There is supposed to be a way you can use the card in places that don’t take 
Apple Pay. I don’t think they said exactly what that was, but I didn’t watch 
the presentation. I just read about it afterwards, because it’s a whole lot 
faster. I can use Apple Pay in grocery stores and a couple of drugstore chains 
here in town. I also use it for an online natural food store where I do a fair 
bit of shopping. I think target takes it now as well. They were resistant for a 
long time.
Mary


Sent from my iPhone

> On Mar 25, 2019, at 4:26 PM, Alan Lemly <[email protected]> wrote:
> 
> Since I do a lot of my purchasing online, I'm very curious how I could use 
> the Apple Card to do so when it has no card number. And I haven't heard much 
> from folks about how often they are able to use Apple Pay since that is a 
> requirement with the new Apple Card in order to get the most rewards when not 
> buying from Apple. I agree that the security this card offers is good but I 
> suspect it will further negatively impact the number of vendors who accept 
> the card and Apple Pay. Hopefully, the involvement of Master Card with the 
> Apple Card will make it acceptable at more places than currently accepting 
> Apple Pay.
> 
> Alan Lemly
> 
> -----Original Message-----
> From: [email protected] [mailto:[email protected]] On Behalf Of 
> Mary Otten
> Sent: Monday, March 25, 2019 6:01 PM
> To: [email protected]
> Subject: Re: Apple Card announcement today and thoughts of the group
> 
> Well, they said this card would be usable in places where Apple Pay was not 
> excepted. So there has to be a way. I m definitely going to get it when it 
> comes out. I think it s going to be extremely convenient. No fees. No late 
> payment penalties, there s a shocker. And competitive interest rates whatever 
> that means.
> 
> 
> Sent from my iPhone
> 
>> On Mar 25, 2019, at 3:55 PM, lenron brown <[email protected]> wrote:
>> 
>> that's what I was wondering about, how would I use this card at say 
>> some of the places I call to order food. I am not going to get this 
>> card right now, maybe in a couple years, If I need one. Wonder what 
>> interest rates will be like, and how good of a credit score you will 
>> need for this one.
>> 
>>> On 3/25/19, Brent Harding <[email protected]> wrote:
>>> I do like that. I think the only real threat one would have would be 
>>> to physically lose the card, but they could use it in-store only and 
>>> not by phone or online. I think they are the only one to not have the 
>>> number on it, as on any other card, how would you use it if you didn't have 
>>> the number?
>>> 
>>> ----- Original Message -----
>>> From: Mary Otten
>>> To: [email protected]
>>> Sent: Monday, March 25, 2019 4:37 PM
>>> Subject: Re: Apple Card announcement today and thoughts of the group
>>> 
>>> 
>>> I think it is a great idea, should cut down a lot on credit card 
>>> fraud, and I plan to get one. I might ditch others. If you ve ever 
>>> gone through the hassle of having to call in about fraudulent 
>>> purchases that show up on your credit card statement, which has 
>>> happened to me more than once, well  I can t wait. There s no number 
>>> on this thing, no expiration and no special three digit code to memorize. 
>>> Very nice.
>>> 
>>> 
>>> 
>>> 
>>> Sent from my iPhone
>>> 
>>> On Mar 25, 2019, at 2:21 PM, Alan Lemly <[email protected]> wrote:
>>> 
>>> 
>>>   I read the Apple news brief about their announced Apple Card today 
>>> and am curious what others on the list think about it. I'll say up 
>>> front that my interest in credit cards and similar financial vehicles 
>>> is first their widespread acceptance at the places I hsop and second 
>>> the amount of rewards I'm able to earn when using them. To recap the 
>>> rewards paid by the new Apple
>>> Card:
>>> 
>>> 
>>> 
>>>   <!--[if !supportLists]-->1.   <!--[endif]-->Items purchased directly
>>> from Apple using the card earn 3% rewards.
>>> 
>>>   <!--[if !supportLists]-->2.   <!--[endif]-->Items purchased from other
>>> places using the card with ApplePay earn 2% rewards.
>>> 
>>>   <!--[if !supportLists]-->3.   <!--[endif]-->Items purchased using the
>>> physical Apple Card without ApplePay earn 1% rewards.
>>> 
>>> 
>>> 
>>>   I'm pretty sure I've stated the above correctly but please chime 
>>> in if your understanding is different.
>>> 
>>> 
>>> 
>>>   I know we have members from all over the world but my experience 
>>> in the USA with ApplePay hasn't been what I'd call wide acceptance. 
>>> In fact, Since ApplePay has existed, I've only been able to use it a 
>>> handful of times at either a McDonald's or Walgreens. So while I 
>>> agree that 2% rewards for use of the Apple Card is pretty generous, 
>>> I'm not convinced it will be realizable at the places I shop unless 
>>> ApplePay becomes accepted in a lot more places than it currently is.
>>> 
>>> 
>>> 
>>>   I'm curious what others on the list think about the Apple Card. I 
>>> understand about companies needing to expand their product offerings 
>>> in order to generate more revenue but I can't say Apple's efforts to 
>>> expand into News, media entertainment production, and financial 
>>> services generates a feeling of confidence for me.
>>> 
>>> 
>>> 
>>>   Alan Lemly
>>> 
>>> 
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>> 
>> 
>> --
>> Lenron Brown
>> Cell: 985-271-2832
>> Skype: ron.brown762
>> 
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