
> 01. Recovery of Freon from indoor unit to outdoor unit.02. Isolation of
> power supply.03. Removing pipe lines connection and closing of ports.04.
> Removal indoor and outdoor units and removal stand and holders.
>
> 2nd answer-Karthik Unik, BE Mechanical Engineering, Saveetha Engineering
> College, Thandalam (2018) Answered Dec 11, 2020
>
> *Split A/C replacement procedure*
>
> Ensure the power supply is disconnected. Have to release refrigerant
> gas near outdoor unit/ condensing unit. Carefully disconnect copper
> pipe both suction and liquid line which comes from indoor unit.
>
> Check condition of copper pipe and copper pipe insulation if oxidation
> found it's better replace copper pipe but insulation replacement is
> compulsery. Now select the new location
>
> Connect indoor and outdoor unit through copper pipe and insulate the
> copper pipe. Refill refrigerant . Check on power supply .
>
> My note- Get the company technician , who would do the work very
> efficiently
>
> *Q6 Why do people hate when restaurants use microwaves to
> heat up foods when they probably do it at home all the time?*
>
> A6 Martin Bayer Chef (1994–present)Feb 14
>
> People go to restaurants to have food prepared for them. *Since they’re
> paying and waiting for that food, expectations are usually high.*
>
> Microwaves don’t really cook food. They make it hot and can turn raw foods
> into cooked, but they don't develop color or flavor, like grill or hot
> saute pan will. For that reason they aren’t respected as a cooking device.
> They’re what people use at home to reheat leftovers and pop popcorn.
>
> So, if I go out to eat and discover that the meal I waited and paid for
> was prepared in a popcorn popper, I’m going to be a little let down. I want
> a little more effort for my money. Giving my dinner a spin in the juke box
> just doesn’t cut the mustard.
>
> *Almost every restaurant has a microwave, even the ones you wouldn’t
> expect to have one*. They’re a super useful tool, nothing can really
> duplicate what they do with the same speed and efficiency. There’s nothing
> wrong with using one to prep ingredients, or even heat finished products
> for serving. They aren't for cooking steaks and such though.
>
> *Q7 How often should anyone wash their sheets and bed?*
>
> A7 Venkateswara Swamy Swarna, former Scientist,
> Metallurgist, Quality / NDT Manager at Department of Atomic Energy, India
> (1967-2008)Answered 2h ago
>
> The bed sheets need washing when I, the person sleeping on them, feel the
> need. The bed (mattress) does not get washed. It is too heavy and I am not
> sure it is water proof.
>
> So, only bed sheets get changed and washed. Same thing with pillow covers
> too.
>
> *How often should anyone wash their sheets and bed?*
>
> *2nd answer-Gopala Krishnan, former Assistant General* Manager 1996-2004
> at Department of Telecom (1966-2004) Answered just now
>
> I am writing this answer from Chennai, India. Most homes now use foam
> beds. These can be dried only in sunlight. Bed spread, bed sheet, pillow
> covers are washed once a week now due to covid 19 situation. Otherwise it
> was once in ten days. Liquids like Dettol is added during washing. Washed
> in hot water.
>
> There is an all-round comfort felt with new bed spread, sheet and pillow
> covers.
>
> If a guest has used washed bed spread etc, after his leaving all are
> washed irrespective of the hours/days he has used.
>
> *Q8 Is it really true that if you are in space that you can
> not see the sun or the stars unless there is a solid object of mass to be
> able to reflect off of?*
>
> A8 Ganesh Subramaniam Amateur Radio Operator, Amateur
> Astronomer Feb 11
>
> No, it is not true. If you are in outer space, you can very well see the
> Sun or the stars. What you cannot see is the light itself that is all
> around you.
>
> What it means is, the Sun and the stars emit light – and so are visible to
> you. *But the light waves – the rays of light – that are between you and
> the celestial objects – cannot be ‘seen’ unless there are other objects
> that reflect that light.*
>
> The brightest beam of light passing in front of you is invisible to you –
> but you can see it if there is something that reflects it – be it a solid
> object, gas – such as smoke, or liquid – like waver droplets. In other
> words, you are aware of the existence of light only when it reflects off
> some object. Take a look at these photos:
>
> In the above image, you can see that the flashlight is turned on – but you
> do not see the ‘beam’ of light which is there. It is dark. (You can see the
> front end of the flashlight because it is illuminated. I have intentionally
> included that in the photo as otherwise the image will be totally dark). I
> then introduced some smoke in front of the flashlight:
>
> In the above image, the smoke in the air is reflecting the light from the
> flashlight and so you see the smoke. But you don’t ‘see’ the light between
> the flashlight and the smoke.
>
> In short, Light itself cannot be seen but reveals everything in its
> presence.
>
> *Q9 How long should an air conditioner sit before turning
> it on?*
>
> A9 Wiley Won, Owner at IT Support Services
> (1996-present)Answered Jun 6, 2021Congratulations for knowing that it needs
> to sit for some amount of time. Most people don’t think about that. Firing
> it up immediately after it has been shut down can damage the motor or
> compressor or both.
>
> *It needs to stay off only long enough for the high compression side and
> low compression side to equalize.* Ten minutes ought to be enough.
>
> *2nd answer-Bruce Whiteside, B.S. Engineering, Southern* Illinois
> University Carbondale (1973)Answered Jun 8, 2020
>
> There is no hard number. The concern is that that the compressor needs
> lubrication and it gets this from the oil that is normally in the bottom of
> the compressor housing. Rough handling, especially turning the AC over or
> leaving it on its side, can cause the oil to move from the compressor to
> other parts of the system. So, if the unit has been stored upright and
> simply lifted to a window opening, then a few minutes should be fine. If,
> however, the unit was in its box, upside down, for a shaky ride home and
> then unpacked an installed, I would give it more time. I would check the
> instructions for advice or call the makes support line and ask.
>
> *3rd answer-Vincent Licari, Carpenter at Self-Employment* (1999-present)
> Answered Jun 10, 2020
>
> Under what circumstances ? Just installed ? Has it been up side down ?
> There's a lot of dogma about this, some plausible, some just parroting. For
> the most part the worst that will actually happen is compressor cylinders
> will become logged with oil or liquid refrigerant, in the case of oil it
> will stay there until it gets pumped out by Piston, sitting for 10 years
> isn't going to allow cylinders to drain. If it's liquid refrigerant it will
> also stay there unless there is a drastic difference in temp somewhere in
> which case the liquid refrigerant will slowly migrate to the coldest point.
> In these two cases two things can happen, one, it will try and fail to
> start causing overload to open ( which isn't ideal but it's not going to
> destroy the compressor either) two, it will start and quickly pump liquid
> out ( is it possible it will cause damage ? Possible sure but highly
> unlikely) when your refrigerator ices up you will have similar situation,
> refrigerant liquid will come back to compressor, but the difference is that
> will be continuous and ( but much worse because it will cause oil to foam
> and wash out of crankcase) you will be able to hear the difference in the
> sound of compressor. Honestly these things are not that fragile, I've heard
> some say it could shear crank or bend rod but that's absolutely nonsense,
> it doesn't have the power to destroy itself in that way unless the innards
> are made of fudge ! I have seen large (10–20 hp and more) compressors
> rattle themselves to pieces due to liquid in crankcase but that's once they
> are running when all that mass is already in motion. Now have I been on the
> inside of a 1/4 hp compressor under these conditions ? No ! I can tell you
> from experience they are not that fragile
>
> *Q10 Why should you stop eating 3 hours before bed?*
>
> A10 Dante Wong APAC Risk Analyst, UX Writer, and Narrative
> Designer Fri
>
> If I followed this “rule”, I would be naught but a bag of skin and bones
> now.I dislike all these “rules” because they fail to do the simplest of
> things, which is to take into account that everyone’s metabolism and body
> works differently.
>
> What works for you is not necessarily going to work for me.
>
> That’s why when I see people going on and on about how we should all adopt
> the keto diet or stop eating carbs or stop eating after 7 or whatever, a
> picture plays out in my noggin’ where if I were to actually follow that
> rule, all my ribs would be sticking out and I would be able to pluck them
> as finely as strings on a well-tuned guitar.
>
> *My rule is pretty simple: I eat when I’m hungry.*
>
> *All the above QA are from Quora website on 22-02- 2022. **Quora
> answers need not be 100% correct answers *
>
> *Compiled **and posted by R. Gopala krishnan on 23-02-2022*
>
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