You can have your subcontractors put you on the list of people to update with any insurance changes. This will tell you if their insurance is halted because of payment, or whatever.
Can't remember what the word is. Josh Luthman Office: 937-552-2340 Direct: 937-552-2343 1100 Wayne St Suite 1337 Troy, OH 45373 “Success is not final, failure is not fatal: it is the courage to continue that counts.” --- Winston Churchill On Wed, Feb 3, 2010 at 9:38 PM, Robert West <[email protected]>wrote: > Depends on if you are using sub contractors, in house or doing it all just > by yourself. > > We use a few subs but require that they have insurance of their own and > have > to see actually proof AND call the agent to verify. (Don't ever take a > subs > word for insurance coverage because 99.9% of the time, LIE!) I actually > had > to pay for a minor fender bender caused by a sub contractor who had no > insurance even on his truck........ Doesn't matter about any signed > agreement, the small claims judge still treated it as an employee/employer > relationship. > > So make sure it will cover any sub contractor messes. > > We use a local guy, no big insurance company. He handles it all for us > through his agency. Our number one thing was the coverage limit. 1 > million > bucks is cheap enough but if you step back, 1 million bucks pays how much > of > some apartment building and contents that burned down because one of your > guys drilled a hole through a gas line or electrical line and was either > too > stupid to notice or too scared to tell anyone? > > Bob- > > > > -----Original Message----- > From: [email protected] [mailto:[email protected]] On > Behalf Of Jeremie Chism > Sent: Wednesday, February 03, 2010 9:27 PM > To: WISPA General List > Subject: [WISPA] Insurance > > Outside of general liability insurance what insurance are some of you > using. Also any recommendations on companies? > > Sent from my iPhone > > > > ---------------------------------------------------------------------------- > ---- > WISPA Wants You! Join today! > http://signup.wispa.org/ > > ---------------------------------------------------------------------------- > ---- > > WISPA Wireless List: [email protected] > > Subscribe/Unsubscribe: > http://lists.wispa.org/mailman/listinfo/wireless > > Archives: http://lists.wispa.org/pipermail/wireless/ > > > > > -------------------------------------------------------------------------------- > WISPA Wants You! Join today! > http://signup.wispa.org/ > > -------------------------------------------------------------------------------- > > WISPA Wireless List: [email protected] > > Subscribe/Unsubscribe: > http://lists.wispa.org/mailman/listinfo/wireless > > Archives: http://lists.wispa.org/pipermail/wireless/ > -------------------------------------------------------------------------------- WISPA Wants You! Join today! http://signup.wispa.org/ -------------------------------------------------------------------------------- WISPA Wireless List: [email protected] Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/
