1.) Of the financial crises we face, this is far from the top one -
Medicare, Medicaid, and health insurance is.

2.) The reason we have an issue with social security is because Mr.
Bush and his republican congress have been raiding the fund at record
levels for 4 years.  His "CRISIS!" scream is like your child breaking
open his piggy bank, spending all of the money on crap, and then
telling you there's a problem with paying for his new bike - he's out
of money.  If Mr. Bush wants to solve the problem the first step is to
stop raiding the fund!

3.) Assuming we think this problem is a priority to tackle, why would
we reverse the very intent of Social Security: to provide a GUARANTEED
income to seniors?  Not only would private accounts deplete an already
depleted fund, it would require people to make investment choices that
they don't do today!  And the people the MAY benefit from it (us)
won't know for 40 years if it works.

Some facts:

* Only 20% of Americans over 50 have more than $100,000 saved.

* Only 10% of Americans over 50 have more than $200,000 saved.

* The average savings rate of all Americans is less than 1%.

* In the years between 1964 and 1974 equity markets lost ~35%.


As usual, Mr. Bush is trying to prove the triumph of marketing over
good policy; but based on the election, he'll get it passed.  Invest
in the financial sector now!

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