This lifehacker post going over why the new Apple card is rather bleh pretty much summarizes it for me. https://twocents.lifehacker.com/the-apple-card-is-an-average-rewards-card-1833550903
I mean, points are points and sure, I guess some folks are all about the brand, but cutting to the chase, there are more options already out there that’ll give you more bang for your buck as far as rewards/points go. I’ve got the Capital One Savers card mentioned for example. Right now and while I enjoy my Apple products, I just finished buying an XR and other than $3 a month for iCloud, it’s not like I spend a lot on Apple stuff. I’m not out in the wild enough to be paying with Apple wallet to always score the 3% or whatever either. I suppose the titanium fancy looking card is nice, but a good looking card isn’t enough for a hard inquiry on my credit report to apply. In short, I’m going to pass. From: viphone@googlegroups.com <viphone@googlegroups.com> On Behalf Of Alan Lemly Sent: Monday, March 25, 2019 2:21 PM To: VIPhone Email List <viphone@googlegroups.com> Subject: Apple Card announcement today and thoughts of the group I read the Apple news brief about their announced Apple Card today and am curious what others on the list think about it. I'll say up front that my interest in credit cards and similar financial vehicles is first their widespread acceptance at the places I hsop and second the amount of rewards I'm able to earn when using them. To recap the rewards paid by the new Apple Card: 1. Items purchased directly from Apple using the card earn 3% rewards. 2. Items purchased from other places using the card with ApplePay earn 2% rewards. 3. Items purchased using the physical Apple Card without ApplePay earn 1% rewards. I'm pretty sure I've stated the above correctly but please chime in if your understanding is different. I know we have members from all over the world but my experience in the USA with ApplePay hasn't been what I'd call wide acceptance. In fact, Since ApplePay has existed, I've only been able to use it a handful of times at either a McDonald's or Walgreens. So while I agree that 2% rewards for use of the Apple Card is pretty generous, I'm not convinced it will be realizable at the places I shop unless ApplePay becomes accepted in a lot more places than it currently is. I'm curious what others on the list think about the Apple Card. I understand about companies needing to expand their product offerings in order to generate more revenue but I can't say Apple's efforts to expand into News, media entertainment production, and financial services generates a feeling of confidence for me. Alan Lemly -- The following information is important for all members of the V iPhone list. If you have any questions or concerns about the running of this list, or if you feel that a member's post is inappropriate, please contact the owners or moderators directly rather than posting on the list itself. Your V iPhone list moderator is Mark Taylor. Mark can be reached at: mk...@ucla.edu <mailto:mk...@ucla.edu> . Your list owner is Cara Quinn - you can reach Cara at caraqu...@caraquinn.com <mailto:caraqu...@caraquinn.com> The archives for this list can be searched at: http://www.mail-archive.com/viphone@googlegroups.com/ --- You received this message because you are subscribed to the Google Groups "VIPhone" group. To unsubscribe from this group and stop receiving emails from it, send an email to viphone+unsubscr...@googlegroups.com <mailto:viphone+unsubscr...@googlegroups.com> . To post to this group, send email to viphone@googlegroups.com <mailto:viphone@googlegroups.com> . Visit this group at https://groups.google.com/group/viphone. For more options, visit https://groups.google.com/d/optout. -- The following information is important for all members of the V iPhone list. If you have any questions or concerns about the running of this list, or if you feel that a member's post is inappropriate, please contact the owners or moderators directly rather than posting on the list itself. Your V iPhone list moderator is Mark Taylor. Mark can be reached at: mk...@ucla.edu. Your list owner is Cara Quinn - you can reach Cara at caraqu...@caraquinn.com The archives for this list can be searched at: http://www.mail-archive.com/viphone@googlegroups.com/ --- You received this message because you are subscribed to the Google Groups "VIPhone" group. To unsubscribe from this group and stop receiving emails from it, send an email to viphone+unsubscr...@googlegroups.com. To post to this group, send email to viphone@googlegroups.com. Visit this group at https://groups.google.com/group/viphone. For more options, visit https://groups.google.com/d/optout.
