Depends on if you are using sub contractors, in house or doing it all just
by yourself.  

We use a few subs but require that they have insurance of their own and have
to see actually proof AND call the agent to verify.  (Don't ever take a subs
word for insurance coverage because 99.9% of the time, LIE!)  I actually had
to pay for a minor fender bender caused by a sub contractor who had no
insurance even on his truck........  Doesn't matter about any signed
agreement, the small claims judge still treated it as an employee/employer
relationship.  

So make sure it will cover any sub contractor messes.  

We use a local guy, no big insurance company.  He handles it all for us
through his agency.  Our number one thing was the coverage limit.  1 million
bucks is cheap enough but if you step back, 1 million bucks pays how much of
some apartment building and contents that burned down because one of your
guys drilled a hole through a gas line or electrical line and was either too
stupid to notice or too scared to tell anyone?

Bob-



-----Original Message-----
From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On
Behalf Of Jeremie Chism
Sent: Wednesday, February 03, 2010 9:27 PM
To: WISPA General List
Subject: [WISPA] Insurance

Outside of general liability insurance what insurance are some of you  
using. Also any recommendations on companies?

Sent from my iPhone


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