$205?!!! (gulp)  ahhh, what can I say, whatever makes you happy :)  
Mukhang mucho dinero ka naman eh.  

Tax refund?  Meron pero ngayong year 2004 lang.  The last three years 
laging meron kaming dapat bayaran.  There was even a time that we 
paid more than $8K when we filed our tax return.  That tax year kasi 
dami naming OT ng husband ko tapos wala pa kaming anak kaya ang laki 
ng resulting tax.  Pero hindi maganda yun kasi nagbayad pa kami ng 
additional $250 na penalty kasi maliit daw yung tax na na-withheld sa 
amin.  Hay naku, kaya after nun pareho na kaming nag-option 0.  Eto 
namang 2004, nagkaroon kami ng refund dahil nasobrahan namin yung 
pinapa-withheld na tax sa suweldo ng husband ko.  Kasi option 0 siya 
pero nagdagdag pa kami ng $500 every suweldo (which is every two 
weeks) para sa tax.  Hay naku, ang laki ng tax na binabayaran, sa 
Halliburton, este sa war in Iraq, lang naman napupunta yung pera :(  
Kaya nga mina-maximize namin yung 401K contribution namin para bumaba 
yung taxable income.   

Regarding, priority date retrogression ng i-485, naku wala akong 
balita.  Sabi ng husband ko, mga 1.5 years daw yung period between 
140 and 485 approval.  Ok lang, basta meron ka namang EAD.  Yun nga 
lang, renew ka renew every year.  

Nga pala, share ko lang itong website na ito regarding God's 
financial principles --- www.crown.org.  





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