ive got a novel idea...

COMPASSION on the part of the bank.

UNDERSTANDING that we the populace are not perfect mathematicians

LENIANCE in the face of downtrodden despair and lack of funds

A FUCKING CHANCE to get back on your feet once you are down.

seriously.  if my acct is low on funds, and i happen to go into overdraft
does anyone at the bank seem to get the point that there is a reason there
are no funds?  does taking more from someone who has nothing, make it
any better for EITHER PARTY?

WTF! i mean, it could almost make someone go postal.  really.



On 10/6/05, Jim Davis <[EMAIL PROTECTED]> wrote:
> > -----Original Message-----
> > From: Timothy Heald [mailto:[EMAIL PROTECTED]
> > Sent: Thursday, October 06, 2005 10:39 AM
> > To: CF-Community
> > Subject: rant
> >
> > Also they start at the largest debit and work there way down.  Let me
> > explain this for the slower of you.  You have 5 charges lets say.  300,
> > 100,
> > 40, 20, 10.  You have 350 dollars.  If you go biggest to smallest the
> > customer ends up with 4 overdraft charges, if you go the other way around
> > the customer only gets one.  Also they double the price of the overdraft
> > charge if there are more than two of them.  So not only do you have no
> > fucking money, you are now in debt to the bank.
>
> That sounds like a policy you should discuss with your new bank.
>
> We keep our money in a money-market with checks (a combined savings and
> checking) - there's a minimum balance to begin and you have to maintain it
> to have "free" checks so it's harder to get into an overdraft position.
>
> There are still fees for going below the minimum balance, but they're
> (relatively) clear and not that bad (as long as you don't STAY under the
> balance).
>
> Jim Davis
>
>
>
>
> 

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