though something major could include a "cast", I mean to say "in the CASE of
anything major" ;)
And owners pay for their own because we are an LLC. As I understand it, if
you're a different type of entity such as a C-Corp, you are an employee
therefore you can get health insurance paid just like an employee. LLC members
are not employees.
----- Original Message -----
From: Mark Nash - Lists
To: WISPA General List
Sent: Wednesday, July 28, 2010 2:57 PM
Subject: Re: [WISPA] Health Insurance
We provide health insurance for employees. To keep absolute costs down, we
go with a high deductible for our employees, though to offset the costs in the
cast of anything major, we pay the first $1000 of the deductible on behalf of
the employee.
We have 5 employees. Owners have to pay for their own or get insurance
elsewhere.
----- Original Message -----
From: Rick Harnish
To: 'WISPA General List' ; [email protected] ; [email protected]
Sent: Wednesday, July 28, 2010 2:40 PM
Subject: [WISPA] Health Insurance
I am curious about all the small operators out there. What are you doing
for Health Insurance? Do you have individual policies? Are you on your wife's
policy? Is there a need for a WISPA Group Health Insurance Plan?
I will be investigating this topic over the next few weeks. I will most
likely send out a survey in a week or two once I get together with an
underwriter and see what the feasibility is. Between now and then, I would
like to encourage discussion to see whether it is worth our effort.
My goal is to offer a group plan that will assist those who do not have
enough employees to justify an in-house group plan for their employees or
themselves. Hopefully, we can reduce your cost and improve your coverage.
Respectfully,
Rick Harnish
President
WISPA
260-307-4000 cell
866-317-2851 WISPA Office
Skype: rick.harnish.
[email protected]
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