Depends on if you are using sub contractors, in house or doing it all just by yourself.
We use a few subs but require that they have insurance of their own and have to see actually proof AND call the agent to verify. (Don't ever take a subs word for insurance coverage because 99.9% of the time, LIE!) I actually had to pay for a minor fender bender caused by a sub contractor who had no insurance even on his truck........ Doesn't matter about any signed agreement, the small claims judge still treated it as an employee/employer relationship. So make sure it will cover any sub contractor messes. We use a local guy, no big insurance company. He handles it all for us through his agency. Our number one thing was the coverage limit. 1 million bucks is cheap enough but if you step back, 1 million bucks pays how much of some apartment building and contents that burned down because one of your guys drilled a hole through a gas line or electrical line and was either too stupid to notice or too scared to tell anyone? Bob- -----Original Message----- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of Jeremie Chism Sent: Wednesday, February 03, 2010 9:27 PM To: WISPA General List Subject: [WISPA] Insurance Outside of general liability insurance what insurance are some of you using. Also any recommendations on companies? Sent from my iPhone ---------------------------------------------------------------------------- ---- WISPA Wants You! Join today! http://signup.wispa.org/ ---------------------------------------------------------------------------- ---- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/ -------------------------------------------------------------------------------- WISPA Wants You! Join today! http://signup.wispa.org/ -------------------------------------------------------------------------------- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
