> All of you guys have so much worldy experience, maybe you guys can
> help...I'm buying my first house and I just learned that I've been
> preapproved for my mortgage, but I was wondering, are houses negotiable
like
> cars, or should I just take the asking price?

It depends on the market in your area.  Get a sellers agent - they will be
able to help you.


> Also I am just working with the mortgage guy that the person who is
selling
> the house refered me too, and I'm sure they are running some sort of
> deal...they all are (damn capitalist pigs!).  Is this a good idea, or
should
> I hunt around for different mortgage guys? The house guy is saying
"another
> agent" is showing the same house, and I get the feeling he is trying to
rush
> me...gives me bad vibes.

Get a sellers agent.


> Last question, the mortgage guy keeps talking about FHA loans and I have
no
> clue what they are, but it sounds governmental, and I don't want the govt
> hosing up my house. Anybody have any advice, or info about the FHA thing?

You might be able to get an interest rate discount using an FHA loan. Get a
sellers agent.



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