I too had a similar transaction with my HDFC creditcard on 3rd of
September for rs. 800 on netflix. I was adviced to block my card and
then after a few days asked to contact the netflix customer care. On
reporting the unauthorised transaction using my credit card on their
site, the transaction was reversed by netflix and I was assured that
the amount will be credited back to my account in 3 to 5 business
days.
The amount was duly credited which is also reflected in my this
month's statement.


On 10/23/17, Vedprakash via Ai <ai@accessindia.inclusivehabitat.in> wrote:
> In this case, ask the customer care to initiate a complaint for
> unauthorized
> transaction on your card. Money was claimed by the merchants is not
> important. The important thing is that somebody has illegally used your
> card
> which need to be taken up.
> Generally, the Banks are reluctant to initiate a complaint and try to
> resolve the matter on the basis that you did not suffer a loss.
> For the time being block international transactions facility and insist
> that
> the case be investigated and appropriate action be taken by the credit card
> enterprise.
>
>
> -----Original Message-----
> From: Ai [mailto:ai-boun...@accessindia.inclusivehabitat.in] On Behalf Of
> Vikas Kapoor via Ai
> Sent: Monday, October 23, 2017 3:35 PM
> To: Access India <ai@accessindia.inclusivehabitat.in>
> Cc: Vikas Kapoor <dl.vi...@gmail.com>
> Subject: [Ai] Fraudulent Transactions on Credit Card
>
> Folks, yesterday morning, when I got up early in the morning, I was jolted
> to have seen as many as 8 messages in my text message inbox regarding
> multiple transactions having taken place using my credit card totaling
> nearly to Rs.35000 in smaller transactions. Most of them appeared to have
> taken place on netflix.com and on some other malls based in the United
> States. All such transactions happened within a span of just 2 minutes.
> Upon
> registering a complaint by sending a detailed mail to the head office of
> Corporation Bank at Mangalore, they replied back that although the
> transactions have taken place, the money under those transactions have not
> yet been claimed by the merchants. If the money is not claimed by the
> merchants in the next 30 days, it would automatically be nullified.
> However,
> they said that they cannot raise any claim of chargeback unless the money
> has been claimed. Since there are lots of bankers on this list, I just
> would
> like to know the implications of those  transactions that have taken place.
> My contention is that when I've already brought this to their notice,
> shouldn't it be the duty of the staff to initiate the actions on their
> part?
> Why are they waiting for the merchants first to claim the money and once
> the
> merchants claimed, what is going to be the end result of this?
> Thanks.
> Vikas Kapoor,
> Mobile: (+91) 9891098137, 9013354994
> Skype Id: dl_vikas
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Disclaimer:
1. Contents of the mails, factual, or otherwise, reflect the thinking of the 
person sending the mail and AI in no way relates itself to its veracity;

2. AI cannot be held liable for any commission/omission based on the mails sent 
through this mailing list..



To check if the post reached the list or to search for old posting, reach:
https://www.mail-archive.com/ai@accessindia.inclusivehabitat.in/maillist.html
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