> gg wrote:
> Next time you break a leg tell your clinic and hospital to bill you
> directly.  See how much lower the price is.
>

I should add that enjoy the healthcare debate with you and apologize
for being a dick about it.   It's just that I think you've lost the
big picture:

1.) Patients need care

2.) Doctors charge bills that patients can't afford so patients sell risk

3.) Insurance companies buy profitable risk and make money by
investing the premiums.

If you look at that formula you might see something familiar: home
loans.  That collapsed.

Next to collapse?  College costs.

* students need education

* Colleges charge bills that students can't afford so students sell debt

* Banks buy profitable debt and make money by charging interest

If we simply eliminate all banks and turn over lending to the
government will it stop escalating education costs?

NO

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