This is a pretty good article about surcharges and convenience fees.
https://www.valuepenguin.com/credit-card-surcharges-convenience-fees

On Fri, Aug 14, 2020 at 10:50 AM Cameron Crum <cc...@murcevilo.com> wrote:

> Sorry, it is illegal in some states to charge a surcharge for taking
> credit cards. 10 states outlaw it altogether and there are requirements in
> other states that you have to meet in order to do it. The 10 states are
> Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York,
> Oklahoma, and Texas.
>
>
> On Fri, Aug 14, 2020 at 10:44 AM Cameron Crum <cc...@murcevilo.com> wrote:
>
>> Charles has not been involved with IPPay for some time. Sonar is
>> $1.25/sub/month up to 5000 then it drops in tiers. Not sure about Emerald.
>> UCRM is free but who knows if it will be around in a few years or even
>> tomorrow. Ivan (Freeside) has not been around for a few years. Not sure
>> what happened to him, but he quit coming to the Wisp trade shows and stuff.
>> But, Freeside is "free" if you can get it set up with the ambiguous
>> instructions, or you can pay a "support" contract, but his main dev/support
>> guy Jeremy went to work for Matt Larson a couple years ago. I really don't
>> know if Ivan even still maintains stuff or not. ACH is a little cheaper but
>> more difficult to track. YOu will get approvals and then when it goes to
>> settle in 24-48 hours the money will not be there and it will decline. I
>> think IPPay will now send you an email or something, but I don't believe
>> anyone has a way to automate that failure to pay in their billing system so
>> it requires effort to make sure you are getting your money. It is illegal
>> to charge to take credit cards, but you can give a discount for paying by
>> check or cash.
>>
>> Does that muddy the waters sufficiently?
>>
>> Cameron
>>
>> On Fri, Aug 14, 2020 at 10:28 AM <ch...@wbmfg.com> wrote:
>>
>>> So what is the relative costs of the different billing systems.
>>>
>>> I see platypus is free up to 100 subs then $104/month up to 250.
>>> Required ippay.  Does Charles Wu still own ippay?
>>>
>>> What are the costs of the others?
>>> Sonar
>>> Emerald
>>> UCRM
>>>
>>> The one Ivan sells.  Not sure of the name.
>>> Others?
>>>
>>> Is ACH cheaper than credit cards from a fee/royalty point of view?
>>> If so can you force a 100% ACH on the customers or will that be
>>> problematic.
>>> I could always leave it up to them to pay any way they want but charge a
>>> surcharge for credit cards.
>>>
>>> Send me a check, drop by with cash, set up auto bill pay with your
>>> bank...
>>> --
>>> AF mailing list
>>> AF@af.afmug.com
>>> http://af.afmug.com/mailman/listinfo/af_af.afmug.com
>>>
>>
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