I have decided to get point of usage tankless water heaters.  
Considering everything, the best deal for me with my usage needs will 
be from home depot.  They have 2 gallon per minute units that are all 
electric for less than 200 bucks each.  Since I am almost done with 
redoing all pipe with pex and all fittings under the sinks, all units 
will easily fit under them also.
     The other main deciding factor was cost and savings.  Larger units 
in gas for under 500 bucks only had an efficiency of 64 percent for 
whole house usage.  The whole house electric units would run cheaper 
than gas at such a low efficiency.  It seems almost a sin to buy a unit 
or offer a unit to say "save" and offer only 64% efficiency.  Best 
deals on gas units start at over a thousand bucks.  Best units if money 
is not a problem start near 3 grand each.
     If I don't do anything right away the deals will change and I'll 
have to re-check at that time.  But point of usage units for my life 
style will be the most cost effective and generate the greatest power 
and water savings.
..............bob

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