Hi Clement,
in my opinion who should "use" the drone (but also ALL WM CH equipments
above a certain cost) should have a

*third party liability insurance.*
This insurance is personal and covers more damages. Anyway is not WM CH who
should do this but the person who has it in charge.

The real problem would have to insure all equipment time by time but also
to insure an equipment which is stored by a third party.

This happens for instance in any case someone rent a car or a room or
something else.

Regards


On Fri, Feb 14, 2014 at 1:32 PM, Clément Bucco
<clement.bu...@wikimedia.ch>wrote:

> Hello all,
>
> Short abstract:
>
> The association has a drone, currently in Geneva. The swiss legislation is
> permissive, but one must have an insurance to use it. As the drone is
> WMCH's property, who should get the required insurance ? More generally,
> what about insurance for equipment and volunteers ?
>
> L'association dispose d'un drone, actuellement à Genève. La législation
> suisse est permissive, mais il faut avoir une assurance pour l'utiliser.
> Comme le drone est la propriété de WMCH, qui devrait obtenir l'assurance
> requise? De manière plus générale, qu'en est-il de l'assurance du matériel
> et des bénévoles ?
>
> Der Verein hat eine Drohne, die derzeit in Genf ist. Das Schweizer
> Gesetzgebung ist permissive, aber man muss eine Zusicherung haben, es zu
> benutzen. Wie die Drohne ist WMCH Eigentum, wer die erforderliche
> Zusicherung erhalten sollte? Ganz allgemein, was über die Versicherung der
> Ausrüstung und der Freiwilligen?
>
> Long version:
> In light of the actuality in France, where a young boy have been
> prosecuted for filming with a drone (in French:
> http://www.lemonde.fr/societe/article/2014/02/14/un-lyceen-poursuivi-pour-avoir-filme-nancy-a-l-aide-d-un-drone_4366386_3224.html),
>  may I remind you that the association is the proud owner of a DJI
> Phantom (https://commons.wikimedia.org/wiki/File:WMCH_Drone.jpg), a drone
> that can be used in combination with a GoPro to take pictures. Examples are
> here:
> https://commons.wikimedia.org/wiki/Category:Media_supported_by_Wikimedia_CH_-_Drone
>
> The swiss legislation is by far more permissive than the French one when
> it comes to drones. An abstract is avalaible here:
> http://www.bazl.admin.ch/dienstleistungen/02658/index.html
>
> However, the law states "Afin de garantir les prétentions des tiers au
> sol, l'exploitant doit conclure une assurance responsabilité civile d'une
> somme de 1 million de francs au moins./Die Haftpflichtansprüche von Dritten
> auf der Erde sind vom Halter oder von der Halterin durch eine
> Haftpflichtversicherung mit einer Garantiesumme von mindestens 1 Million
> Franken sicherzustellen.". My question is: Who is the "exploitant/Halter" ?
> Is it the association or is it the person piloting the drone ?
>
> * Can the association have a formal and legal advice on this ?
>
> * Can the association get an insurance for the volunteers piloting the
> drone ?
>
> This also raise the question of insurance for the equipment owned by the
> association, and for the volunteers and their equipment while participating
> in events for the association.
>
> * If one causes damage with the association equipment, or if the
> association equipment is damaged or stolen, how are we insured ?
>
> * If my equipment is damaged or stolen while participating to an event for
> the association ?
>
> I think those are important questions, that need a real answer.
>
> Just for information, I will not fly the WMCH drone until the situation is
> clear, as I think this is to jeopardizing for me.
>
> Clément/Pleclown
>
> _______________________________________________
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>
>


-- 
Ilario Valdelli
Wikimedia CH
Verein zur Förderung Freien Wissens
Association pour l'avancement des connaissances libre
Associazione per il sostegno alla conoscenza libera
Switzerland - 8008 Zürich
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