Heh, I *think* I see where you're going with this, and the answer is I don't
NEED a card at all.  In fact, I haven't had one for years, just paid
everything with my check card.
However, if I am going to be a responsible spender (which I clearly have
become over the years), why not make some money while spending it?  Seems
silly NOT to take advantage of cash-back programs, since I am going to spend
the money one way or another.

And I should make it clear that this bill will be paid off every month.

On Sun, Apr 19, 2009 at 7:20 PM, J.J. Merrick <[email protected]>wrote:

>
> Why do you even need... oh nevermind! :-)
>
> On Sun, Apr 19, 2009 at 11:20 AM, Ray Champagne <[email protected]>
> wrote:
> >
> > So, after finally paying off all my cards (and canceling them), I want to
> > get a card that I can use to make all my monthly purchases, then pay off
> at
> > the end of every month, just to get the benefits of whatever rewards that
> > card offers.  To me it seems silly to not do this, since I am going to
> make
> > the purchases anyway.
> > What I'm wondering is - any advice as to what card offers the best
> overall
> > rewards?  We do travel a half-dozen times a year, but don't use the same
> > airline or stay at the same hotel every time (we shop for best price &
> > quality), so an airline card really doesn't do me any good.
> >
> > Cash back or product incentives is more along the lines of what I was
> > thinking...
> >
> > I really don't like the idea of paying $100 to American Express for
> > the privilege of using their card, either.
> >
> >
> >
>
> 

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