nooo. I'll duck in here long enought to point out the fallacy in this then I am ducking out.
The fact that Joe Schmo can't afford his premiums does not mean that he is any more expensive to insure than you or I. He is simply poorer, perhaps. He is presumably paying into whatever new system emerges, so he is a revenue stream as well as a potential expense. While some uninsured people may initially be more expensive to insure because of deferred medical care, let's remember that we are already paying for the ER visits for those people once the deferred medical care causes serious problems. So we aren't saving any money under the current system, the insurance companies are. Meanwhile, other uninsured people simply never need doctors and thus see no need for the expense. So if they are brought into the system they represent a pool of mostly young, mostly healthy low-risk participants. So your analogy is fatally flawed. Home insurance will go down if there are mor policyholders to share the risk, is a better analogy. But that of course does not support your argument. And for the record I am an agnostic on the subject of single payer. The devil is in the details and in Ontario I don't like them is all i know. > > * The people without coverage in this country don't have it because > they're too expensive and/or can't afford the premiums. By adding > their costs back in we lower costs because ... why again? Isn't that > like saying home insurance will go down if we have more hurricanes? > > * Medicare doesn't pay for routine physicals today, but if we add in > everyone in America that'll lower costs because ... why again? > > * The government, given it's great track record of lack of red tape, > will get this stuff all streamlined. > > Ok, so far, you're not doing a very job explaining how changing who > pays the bills will lower the bills. > > What am I missing? > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Adobe® ColdFusion® 8 software 8 is the most important and dramatic release to date Get the Free Trial http://ad.doubleclick.net/clk;207172674;29440083;f Archive: http://www.houseoffusion.com/groups/cf-community/message.cfm/messageid:296692 Subscription: http://www.houseoffusion.com/groups/cf-community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.5
