Hi,
As soon as you become non-resident as per provisions of FEMA, 1999 you
should immidiately get your regular savings account converted into
NR-O account as per extant law.

On 11/19/23, Harshit Lohia <[email protected]> wrote:
> Hi Sagar,
> NR-O account can be opened by non resident Indian if they have income
> in India. Such income can be credited into this account. Even existing
> savings account can be converted into NR-O account. However, there is
> some restriction on repatriation of funds outside India though the
> restriction limit is substantially high
> NR-E account can be opened by non-resident Indians for their income
> earned outside India. They can remit their overseas income into this
> account and repatriate the same anytime without any restriction.
> Remember:
> 1. Both the accounts can be opened only in Indian currency
> 2. exchange rate risk is borne by the account holder
>
> However, if you want to avoid exchange rate risk you can consider
> opening FC-NR bank account. The catch is that this account can be
> opened only in specified foreign currency and available only as fixed
> deposit.
>
>
> Hope this helps
>
> Regards
> Harshit
>
> On 11/19/23, Yamuna Jivana Dasa (Yoganathan Khandoo) <[email protected]>
> wrote:
>> Hi Sagar,
>>
>> I am also OCI holder and have opened NRE/NRO account for NRIs at ICICI
>> Bank.
>>
>> The Web interface is accessible with screen-reader such as Jaws and NVDA.
>>
>> Without sighted help, I have used it to add payment recipients, make
>> payments, view account balances, downloading detailed transaction history
>> by
>> specifying dates and other download criteria, and buying airtime for my
>> phone as well as for validating Netbanking payments from external
>> providers.
>>
>> I also like the fact that you can download transaction history in XLSX
>> format and not only in PDF format.
>>
>> If you wish to open with ICICI Bank, I can show you around with Jaws Etc.
>>
>>
>>
>> Thanks.
>>
>> Yamuna Jivana dasa
>>
>>
>>
>> From: [email protected]
>> [mailto:[email protected]]
>> On Behalf Of Sagar Verma
>> Sent: Tuesday, May 23, 2023 3:31 PM
>> To: [email protected]
>> Subject: [AI] Inquiry with regards to bank accounts
>>
>>
>>
>> Greetings everyone, got the following question, as an oci holder, which
>> bank
>> is good for non-resident account?
>>
>> NRE/Nro? Should be screen reader, friendly
>>
>>
>>
>> With kind regards,
>>
>> Sagar.
>>
>> Join my WhatsApp group in which we assist uses from an accessibility
>> point
>> of view, regarding apple and apples services and products.
>>
>> Join the jailbreak community if you want to get the most freedom out of
>> your
>> iOS devices, if you are into customisations.
>>
>> Whatsapp+61415104029.
>>
>>
>>
>>
>>
>> Sent from my iPhone
>>
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>
>
> --
> Thanks & Regards
> Harshit Lohia
>


-- 
Thanks & Regards
Harshit Lohia

-- 
Disclaimer:
1. Contents of the mails, factual, or otherwise, reflect the thinking of the 
person sending the mail and AI in no way relates itself to its veracity;

2. AI cannot be held liable for any commission/omission based on the mails sent 
through this mailing list..


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