Good explanation Chris. We also froze our credit a few years ago.
We needed to buy a new car last year. While at the car dealers, my wife simply asked which credit service they used to check our credit score and on her iPhone, unfroze that service, they checked our credit score and she froze it again. It only took a few minutes. Richard, USA "INTROVERTS UNITE ... SEPARATELY IN YOUR OWN HOMES" -- as seen on a T-shirt with a power fist raised My web site: https://www.turner42.com From: [email protected] <[email protected]> On Behalf Of Chris Chaffin Sent: Monday, August 19, 2024 7:16 AM To: [email protected] Subject: Re: Important: Data Breach Its a personal choice, but months before this breach, I decided to do what I can to protect myself from identity theft. So I decided to do 3 things. * Froze my credit with all three credit bureaus. This does not stop you from using any credit cards or anything like that. It just blocks any new credit inquiries, so no new credit cards or loans can be taken in your name. Freezing your credit is not a permanent thing. You can thaw and re-freeze your credit as much as you need to. * I signed up and registered with the IRS for a personal PIN. This prevents anyone from filing a tax return in your name. This PIN changes every year, and it is mandatory in order for you to file your taxes. * I went to my cell provider and locked my cim. This prevents someone from highjacking your cim and phone number so they can receive your 2 factor codes, which would help them access your accounts. Millions of people are getting their identities stolen every year, and once done, it is not easy to get it back. I have heard several stories from people that this has happened too. I realize that nothing is full proof, but I personally want to do what I can to protect myself. I figured that there are some that did not know that you could do these things, so just thought I would share. Chris Chaffin Follow me on Mastodon: @[email protected] On Aug 18, 2024, at 6:06 PM, janet gross <[email protected] <mailto:[email protected]> > wrote: Hello Chela, I’m just now catching up with emails, and I am just now seeing this data preach. I don’t think this will effect monthly Social Security checks from automatic deposits. Although, you might want to seriously think about putting a freeze on the 3 major credit reporting agencies, we as the citizens have to take a part in protecting ourselves as well. But yet, keep in mind some or all the credit agencies have also experienced data breaches too. There are so many data preaches, that it is hard to keep up with all of them. There has been many data breaches , and most of the time we as citizens don’t even hear about half of them. >From what I have recently read about this breach is this happened in ‘April, >but we are just now hearing about this, or I am just now hearing about this. Janet From: [email protected] <mailto:[email protected]> <[email protected] <mailto:[email protected]> > On Behalf Of Chela Robles Sent: Sunday, August 18, 2024 4:33 PM To: [email protected] <mailto:[email protected]> Subject: Re: Important: Data Breach But I wonder how it will affect Social Security income I'm also wondering if anyone is going to do anything about it, I know that all my online presents is doubly secured as far as two factor authentication so I’m covered there But I’m just wondering what is being done right now to come back this hacker in order to prevent this situation in the future again. Sent from my iPhone On Aug 18, 2024, at 1:25 PM, Sieghard Weitzel <[email protected] <mailto:[email protected]> > wrote: Whether you have credit or not makes no difference, your information can still be used for criminal purposes. From: [email protected] <mailto:[email protected]> <[email protected] <mailto:[email protected]> > On Behalf Of Chela Robles Sent: Saturday, August 17, 2024 9:25 PM To: [email protected] <mailto:[email protected]> Subject: Re: Important: Data Breach Well, luckily, I haven't any credit and don't belong to any of those mentioned in the news. Hopefully it will not affect SSI monthly checks or deposis. Does Social Security Administration know about this? I wondering what they're doing about it. Sent from my iPhone On Aug 17, 2024, at 5:20 PM, James Bentley <[email protected] <mailto:[email protected]> > wrote: All data for the U K, Australia, Canada, and the USA are involved. James B From: [email protected] <mailto:[email protected]> <[email protected] <mailto:[email protected]> > On Behalf Of [email protected] <mailto:[email protected]> Sent: Saturday, August 17, 2024 6:54 PM To: [email protected] <mailto:[email protected]> Subject: RE: Important: Data Breach I saw this in a Kim Commando email several days ago. They believe all social Security numbers are involved. From: [email protected] <mailto:[email protected]> <[email protected] <mailto:[email protected]> > On Behalf Of [email protected] <mailto:[email protected]> Sent: Saturday, August 17, 2024 7:50 PM To: [email protected] <mailto:[email protected]> Subject: RE: Important: Data Breach Hi I whent to this websight that you listed but since I am in Ontario Canada this doesn’t effect me since I live in Ontario Canada. And we have herd nothing about this data breetch hear in Canada. From Mich. From: [email protected] <mailto:[email protected]> <[email protected] <mailto:[email protected]> > On Behalf Of [email protected] <mailto:[email protected]> Sent: August 17, 2024 7:42 PM To: [email protected] <mailto:[email protected]> Subject: Important: Data Breach Hi all, I tried posting the following on Facebook, but not all of the links showed up in my post, so I took it down. While this isn’t specifically related to JAWS, iPhones and other assistive technologies, I felt that it was important enough to spread the news far and wide through a couple of e-mail list. Feel free to continue spreading it far and wide. No flames, please. I don’t mean to increase anyone’s paranoia, but on the news a couple of days ago I heard about a massive data breach; nearly 3 billion records containing people’s names, dates of birth, addresses, phone numbers and social security numbers are now available on the Internet and the dark web. Rich De Muro, who does a Saturday tech show on Los Angeles radio station KFI AM and a regular spot on KTLA channel 5, also publishes a weekly newsletter which I get in my inbox every Saturday morning. Below is an excerpt from this week’s newsletter pertaining to the data breach. It contains links to a place where you can read about the breach and check to see if your information was breached. Here's the excerpt from the newsletter. Cybersecurity Corner This week's big story is the <https://substack.com/redirect/6eb884d8-8a2e-4af9-a65a-1ab4a63f0b61?j=eyJ1IjoiOGZ6aDgifQ.OLQkXK5uSQUIoGnuAvSjYkNmObIku65t4uL0mr4Ldzo> data breach, which contains nearly 3 billion records…. including names, addresses, dates of birth, and, unfortunately, social security numbers. A cybersecurity firm named Pentester set up a special site where you can enter your name and year of birth to see if your information is in the dump. <https://substack.com/redirect/75ad0b4f-1408-4a31-a59e-861b0dbc17b0?j=eyJ1IjoiOGZ6aDgifQ.OLQkXK5uSQUIoGnuAvSjYkNmObIku65t4uL0mr4Ldzo> Check for your SSN The bad news: it probably is, and you might want to freeze your credit reports. I did and found the process to be quite easy: you create a login, bypass all the nonsense they try to sell you on and tap Freeze. You can also unfreeze in a tap. While your report is frozen, no one can open a new account in your name. Here are the direct links for <https://substack.com/redirect/36d73f8a-86c9-49b6-b535-1b0572f32a36?j=eyJ1IjoiOGZ6aDgifQ.OLQkXK5uSQUIoGnuAvSjYkNmObIku65t4uL0mr4Ldzo> Experian, <https://substack.com/redirect/c242ed1a-8cf6-49d1-abb9-ee10be6d07cc?j=eyJ1IjoiOGZ6aDgifQ.OLQkXK5uSQUIoGnuAvSjYkNmObIku65t4uL0mr4Ldzo> TransUnion, and <https://substack.com/redirect/4d5f5b1f-75b8-40c4-9715-660d2fdcefc5?j=eyJ1IjoiOGZ6aDgifQ.OLQkXK5uSQUIoGnuAvSjYkNmObIku65t4uL0mr4Ldzo> Equifax. A listener called into Rich’s tech show and passed on a tip regarding another place worth looking into. It is https://www.chexsystems.com/ -- The following information is important for all members of the V iPhone list. If you have any questions or concerns about the running of this list, or if you feel that a member's post is inappropriate, please contact the owners or moderators directly rather than posting on the list itself. Your V iPhone list moderator is Mark Taylor. 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