Certificate of insurance.

ryan


On Feb 3, 2010, at 7:38 PM, Robert West wrote:

> I think the technical insurance term for that is "coveringyourass".
>
> Bob-
>
>
> -----Original Message-----
> From: [email protected] [mailto:[email protected]]  
> On
> Behalf Of Josh Luthman
> Sent: Wednesday, February 03, 2010 9:46 PM
> To: WISPA General List
> Subject: Re: [WISPA] Insurance
>
> You can have your subcontractors put you on the list of people to  
> update
> with any insurance changes.  This will tell you if their insurance  
> is halted
> because of payment, or whatever.
>
> Can't remember what the word is.
>
> Josh Luthman
> Office: 937-552-2340
> Direct: 937-552-2343
> 1100 Wayne St
> Suite 1337
> Troy, OH 45373
>
> "Success is not final, failure is not fatal: it is the courage to  
> continue
> that counts."
> --- Winston Churchill
>
>
> On Wed, Feb 3, 2010 at 9:38 PM, Robert West
> <[email protected]>wrote:
>
>> Depends on if you are using sub contractors, in house or doing it  
>> all just
>> by yourself.
>>
>> We use a few subs but require that they have insurance of their own  
>> and
>> have
>> to see actually proof AND call the agent to verify.  (Don't ever  
>> take a
>> subs
>> word for insurance coverage because 99.9% of the time, LIE!)  I  
>> actually
>> had
>> to pay for a minor fender bender caused by a sub contractor who had  
>> no
>> insurance even on his truck........  Doesn't matter about any signed
>> agreement, the small claims judge still treated it as an employee/ 
>> employer
>> relationship.
>>
>> So make sure it will cover any sub contractor messes.
>>
>> We use a local guy, no big insurance company.  He handles it all  
>> for us
>> through his agency.  Our number one thing was the coverage limit.  1
>> million
>> bucks is cheap enough but if you step back, 1 million bucks pays  
>> how much
>> of
>> some apartment building and contents that burned down because one  
>> of your
>> guys drilled a hole through a gas line or electrical line and was  
>> either
>> too
>> stupid to notice or too scared to tell anyone?
>>
>> Bob-
>>
>>
>>
>> -----Original Message-----
>> From: [email protected] [mailto:wireless- 
>> [email protected]] On
>> Behalf Of Jeremie Chism
>> Sent: Wednesday, February 03, 2010 9:27 PM
>> To: WISPA General List
>> Subject: [WISPA] Insurance
>>
>> Outside of general liability insurance what insurance are some of you
>> using. Also any recommendations on companies?
>>
>> Sent from my iPhone
>>
>>
>>
>>
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