I was about to post about the exact same problem when I saw this. Good news 
is I'm not alone. Bad news is we don't have any kind of information 
regarding this. My app uses in-app billing too.

I used to have approximately 15% of canceled orders due to authorization 
refused and about 0 to 1% of "others" each day.
Since last saturday, "authorization refused" didn't change but "others" is 
now about 12% of my commands :(

"Authorization refused" was not so problematic because it's often related 
to bad account information. Most users usually corrected their account 
information and managed to finalize the command. This is unfortunately not 
true with "reason: other" as it seems that almost every user in that case 
can't manage to buy the app, no matter how many tries they make. This means 
I'm losing 12% of commands each day (hopefully users will try again in a 
few hours/days and won't abandon).

@Nathan : I can't confirm about the "0" account age and didn't find any 
specific pattern.

Can anybody confirm that removing/adding back the credit card is a 
successful workaround ?


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