Title: Re: Basic credit-card payment question
e-checks in act as a debit instrument that can be generated from handheld devices for physical POS or PCs for ePOS.  Merchants can present these directly to the paying institution for cash or credit transfer, or deposit them in a payee account with clearing.
 
Michael Versace
Niteo Partners, NEC
 
-----Original Message-----
From: Anders Rundgren [mailto:[EMAIL PROTECTED]]
Sent: Fri 4/19/2002 9:31 AM
To: [EMAIL PROTECTED]; internet-payments
Cc:
Subject: Re: Basic credit-card payment question

Kevin,
My need for this is to be able to pay invoices using credit cards.
I.e. a merchant can in a B2B-scenario send an invoice requiring
either pre-payment to perform shipping, or this is just another way to
pay international low-dollar invoices.  I.e. an alternative to Swift
or checks.

Anders

----- Original Message -----
From: "Kevin James Vella" <[EMAIL PROTECTED]>
To: "Anders Rundgren" <[EMAIL PROTECTED]>; "internet-payments" <[EMAIL PROTECTED]>
Sent: Friday, April 19, 2002 13:42
Subject: RE: Basic credit-card payment question


not really terrific from a convenience point of view as that would mean the
end of our forum!!!!

An idea can include minimising the number of merchants - in other words the
credit cards of this world would have an ewallet company in each and every
country and the card holder pays the ewallet company and uses his ewallet to
buy on-line.  The online shops need not be online with the card schemes just
with the ewallet company to check funds.  this might probably be better from
a chargeback and security point of view.....
kev

Kevin J. Vella
International Business Development
e-shore - Terranet Limited
http://www.e-shore.net <http://www.e-shore.net>
e. [EMAIL PROTECTED] <mailto:[EMAIL PROTECTED]>
t. +356 21 489400
m. +356 7985 0000
f. +356 21 489600

Other Company Websites:
http://www.e-shore.com.mt <http://www.e-shore.com.mt/>
http://www.di-ve.com <http://www.di-ve.com/>
http://www.terranet.com.mt <http://www.terranet.com.mt/>
http://www.maltanet.net

Postal Address:
Dolphin Centre, Main Street,
Balzan, Malta (GC) BZN 08


-----Original Message-----
From: Anders Rundgren [mailto:[EMAIL PROTECTED]]
Sent: 19 April 2002 12:28
To: internet-payments
Subject: Basic credit-card payment question


The common way to perform credit-card transactions is that the
merchant initiates the payment with the help of the customers' card (data).

Do credit-card enabled merchants have any possible way to receive
money through the credit-card networks through an off-line
operation performed by the customer though his/her issuer?
I.e. an account-to-account transaction run in the other direction?
That would be terrific!

Anders



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