I've never seen any investigation conclude that banks and mortgage
companies were forced to give mortgages to people that could not
afford them.

I have seen investigations, and employees say that they knowingly gave
mortgages and loans to persons that they knew could not afford it in
order to secure their own bonuses at the end of the month.

I have seen investigations which conclude that the packaging of these
toxic assets was wilful and with the full knowledge of these financial
institutions.

Where are you getting your information that these corporations were
'Forced' into creating this financial crisis?
Are you implying that they bear no responsibility at all in this?

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