but it isn't the credential that magically enables all of that.

it is the business process behind what the credential represents that is
the actual enabler; as well as any trust in those background business
processes. That is totally separate from the additional burden represented
by establishing trust in the credentially process itself.

the credendtial just is used to represent the background business process
in an offline environment when there isn't direct access to the real online
business process.

much of the world has been migrating to online, all-the-time, everywhere
for sometime.

The majority of the world today in financial related activities of value
are using online operations that directly link to the background business
processes in real time. Directly connecting to the background business
processes in real time for things of value makes the stale representation
of the credential redundant and superfluous.

Typically a credential can only represent a stale, much restricted subset
of information that is of interest in any transaction involving value. Such
value transactions typically are interested in not only the subset of the
information that might be represented by the (stale) credential but also
timely information that involves things like aggregation and current
status. It is left to operations of no value and either incapable or not
justified use of online environment (with timely and/or aggregated)
information that credentials can find a market niche.




[EMAIL PROTECTED] on 12/20/2002 8:17 am wrote:


Or put in another way ....

A credential issued through a global trust-network of banks

A credential allowing organizations to safely open their intranets
to the Internet

A credential eliminating the ocean of passwords that plague
users and help-desks

A credential that when revoked disables all access

A credential that when reissued restores all access

A credential that is conveniently carried in a mobile phone

A credential that allows you to pay, bank, identify, B2B, e-Gov etc.

... could maybe be worth some $25-$50 / Year

Anders



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