All of you guys have so much worldy experience, maybe you guys can
help...I'm buying my first house and I just learned that I've been
preapproved for my mortgage, but I was wondering, are houses negotiable like
cars, or should I just take the asking price?

Also I am just working with the mortgage guy that the person who is selling
the house refered me too, and I'm sure they are running some sort of
deal...they all are (damn capitalist pigs!).  Is this a good idea, or should
I hunt around for different mortgage guys? The house guy is saying "another
agent" is showing the same house, and I get the feeling he is trying to rush
me...gives me bad vibes.

Last question, the mortgage guy keeps talking about FHA loans and I have no
clue what they are, but it sounds governmental, and I don't want the govt
hosing up my house. Anybody have any advice, or info about the FHA thing?

That said...just an fyi from what I've learned so far, apparently it's
pretty easy to get into a house with no money down these days. That's
incredible if you ask me.

jon

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