Well, I ended up going with the Amex Blue card - 5% cash back for groceries & gas, 1.25% for all other purchases. No annual fee, seems like the card for us. I seriously hate researching this crap, but Cam's point about fly-by-night Visa & MC cards hit home. I don't feel like doing this again in 3 or 6 months. I was going to go with the reg Amex or Amex cash card, but this one ended up being the best one for the spending we do. No annual fee makes me happy!
Thanks everyone. This group is the coolest. On Sun, Apr 19, 2009 at 12:04 PM, Cameron Childress <[email protected]>wrote: > > On Sun, Apr 19, 2009 at 12:20 PM, Ray Champagne <[email protected]> > wrote: > > I really don't like the idea of paying $100 to American Express for > > the privilege of using their card, either. > > I typically feel the same but I would recommend looking at the > benefits and comparing them to other cards. I have a Hilton AMEX for > personal purchases and a Delta Business AMEX for my company. Both > have annual fees, but the rewards more than pay for the fee (if you > use them). I get 5% back on Delta purchases and a number of other > companies (FedEx). The discounts over a year are always far more than > the annual fee. Of course, I may occasionally be paying more for a > Delta flight than an AirTran flight, but I prefer Delta anyway so it's > not a big deal for me. > > Another thing to consider is that MC and Visa cards are through > companies who might buy/sell your card account to other banks at any > time. A few times I've gotten a card with great benefits just to have > another company buy my account and cut off the privileges when they > roll it up into one of their own programs. With AMEX, you are always > dealing with AMEX. The card account isn't going to change hands. > > It turns into a math problem in the end, but I would run the math out > for a year or two on any card and see if the bennies would pay for the > fee plus some, especially if you plan on using it for "everything". > > -Cameron > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Adobe® ColdFusion® 8 software 8 is the most important and dramatic release to date Get the Free Trial http://ad.doubleclick.net/clk;207172674;29440083;f Archive: http://www.houseoffusion.com/groups/cf-community/message.cfm/messageid:295452 Subscription: http://www.houseoffusion.com/groups/cf-community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.5
