Time Share? wow you were bad with money ;-) We are also saving up for a house... basically need 74k in cash in 3 years. Shouldn't be too hard to do on beans and rice! :-)
On Mon, Apr 6, 2009 at 12:06 PM, Charlie Griefer <[email protected]> wrote: > > Nice. We're currently working the Dave Ramsey plan. Between credit > cards and a time share, we had about $30k in debt. We're down to $7k > (which is one last credit card that thankfully has a decent rate). > > I'd be attacking that, but right now we're also trying to save up for > a house. The remaining credit card doesn't show on my credit report > (even though I have a card, the account is in my wife's name). I'd > love that satisfaction of having true zero credit card debt (altho we > do still have a car loan and student loans), but that $7k would go a > long way towards the house down payment. > > But yeah... big Dave Ramsey fan :) > > On Mon, Apr 6, 2009 at 8:35 AM, J.J. Merrick <[email protected]> wrote: >> >> I'm the Financial Peace University Coordinator at our church and we >> just started our class. My wife and I finally decided to get on board >> and stop being stupid. We have about $20k left that is all hers prior >> to getting married 4 years ago. Luckily I stayed out of the CC mess >> after I cut up my first card 6 months after having it back in 1999. >> >> >> -J.J. >> >> On Mon, Apr 6, 2009 at 10:31 AM, Yves Arsenault >> <[email protected]> wrote: >>> >>> That's where I'm headed..... although not right away.... >>> >>> I don't have a whole lot of credit card debt right now... but I have a >>> consolidation of bad debt that eats up too much of my income. >>> >>> Can't wait for it to be paid. >>> ;-) >>> >>> Yves Arsenault >>> >>> "Love is the only force capable of transforming an enemy into a friend". >>> --Martin Luther King, Jr. >>> >>> >>> On Mon, Apr 6, 2009 at 12:26 PM, Ray Champagne <[email protected]> >>> wrote: >>> >>>> >>>> On Mon, Apr 6, 2009 at 10:23 AM, J.J. Merrick <> wrote: >>>> >>>> > >>>> > I know the best way to avoid paying any APR? >>>> > >>>> > DON'T BORROW MONEY!!!! >>>> >>>> >>>> I just finally paid off, in full, all of my credit card debt (most of which >>>> I accumulated in college). I can't believe the satisfaction that brought >>>> me. I now have one credit card that I pay off every month. No credit card >>>> debt == bliss. >>>> >>>> >>>> >>> >>> >> >> > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Adobe® ColdFusion® 8 software 8 is the most important and dramatic release to date Get the Free Trial http://ad.doubleclick.net/clk;207172674;29440083;f Archive: http://www.houseoffusion.com/groups/cf-community/message.cfm/messageid:294191 Subscription: http://www.houseoffusion.com/groups/cf-community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.5
