> cRay wrote: > Cash back or product incentives is more along the lines of what I was > thinking... > > I really don't like the idea of paying $100 to American Express for > the privilege of using their card, either. >
There's a zillion programs out there so my advice would be to google "best credit cards" and search through the links to find a card that works best for you. My wife is basically an expert at this so our cards optimized our lifestyle. We have 2 cards: (1.) Premier pass from here: https://www.citicards.com/cards/wv/showSearchResults.do?category=CC_TRAVEL_REWARDS It offers both travel reward benefits AND gift card type stuff. It will consistently give you 2% back which, if you add pay for everything via credit card like us, adds up to a LOT of money at years end. (2.) Our best card is our Hilton Honors American Express. It pays in Hilton points like this: - 3 points on every dollar spent - 6 points grocery, drug, cell phone, gas stations - 10 points for spending at a Hilton - $20,000 in spending gets you gold status We pay my wife's law school tuition, for example, on this card even though doing so incurs a 2% fee. Working things like that basically means we never pay to stay at a Hilton property any time we travel. Of course we don't always stay at Hiltons, but one example is that 2 years ago we stayed at the Hilton on the Big Island, which I recommend highly. Our 2 week stay was free, we were upgraded to one of the best rooms there, we got all kinds of freebie comps, etc. And all of that was essentially "paid for" through gas, groceries, other stuff. We pay for EVERYTHING on credit cards. Everything. As long as you can do that and not carry a balance it's a killer deal. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Adobe® ColdFusion® 8 software 8 is the most important and dramatic release to date Get the Free Trial http://ad.doubleclick.net/clk;207172674;29440083;f Archive: http://www.houseoffusion.com/groups/cf-community/message.cfm/messageid:295432 Subscription: http://www.houseoffusion.com/groups/cf-community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.5
