So, I got a call from my wife at 5:00 AM this morning and she was quite upset. My son's behavior has changed quite a bit in the last 12 hours (still can't keep liquids down but he started to be beligerent when they tried taking his temperature and other vital signs - a huge difference over how he has been acting), yet no one seems to really care.
I just spoke with her and the conversation started with 'We are about to go to blows here' and abruptly ended with 'The nursing supervisor is here and I have to talk to her' about a minute or 2 later. I almost feel a liuttle bit of pity for the nursing supervisor. My wife is one of the most patient people I know (she has been married to me for over 12 years), but one thing that will send her into a frenzy real quick is when you try to mess with our children. On Wed, Apr 1, 2009 at 7:09 AM, Jerry Barnes <[email protected]> wrote: > > Thanks for the insurance primer. Alas, I already new this stuff. I teach > math at the local community college. In some of the classes, I teach about > probability using risk tables and such. > I still think you are missing the point. If health insurance were like car > insurance, would it be a better product? Would increased competition > create > better service and coverage? > > When you talk about risk coverage, I was asking what is the bottom line for > risk coverage. Can some insurance companies cover pregnancy and others > not? > Is there a set of conditions all insurance companies must meet? Comparing > apples to oranges, take cars for example. All cars have to meet a certain > standard before they can be sold. They have to have a set of safety > features and such. Is this the same with health insurance? I am guessing > no. > > If health insurance companies all had the same baseline product and > employers let the employees choose their health care provider through > something like escrow accounts or personal health care accounts, would > insurance become a better product? If insurance became a better product, > would health care follow suit? > > >Add to this that the cost of health care is rising because: > > >1.) More treatment options > I disagree. More options usually lead to better pricing. When hospitals > compete, you win. > >2.) Poor administrative structure > I agree completely. Having seen it from both sides, I can say it is > probably worse than you can imagine. > >3.) Little consumer power. > I agree. Consumer power comes from choice. There is little choice. > > Regardless, health care is a mess. It is getting worse. > > > > > On Tue, Mar 31, 2009 at 11:58 PM, Gruss Gott <[email protected]> wrote: > > > > > > Jerry wrote: > > > > > > I think you misunderstood, which is not unusual. I want more choice. > > > > > > > My greatest frustration with this issue is that nobody seems to > > understand how insurance works when it comes to health. They think > > it's some sort of magical money tree. > > > > When you "buy" insurance you are actually selling risk. Insurance > > companies take a look at your product and make smart buys. That's > > true for all insurance: car, home, auto, life, health, etc. > > > > So the reason that people are not covered or denied care or whatever > > is actually because their 'risk product' is not appealing to any > > buyers - insurance companies. > > > > Crash your car, your rates go up. Hit a kid, nobody will insure you. > > Same with health insurance. > > > > Add to this that the cost of health care is rising because: > > > > 1.) More treatment options > > 2.) Poor administrative structure > > 3.) Little consumer power. > > > > What the government is great at is solving market failures: Moon > > landing. Military. Freeway system. And healthcare. > > > > Think of the health care problem like IT: > > > > * lots of business stakeholders who all need X right away > > > > * lots of resulting projects, many providing duplicative functionality > > > > * lots of staff, ever growing, many providing duplicative functionality > > > > The solution is an integrated strategy that decomposes necessary > > functionality and ensures each function is fully provisioned and > > maintained. > > > > That'll take a LOOONG time though, so the first thing to do is get > > everyone coverage via programs such as in Massachusetts. > > > > Or something > > > > > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Adobe® ColdFusion® 8 software 8 is the most important and dramatic release to date Get the Free Trial http://ad.doubleclick.net/clk;207172674;29440083;f Archive: http://www.houseoffusion.com/groups/cf-community/message.cfm/messageid:293486 Subscription: http://www.houseoffusion.com/groups/cf-community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.5
