From:  "William H. Magill" <[EMAIL PROTECTED]>
   Date:  Sat, 24 Jan 2004 13:43:37 -0500

   In 10 years, ONLY 340 Faculty and Staff have utilized Penn's Mortgage 
   program!

I think a more intersting way of looking at it would be as a %age of
housing in the covered area, or as a %age of housing sales in the area
over that period.  Anyone have any round number estimates?

--- Chip

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