Note that templates do not have to be stored in a special directory in
order to be used. The only purpose the special location serves is to
make them appear in the File > New > Templates and Documents dialog, for
which I see little or no value. It is more trouble to navigate that
dialog than it is to use File > Open and then navigate to a "Templates"
directory in my top-level documents location. Maybe if I had dozens of
templates I would see it differently.
<Joe
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