really? a letter go gee dubya will help out here? On 10/6/05, Matthew Small <[EMAIL PROTECTED]> wrote: > Will they work with you on this? You have to be really tough on them. > Close your account if you have to. Write a letter to the President. That > will usually get you somewhere, but ONLY if your case is clearly strong. > > > > Matthew Small > > -----Original Message----- > From: Timothy Heald [mailto:[EMAIL PROTECTED] > Sent: Thursday, October 06, 2005 10:39 AM > To: CF-Community > Subject: rant > > Ok, > > Seriously pissed off. > > I know no one should ever go NSF on their bank account. I know this. I > understand that the bank charges for over draft, but this is insane, and is > directly calculated to make the bank more money on the little guy when he > hits a problem. > > Ok, > > So it's Friday a few weeks ago. We have a $500 balance. We do normal > weekend stuff, go out, do our food shopping, rent some movies, order in one > night. <cf_aside>Now we had deposited an 1800 dollar check on > Thursday</cf_aside> > > Ok, > > We're doing our checkbook last night. There are 4 different overdraft > charges on our account. 4. > > There is only one listed overdraft transfer though. 300 something for our > groceries. Also the check cleared that day. According to what I see > through Bank of America's web interface before the overdraft occurred. > > So I call these douche bags. They say that they process debits than they > process deposits on Monday morning. > > Wait wait it gets better. > > Also they start at the largest debit and work there way down. Let me > explain this for the slower of you. You have 5 charges lets say. 300, 100, > 40, 20, 10. You have 350 dollars. If you go biggest to smallest the > customer ends up with 4 overdraft charges, if you go the other way around > the customer only gets one. Also they double the price of the overdraft > charge if there are more than two of them. So not only do you have no > fucking money, you are now in debt to the bank. > > > > arrrrrrrrrrrrggggggghhhhhhhh > > > > >
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