Yeah, I will agree with that.  I'm two minds of this apparently.  It's one
thing if a simple forum has my username/password stolen, quite something
different if my SSN was stolen.

My co-worker gave the argument that if a username/password can be traced
back to you and additional information can be gleamed and they can figure
out your bank and manage to log in because your username/password was the
same, then it's the original site that lost the data fault.  My counterpoint
was, If I let you borrow my car and I happened to give you my entire keyring
instead of just giving you the keys to the car, was it your fault or mine
when you got mugged and the keys (password) were taken from you (by a
hacker) my car (data) got stolen and oh, by the way, now my house ( the bank
) got robbed?  In my opinion, We were both at fault there.  I stupidly gave
you my entire keyring and you lost it/got mugged/whatever.

I do understand what you are saying.  I agree that personal identifying
information needs to be encrypted and secured.  SSL (or TSL or whatever the
hell you want to call it now) is an extra layer.  Does SSL belong on a
simple forum?  Not sure.  Does it belong on a site that is doing any kind of
transactions?  Certainly.

I think adding a robust privacy policies and terms of agreements are a good
thing as well.  Ensuring the end user that the data is encrypted and laying
down exactly what you're responsible for.  It's one thing for data to be
compromised on your website, something entirely different when the end user
didn't secure themselves by using the same username/password and now their
bank got cleaned out.

Maybe we all take information for granted for how freely its flowing out
there?  I may have to rethink all this... I have no idea anymore.  I argued
myself into a circle. ;)

On Jan 24, 2008 3:57 PM, Dawson, Michael <[EMAIL PROTECTED]> wrote:

> You are missing my point. I'm not saying a person is not responsible for
> their own credentials, however, you know how the media is.
>
> My original point was that it is too inexpensive NOT to secure the
> information.  Especially, to protect dummy people from themselves.  I
> care about the other guy even if the other guy gots not smarts.
>
> M!ke


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