So combining my dim memory of an article with these, I get something like this:

Current SS payment: $5000/month

Progressive price indexing applies across the board. So under the new
system, that payment may be cut to $2000/month. So:

No private accounts: $2000/month SS
Private account: $2000/month SS + $3000 investment value.

Or maybe the private account will be paid for out of how much is left
from the new progressive indexed price, so it will look like:

Private account: $1000/month SS + $1000 investment value

Either way there's a cut. (I'm washing out the President's statement
that people would make more either way under the new system since the
old system would benefit from the same scheduled adjustments.)

-Kevin

On 7/14/05, Kevin Graeme <[EMAIL PROTECTED]> wrote:
> "The cuts in scheduled benefits that are termed "progressive price
> indexing" apply to beneficiaries regardless of whether or not they opt
> to have a private account. In addition, people who choose to have a
> private account are subject to a second cut in their guaranteed
> benefits in order to pay for it. The President attempted to underplay
> the nature of the cuts that would apply to everyone, saying "Americans
> who choose not to save in a personal account will still be able to
> count on a Social Security check equal or higher than the benefits of
> today's seniors."   This is a misleading statement because under the
> current rules, the benefits of future retirees are already scheduled
> to be much higher than benefits of today's seniors due to wage
> indexing as explained above. Even if your initial benefit was subject
> entirely to price indexing (which would be a drastic cut compared to
> scheduled benefits under current law) you would have a greater benefit
> in nominal dollars (not adjusted for inflation) than today's seniors.
> "
> http://www.policyalmanac.org/elists/viewtopic.php?t=207
> 
> "Those who do not opt for a personal retirement account would continue
> to draw benefits from the traditional Social Security system, reformed
> to be permanently sustainable."
> http://www.gop.com/news/read.aspx?ID=5159
> 
> Note the "reformed to the permanently sustainable" clause.

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