[Winona Online Democracy]
It has been in Winona for three years - It
is called Medicharge over 30 employers now use it and more local providers than
those listed by the big three insurance companies.
The basics of the plan are to use FSA’s
(Flexible Spending Accounts) combined with HRA (Health Reimbursement Accounts) but
not HSA (Health Saving Accounts). HRA allow but do not require High Deductible
Insurance unless you want it. It also promotes catastrophic annual caps rather
than High Deductible however none are yet offered in Minnesota. All are funded
with pre-tax dollars to increase the purchasing power of the subscriber.
All contracted providers agree to provide their best prices because they are
paid in two business days. HRA funds unspent roll from one year to the next
plus they receive a COLA rebate, last year 3.3% as they move into the next
year. www.medicharge.com
Some people are uninsured by choice.
Some become insured just to get the discounts afforded by those providers to
the insurance industry.
Paul Double
I think that it is interesting that this individual has
discovered a way to be profitable serving the uninsured and that part of the
philosophy includes catastrophic health care savings accounts. What do others
think about it? Might something like this work in Winona?
|
_______________________________________________
This message was posted to Winona Online Democracy
All messages must be signed by the senders actual name.
No commercial solicitations are allowed on this list.
To manage your subscription or view the message archives, please visit
http://mapnp.mnforum.org/mailman/listinfo/winona
Any problems or suggestions can be directed to
mailto:[EMAIL PROTECTED]
If you want help on how to contact elected officials, go to the Contact page at
http://www.winonaonlinedemocracy.org
_______________________________________________
This message was posted to Winona Online Democracy
All messages must be signed by the senders actual name.
No commercial solicitations are allowed on this list.
To manage your subscription or view the message archives, please visit
http://mapnp.mnforum.org/mailman/listinfo/winona
Any problems or suggestions can be directed to
mailto:[EMAIL PROTECTED]
If you want help on how to contact elected officials, go to the Contact page at
http://www.winonaonlinedemocracy.org
