Hello you are becoming mad perhaps  Try yourself if you know the handling
of mobile banking in your cell which shall be a smart phone You have to
learn why would I teach you?. May be your guru knows it KR IR IRS
 research to learn and become bright

On Sat, 15 Oct 2022 at 18:50, gopala krishnan <[email protected]> wrote:

> Sir,
>
> Without beating around the bush can you tell the procedure to with draw
> cash from a ATM machine using your mobile. I have asked many times have you
> withdrawn. You reply Yes or no.
> Gopalakrishnan
>
> On Saturday, 15 October, 2022 at 10:52:34 am IST, Rajaram Krishnamurthy <
> [email protected]> wrote:
>
>
> There was a fox ; it jumped for the grapes; then as it cannot reach the
> height , it said the grapes are sour. So too you are as your GURU idiot in
> Singapore.  By HIS GRACE for the past 50 years Bank people used to come and
> see me and complete the services I need. ATM is used only by small time
> fryers who are always in need of cas and doing black transactions. ATM
> serves the purpose with the conditions of service, serving limited money
> holders or the rich for untoward expenses unaccountably. White transactions
> normally can be done online through many channels. The ATM had certain
> drawbacks of stealing the identity from the cards both the debit and credit
> cards, by scramming. Today even purses and wallets have come blocking such
> acts. Also cards swiped leave the possibility of  leaving behind data for
> the hackers. Therefore OTP was introduced. Now the system had come up with
> the fingerprint and otp and pin for the sake of ascertaining it is only
> Gopalakrishnan and not his shadow. But you asked an irrelevant foolish
> question THAT FOR CARRYING CELL PHONE , CARD CAN BE CARRIED; I DO NOT
> UNDERSTAND YOUR BRIGHTNESS IN THIS; YOU CARRY ANYTHING AND YOU GET CHEATED;
> WHY DO I CARE?. tHE INTENTION OF CARDLESS IS PAYING WITH THE ID PROVIDED ON
> AIR BETWEEN TWO PEOPLE ONLY WHERE EVEN THE BANKERS ARE UNAWARE.  That is
> cardless. No one can say alibaba mantra and get cash from air. In what way
> that gives a fallacy in your deduction, you have not etc?. Having used in
> India and abroad only I am comparing the systems. You are a local hen using
> card means pl do so and jaunt along. OK  KR IRS 151022
>
> On Fri, 14 Oct 2022 at 20:14, gopala krishnan <[email protected]> wrote:
>
> Sir,
>
> I understand  from the reply you have not used  ATM card less banking. You
> could have answered so.
>
> Gopalakrishnan
>
> On Friday, 14 October, 2022 at 07:25:00 pm IST, Rajaram Krishnamurthy <
> [email protected]> wrote:
>
>
> In continuation of the TNCR on ATM machine cashless procedures, the write
> up went like these:
> "
> gopala krishnan 15:12 (3 hours ago)
> Sir, The procedures appears complicated told here in. I think there are
> simple methods than told to withdraw cash by ATM, without ATM card, using
> mobile number,
> Rajaram Krishnamurthy <[email protected]>
> 16:11 (2 hours ago)
> to gopala
> Many methods given. Even in some banks fingerprints are taken as ID.  HGFC
> ICICI sends you through VRS or ASMS if asked for a pin which can be made
> use of within the next 2 to 7 days going to the ATM. And Pin through cells
> can be generated by VRS and cash withdrawn. Or the UPI method is theer. Or
> by logging to your bank ac can draw money which will be delivered to your
> door within 2 hours provided you have registered with your branch. KR IRS
> 141022
> gopala krishnan
> 16:30 (2 hours ago)
> to me
> Sir,
>
> A person mostly do internet banking by laptop.*Especially elders*. If he
> get a pin to enter in the mobile and he has to carry mobile, *surely he
> will remember to take card*.
>
> My question was simple- Have you  withdraw cash or deposited cash, with
> out using debit card?. Kindly reply to the point.
>
> If you have done what was the procedure followed by you.
> Your reply can be YES or No. If yes, kindly enlighten me
> Gopalakrishnan
>
> xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
>    2       I do not know what is your question Mr Gopalakrishnan; CASHLESS
> AND CARDLESS ARE TERMS WELL DEFINED. Cardless transactions, means -it is
> not whether
>  Mr Gopalakrishnan has enough weight to carry the card to ATM and cell
> phone etc. The card swiping ,insertions etc have the impact of hackers; so
> they brought the PIN and OTP.
>    Then the Govt  thought over where Identity is being ransacked;
> so without using the card, whether a transaction go; to day every body is
> identified only by the cell number
>    Aadhar etc; if cash can be delivered without inserting the card in the
> ATM, then that would be ideal; BUT WHO TOLD Mr GOPALAKRISHNAN, MONEY WILL
> BE PAID ON HANDS
>  HIDDEN BEHIND THE DOORS?; IDENTITY MUST BE THERE; SO OTP, PIN,
> TOKENIZATION ETC ARE BEING CONTEMPLATED; DISNET HOT STAR WILL ALLOW YOU
> INSIDE
>  TO SEE FILMS, IN CASE YOU HAVE A CELL NUMBER, WHICH WILL BE VERIFIED BY
> THEONETIME PASSWORD KNOWN TO CARRIER AND YOU; UPI AGAIN THROUGH CELL
> CONNECTING THE BANK AND THE PIN YOU PROVIDED; ATM NEEDS SOME
> IDENTIFICATION; WITHOUT PRESSING NUMBERS AND DIALOGUE, MACHINE WILL NOT
> PROCESS; SO YOU TAKE YOUR FINGER PRINT OR PIN OR OTP OR FACE IDENTITY (NOT
> HEERE IN INDIA), ; SO IT IS NOT THE WEIGHRT TO CARRY CARD; LEST IT IS
> NOT SCAMMED FROM BEHIND THROGH DEVICES; IT IS NOT ALIBABA CAVE TO SAY UNDA
> KA KASAM; VOICE RESPONSE SYSTEM IS COMPUTER OPERATED WHICH WILL
> TELL WHAT IS YOUR PIN FOR THAT TRANSACTION NOT EVEN KNOWN TO THE BANK;
> ELDERS MAY HAVE A CELL AT HOME WHERE PIN IS GATHERED CANBE USED FOR
> DAYS TILL YOU GO TO ATM; WITHOUT CELL AND WITHOUT CARD BUT 4 DIGIT NUMBER
> TO REMEBER; OR WRITE IN YOUR HAND AND GO; HAVE YOU UNDERSTOOD?.
> K R IRS   141022
>
>
> On Fri, 14 Oct 2022 at 16:30, gopala krishnan <[email protected]> wrote:
>
> Sir,
>
> A person mostly do internet banking by laptop.*Especially elders*. If he
> get a pin to enter in the mobile and he has to carry mobile, *surely he
> will remember to take card*.
>
> My question was simple- Have you  withdraw cash or deposited cash, with
> out using debit card?. Kindly reply to the point.
>
> If you have done what was the procedure followed by you.
> Your reply can be YES or No. If yes, kindly enlighten me
> Gopalakrishnan
>
> On Friday, 14 October, 2022 at 04:20:18 pm IST, Rajaram Krishnamurthy <
> [email protected]> wrote:
>
>
> Many methods given. Even in some banks fingerprints are taken as ID.  HGFC
> ICICI sends you through VRS or ASMS if asked for a pin which can be made
> use of within the next 2 to 7 days going to the ATM. And Pin through cells
> can be generated by VRS and cash withdrawn. Or the UPI method is theer. Or
> by logging to your bank ac can draw money which will be delivered to your
> door within 2 hours provided you have registered with your branch. KR IRS
> 141022
>
> On Fri, 14 Oct 2022 at 15:12, gopala krishnan <[email protected]> wrote:
>
> Sir,
>
> The procedures appears complicated told here in.
>
> I think there are simple methods than told to withdraw cash by ATM,
> without ATM card, using mobile number, account number and OIP, just like
> generating pin
> Gopalakrishnan
>
> On Friday, 14 October, 2022 at 11:42:18 am IST, Rajaram Krishnamurthy <
> [email protected]> wrote:
>
>
> TNCR wrote:
> Cardless Cash Withdrawal - How to Withdraw Money from ATM Without Card
> DBS digibank
> 4-5 minutes
> ------------------------------
>
> *Ways to withdraw cash without an ATM or Debit Card*
> Key Takeaways
>
>    - Cashless Card Withdrawal enables you to withdraw money without
>    ATM-cum-debit cards.
>    - You can use net banking for cashless withdrawals at ATMs.
>    - You can also allow beneficiaries to withdraw cash with cardless
>    withdrawals.
>    - You must use the tentative OTP or PIN to withdraw money from ATMs.
>    - Some banks let you withdraw money at affiliated local stores.
>
> Most banking transactions in the modern era have become cashless as banks
> are ushering into the digital age. Today, you can use debit cards
> <https://www.dbs.com/digibank/in/cards/debit-cards/digibank-debit-card> and
> credit cards to access funds in your account. Banks also permit cardless
> cash withdrawals at ATMs. This article explains cardless cash withdrawals
> and the process to go about it. Read on to know more.
> Cardless Withdrawals at ATM
>
> Cardless cash withdrawals without ATM Debit cards allow you to access
> funds in your account if you do not have your ATM card handy. As long as
> you have activated internet banking and downloaded the bank’s mobile
> banking app of your bank on your smartphone, you can withdraw cash from
> ATMs without the card.
>
> Download digibank Now
> <https://digibank.onelink.me/4250782238/59f0c91e?pid=in-digi-pweb-learn-cardless-cash-withdrawal-downloadappbtnBlwContextualBnr1>
> How To Withdraw Money from ATM Without Card
>
> Following are the standard steps on how to withdraw money from ATM without
> card.
>
>    1. Log into your bank’s internet or mobile banking
>    <https://www.dbs.com/digibank/in/banking/mbanking/mobile-banking>
>    2. Select the option of cash withdrawal at the ATM.
>    3. Enter the amount you wish to withdraw and continue.
>    4. You will receive a one-time password or a transaction ID on your
>    registered mobile number.
>    5. Visit your nearest bank ATM and select the cardless cash withdrawal
>    option on the ATM screen.
>    6. Select your mobile number and enter the OTP or the transaction ID
>    received on the registered mobile number.
>    7. Enter the amount and withdraw the cash.
>
> Cardless Cash Withdrawal by Beneficiaries
>
> You can also provide access to beneficiaries to withdraw funds. Below are
> the steps:
>
>    1. Log in to your net banking account and set up the fund transfer
>    request.
>    2. Add the beneficiary details and go to cardless cash withdrawal.
>    3. Reconfirm the details by entering the OTP sent on your RMN and wait
>    for the beneficiary details to be activated.
>    4. The beneficiary receives an OTP and order ID via SMS ID on their RMN
>    5. The beneficiary can now visit an ATM, select the cardless cash
>    option and enter the OTP, order ID and their mobile number, along with the
>    cash withdrawal amount.
>    6. The ATM validates these details and disburses the cash.
>
> Cardless Withdrawal at Local Stores
>
> Some banks let you withdraw cash at local stores too. Here are the steps:
>
>    1. Log in to net banking and select cardless cash withdrawal at a
>    local shop.
>    2. Enter the amount and generate a temporary PIN.
>    3. Enable your mobile GPS, and the bank will show you the affiliated
>    merchant stores.
>    4. Select your preferred store, and you will receive a unique
>    identifier on the RMN.
>    5. Visit the merchant store and provide the PIN and other details.
>    6. The merchant will validate your transaction and dispense the
>    withdrawal amount.
>
> Final Note
>
> Cardless cash withdrawal is a unique facility that allows you to access
> cash without bank cards. It also enables you to ensure that your intended
> beneficiaries can receive funds quickly. You can visit your nearest ATM or
> designated grocery store to get the cash speedily.
>
> xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx  1  20 lakhs per annum is the limit
> without additional formalities.  2   some banks like HDFC indirectly follow
> this practice to control the transactions of the senior citizens,  without
> allowing them to generate their own PIN through NET-banking; however one
> advaantage is the pin communicated to that senior citizens or one who
> demands, can have a few days to go to ATM machines to draw the cash.  KR
> IRS 141022
>
> On Thu, 13 Oct 2022 at 17:23, Rangarajan T.N.C. <[email protected]>
> wrote:
>
> Cardless Cash Withdrawal - How to Withdraw Money from ATM Without Card
> DBS digibank
> 4-5 minutes
> ------------------------------
>
> *Ways to withdraw cash without an ATM or Debit Card*
> Key Takeaways
>
>    - Cashless Card Withdrawal enables you to withdraw money without
>    ATM-cum-debit cards.
>    - You can use net banking for cashless withdrawals at ATMs.
>    - You can also allow beneficiaries to withdraw cash with cardless
>    withdrawals.
>    - You must use the tentative OTP or PIN to withdraw money from ATMs.
>    - Some banks let you withdraw money at affiliated local stores.
>
> Most banking transactions in the modern era have become cashless as banks
> are ushering into the digital age. Today, you can use debit cards
> <https://www.dbs.com/digibank/in/cards/debit-cards/digibank-debit-card>
> and credit cards to access funds in your account. Banks also permit
> cardless cash withdrawals at ATMs. This article explains cardless cash
> withdrawals and the process to go about it. Read on to know more.
> Cardless Withdrawals at ATM
>
> Cardless cash withdrawals without ATM Debit cards allow you to access
> funds in your account if you do not have your ATM card handy. As long as
> you have activated internet banking and downloaded the bank’s mobile
> banking app of your bank on your smartphone, you can withdraw cash from
> ATMs without the card.
>
> Download digibank Now
> <https://digibank.onelink.me/4250782238/59f0c91e?pid=in-digi-pweb-learn-cardless-cash-withdrawal-downloadappbtnBlwContextualBnr1>
> How To Withdraw Money from ATM Without Card
>
> Following are the standard steps on how to withdraw money from ATM without
> card.
>
>    1. Log into your bank’s internet or mobile banking
>    <https://www.dbs.com/digibank/in/banking/mbanking/mobile-banking>
>    2. Select the option of cash withdrawal at the ATM.
>    3. Enter the amount you wish to withdraw and continue.
>    4. You will receive a one-time password or a transaction ID on your
>    registered mobile number.
>    5. Visit your nearest bank ATM and select the cardless cash withdrawal
>    option on the ATM screen.
>    6. Select your mobile number and enter the OTP or the transaction ID
>    received on the registered mobile number.
>    7. Enter the amount and withdraw the cash.
>
> Cardless Cash Withdrawal by Beneficiaries
>
> You can also provide access to beneficiaries to withdraw funds. Below are
> the steps:
>
>    1. Log in to your net banking account and set up the fund transfer
>    request.
>    2. Add the beneficiary details and go to cardless cash withdrawal.
>    3. Reconfirm the details by entering the OTP sent on your RMN and wait
>    for the beneficiary details to be activated.
>    4. The beneficiary receives an OTP and order ID via SMS ID on their RMN
>    5. The beneficiary can now visit an ATM, select the cardless cash
>    option and enter the OTP, order ID and their mobile number, along with the
>    cash withdrawal amount.
>    6. The ATM validates these details and disburses the cash.
>
> Cardless Withdrawal at Local Stores
>
> Some banks let you withdraw cash at local stores too. Here are the steps:
>
>    1. Log in to net banking and select cardless cash withdrawal at a
>    local shop.
>    2. Enter the amount and generate a temporary PIN.
>    3. Enable your mobile GPS, and the bank will show you the affiliated
>    merchant stores.
>    4. Select your preferred store, and you will receive a unique
>    identifier on the RMN.
>    5. Visit the merchant store and provide the PIN and other details.
>    6. The merchant will validate your transaction and dispense the
>    withdrawal amount.
>
> Final Note
>
> Cardless cash withdrawal is a unique facility that allows you to access
> cash without bank cards. It also enables you to ensure that your intended
> beneficiaries can receive funds quickly. You can visit your nearest ATM or
> designated grocery store to get the cash speedily.
>
>
>
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