my wife recently worked customer service at Wells Fargo, and says they'll give you a certain number of "free passes" during a certain time period. I'm sure this fluctuates from bank to bank...but basically you can ask them to overturn the charges as a courtesy.
I think with Wells it was 2 in a 6 month period. On 10/6/05, Tony <[EMAIL PROTECTED]> wrote: > i asked for immunity, got it for a couple times, and this most recent time, > NO DICE! > > im in their system. > > tw > > On 10/6/05, Matthew Small <[EMAIL PROTECTED]> wrote: > > Will they work with you on this? You have to be really tough on them. > > Close your account if you have to. Write a letter to the President. That > > will usually get you somewhere, but ONLY if your case is clearly strong. > > > > > > > > Matthew Small > > > > -----Original Message----- > > From: Timothy Heald [mailto:[EMAIL PROTECTED] > > Sent: Thursday, October 06, 2005 10:39 AM > > To: CF-Community > > Subject: rant > > > > Ok, > > > > Seriously pissed off. > > > > I know no one should ever go NSF on their bank account. I know this. I > > understand that the bank charges for over draft, but this is insane, and is > > directly calculated to make the bank more money on the little guy when he > > hits a problem. > > > > Ok, > > > > So it's Friday a few weeks ago. We have a $500 balance. We do normal > > weekend stuff, go out, do our food shopping, rent some movies, order in one > > night. <cf_aside>Now we had deposited an 1800 dollar check on > > Thursday</cf_aside> > > > > Ok, > > > > We're doing our checkbook last night. There are 4 different overdraft > > charges on our account. 4. > > > > There is only one listed overdraft transfer though. 300 something for our > > groceries. Also the check cleared that day. According to what I see > > through Bank of America's web interface before the overdraft occurred. > > > > So I call these douche bags. They say that they process debits than they > > process deposits on Monday morning. > > > > Wait wait it gets better. > > > > Also they start at the largest debit and work there way down. Let me > > explain this for the slower of you. You have 5 charges lets say. 300, 100, > > 40, 20, 10. You have 350 dollars. If you go biggest to smallest the > > customer ends up with 4 overdraft charges, if you go the other way around > > the customer only gets one. Also they double the price of the overdraft > > charge if there are more than two of them. So not only do you have no > > fucking money, you are now in debt to the bank. > > > > > > > > arrrrrrrrrrrrggggggghhhhhhhh > > > > > > > > > > > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Get help! RoboHelp http://www.houseoffusion.com/banners/view.cfm?bannerid=58 Message: http://www.houseoffusion.com/lists.cfm/link=i:5:176074 Archives: http://www.houseoffusion.com/cf_lists/threads.cfm/5 Subscription: http://www.houseoffusion.com/lists.cfm/link=s:5 Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.5 Donations & Support: http://www.houseoffusion.com/tiny.cfm/54
