Well, they said this card would be usable in places where Apple Pay was not 
excepted. So there has to be a way. I’m definitely going to get it when it 
comes out. I think it’s going to be extremely convenient. No fees. No late 
payment penalties, there’s a shocker. And competitive interest rates whatever 
that means.


Sent from my iPhone

> On Mar 25, 2019, at 3:55 PM, lenron brown <[email protected]> wrote:
> 
> that's what I was wondering about, how would I use this card at say
> some of the places I call to order food. I am not going to get this
> card right now, maybe in a couple years, If I need one. Wonder what
> interest rates will be like, and how good of a credit score you will
> need for this one.
> 
>> On 3/25/19, Brent Harding <[email protected]> wrote:
>> I do like that. I think the only real threat one would have would be to
>> physically lose the card, but they could use it in-store only and not by
>> phone or online. I think they are the only one to not have the number on it,
>> as on any other card, how would you use it if you didn't have the number?
>> 
>>  ----- Original Message -----
>>  From: Mary Otten
>>  To: [email protected]
>>  Sent: Monday, March 25, 2019 4:37 PM
>>  Subject: Re: Apple Card announcement today and thoughts of the group
>> 
>> 
>>  I think it is a great idea, should cut down a lot on credit card fraud,
>> and I plan to get one. I might ditch others. If you’ve ever gone through the
>> hassle of having to call in about fraudulent purchases that show up on your
>> credit card statement, which has happened to me more than once, well… I
>> can’t wait. There’s no number on this thing, no expiration and no special
>> three digit code to memorize. Very nice.
>> 
>> 
>> 
>> 
>>  Sent from my iPhone
>> 
>>  On Mar 25, 2019, at 2:21 PM, Alan Lemly <[email protected]> wrote:
>> 
>> 
>>    I read the Apple news brief about their announced Apple Card today and
>> am curious what others on the list think about it. I'll say up front that my
>> interest in credit cards and similar financial vehicles is first their
>> widespread acceptance at the places I hsop and second the amount of rewards
>> I'm able to earn when using them. To recap the rewards paid by the new Apple
>> Card:
>> 
>> 
>> 
>>    <!--[if !supportLists]-->1.   <!--[endif]-->Items purchased directly
>> from Apple using the card earn 3% rewards.
>> 
>>    <!--[if !supportLists]-->2.   <!--[endif]-->Items purchased from other
>> places using the card with ApplePay earn 2% rewards.
>> 
>>    <!--[if !supportLists]-->3.   <!--[endif]-->Items purchased using the
>> physical Apple Card without ApplePay earn 1% rewards.
>> 
>> 
>> 
>>    I'm pretty sure I've stated the above correctly but please chime in if
>> your understanding is different.
>> 
>> 
>> 
>>    I know we have members from all over the world but my experience in the
>> USA with ApplePay hasn't been what I'd call wide acceptance. In fact, Since
>> ApplePay has existed, I've only been able to use it a handful of times at
>> either a McDonald's or Walgreens. So while I agree that 2% rewards for use
>> of the Apple Card is pretty generous, I'm not convinced it will be
>> realizable at the places I shop unless ApplePay becomes accepted in a lot
>> more places than it currently is.
>> 
>> 
>> 
>>    I'm curious what others on the list think about the Apple Card. I
>> understand about companies needing to expand their product offerings in
>> order to generate more revenue but I can't say Apple's efforts to expand
>> into News, media entertainment production, and financial services generates
>> a feeling of confidence for me.
>> 
>> 
>> 
>>    Alan Lemly
>> 
>> 
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> 
> 
> -- 
> Lenron Brown
> Cell: 985-271-2832
> Skype: ron.brown762
> 
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