Do you not have Interac email money transfer in the States? Here in Canada most 
of the financial institutions support this now, it does come with a $1 fee, but 
I can easily and securely send money (minimum of $10 and maximum of $3,000) to 
anybody, all I need is their email address.
I just login to my online banking, start an Interac email money transfer, enter 
the person's name and email address (after the first time they are available 
for me to pick in a combo drop-down0) and then I put in the amount I want to 
send. I also have to specify a security question and the answer (the recipiant 
of course needs to know the answer)and I can send along an optional message.
About half an hour later at most the person gets an email, they select their 
financial institution from a list and if I have that bank's app on my iPhone I 
can choose to either deposit via the app or to use Safari and the mobile 
banking site of my bank. I use Scotia Bank and have it set up to use Touch Id 
to log in, so I tap to use the app and continue, it prompts me to login using 
Touch Id, then I simply specify which account I want the money to be deposited 
to, type in the answer to the security question and confirm the deposit.

Regards,
Sieghard

-----Original Message-----
From: [email protected] [mailto:[email protected]] On Behalf Of 
Jenifer Barr
Sent: Saturday, April 8, 2017 2:28 PM
To: [email protected]
Subject: Re: Has anyone used the peer to peer cash transfer apps Square Cashh 
or Venmo?

Hi sieghard.
I use the cash app, and did that by mistake!  I meant to send my friend 20 
dollars, and added an extra 0!  Yep, sent her 200.  I know that's not much... 
well to some people it's not... but we found out we can refund money that way!  
LOL.
Jen

On 4/8/17, Sieghard Weitzel <[email protected]> wrote:
> Keith,
>
> Please let me know which one you want to try, I'll install it and we 
> can see if it is free to send me $1,000 *smile*.
>
>
> From: [email protected] [mailto:[email protected]] On 
> Behalf Of Kramlinger, Keith G., M.D.
> Sent: Saturday, April 08, 2017 11:40 AM
> To: [email protected]
> Subject: Has anyone used the peer to peer cash transfer apps Square 
> Cashh or Venmo?
>
> Hi,
>
> I’m curious if any have used the peer to peer cash transfer apps 
> Square Cash or Venmo?
>
> Curious about both accessibility and security. I understand they are 
> free, unless one wants an immediate cash out through Square Cash, 
> which is stated in the App Description as 1%. But otherwise, it sounds 
> as if waiting overnight for both apps is without fee.
>
> Thanks in advance, Keith
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