On Mon, Oct 18, 2010 at 8:49 AM, Vivec <[email protected]> wrote:

>
> Where are you getting your information that these corporations were
> 'Forced' into creating this financial crisis?
> Are you implying that they bear no responsibility at all in this?
>

We have covered this before. Time warp back a few years. Democrats scolded
Fannie and Freddie for not working harder to deliver the dream of home
ownership to millions of people who he felt deserved to have the American
dream - economics be damned. He forced them to lower their standards and
take on many more sub-prime mortgages in pursuit of this policy goal. Fannie
and Freddie, backed by the American taxpayer, complied. A combination of
this policy and the availability of cheap money sent sales soaring, creating
the housing bubble.

Banks saw the flood of easy money and figured they had to jump on the
bandwagon or miss out on the profits. You can't blame them for doing what
comes naturally to them - trying to maximize shareholder returns. Do they
bear any responsibility for the mess? Sure. Like everyone else, they got
caught up in the craze and failed to see the fiscal crash they were headed
toward. They generated so many bad loans in the sub-prime market that they
put their core businesses in jeopardy of failure.


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