Jennifer,

Is money a motivator for your husband?  I believe you have a mortgage on 
your home.  Mortgage companies won't allow you to go without insurance. 
Thus, if you can't get your own insurance, the mortgage company will sell 
you insurance and you won't be happy with how much they will charge you 
either.  So, you are either going to have to spend some money on repairs, 
or you are going to spend money on very expensive insurance.  Sorry to be 
a downer.

-- 
Blue skies.
Dan Rossi
Carnegie Mellon University.
E-Mail: d...@andrew.cmu.edu
Tel:    (412) 268-9081

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