aye. sad part is, that wasn't even the stupidest decision we made :\ ah, to know then what i know now...
On Mon, Apr 6, 2009 at 2:07 PM, J.J. Merrick <[email protected]> wrote: > > Time Share? wow you were bad with money ;-) > > We are also saving up for a house... basically need 74k in cash in 3 > years. Shouldn't be too hard to do on beans and rice! :-) > > > > On Mon, Apr 6, 2009 at 12:06 PM, Charlie Griefer > <[email protected]> wrote: >> >> Nice. We're currently working the Dave Ramsey plan. Between credit >> cards and a time share, we had about $30k in debt. We're down to $7k >> (which is one last credit card that thankfully has a decent rate). >> >> I'd be attacking that, but right now we're also trying to save up for >> a house. The remaining credit card doesn't show on my credit report >> (even though I have a card, the account is in my wife's name). I'd >> love that satisfaction of having true zero credit card debt (altho we >> do still have a car loan and student loans), but that $7k would go a >> long way towards the house down payment. >> >> But yeah... big Dave Ramsey fan :) >> >> On Mon, Apr 6, 2009 at 8:35 AM, J.J. Merrick <[email protected]> >> wrote: >>> >>> I'm the Financial Peace University Coordinator at our church and we >>> just started our class. My wife and I finally decided to get on board >>> and stop being stupid. We have about $20k left that is all hers prior >>> to getting married 4 years ago. Luckily I stayed out of the CC mess >>> after I cut up my first card 6 months after having it back in 1999. >>> >>> >>> -J.J. >>> >>> On Mon, Apr 6, 2009 at 10:31 AM, Yves Arsenault >>> <[email protected]> wrote: >>>> >>>> That's where I'm headed..... although not right away.... >>>> >>>> I don't have a whole lot of credit card debt right now... but I have a >>>> consolidation of bad debt that eats up too much of my income. >>>> >>>> Can't wait for it to be paid. >>>> ;-) >>>> >>>> Yves Arsenault >>>> >>>> "Love is the only force capable of transforming an enemy into a friend". >>>> --Martin Luther King, Jr. >>>> >>>> >>>> On Mon, Apr 6, 2009 at 12:26 PM, Ray Champagne <[email protected]> >>>> wrote: >>>> >>>>> >>>>> On Mon, Apr 6, 2009 at 10:23 AM, J.J. Merrick <> wrote: >>>>> >>>>> > >>>>> > I know the best way to avoid paying any APR? >>>>> > >>>>> > DON'T BORROW MONEY!!!! >>>>> >>>>> >>>>> I just finally paid off, in full, all of my credit card debt (most of >>>>> which >>>>> I accumulated in college). I can't believe the satisfaction that brought >>>>> me. I now have one credit card that I pay off every month. No credit >>>>> card >>>>> debt == bliss. >>>>> >>>>> >>>>> >>>> >>>> >>> >>> >> >> > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Adobe® ColdFusion® 8 software 8 is the most important and dramatic release to date Get the Free Trial http://ad.doubleclick.net/clk;207172674;29440083;f Archive: http://www.houseoffusion.com/groups/cf-community/message.cfm/messageid:294194 Subscription: http://www.houseoffusion.com/groups/cf-community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.5
