> Jon- comments inline...
> > All of you guys have so much worldy experience, maybe you guys can
> > help...I'm buying my first house and I just learned that I've been
> > preapproved for my mortgage, but I was wondering, are houses negotiable
like
> > cars, or should I just take the asking price?
> >
> Housing prices are totally negotiable, as are terms.
> When we bought our house (long ago), we got the impression the seller
> was not flexible on price but was flexible on terms. So we negotiated
> a longer close and them taking back a second mortgage,
> but met their price.

Yes, yes.  My roomate just sold her house.  She allowed up to $3,000 off the
price for any repairs that the buyers felt were warranted.  The buyers
wanted $3,800 worth of repairs (new carpet, paint, etc.).  So, at their
request, she set the official price of the house at $1,000 less than the
original.  This included subtracting the $3,000, but then adding $2,000 back
on.  So, the buyers get $3,000 off but get a loan for $2,000 more than they
are really paying for the house.  They keep the extra $2,000 to pay for the
extra $800 in repairs, plus any others they decide on.  Everything is
negotiable .. depending on the seller.

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